Latitude GO Mastercard
22.74% p.a.
No current offer
$71
GO Rewards
Latitude GO Mastercard
22.74% p.a.
No current offer
$71
GO Rewards
Latitude GO Mastercard
22.74% p.a.
No current offer
$71
GO Rewards
Rewards program details
Rates and fees information correct as at 25 April 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.What your points get you
Fly Sydney to London return
-
Fly Sydney to Melbourne one-way
-
$100 Giftcard
13,130 points
$100 Cash
-
Points earning
1 point per dollar on Mastercard, up to 100000 points per year
Rewards scheme
Value of rewards points
Spend $13,130 (Mastercard)
at 100,000 points yearly
36 months
How do we calculate these points?
How do we calculate the rewards?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
calculate how many points you'd get each year,
figure out how many flights or gift cards or cashback credits you could get for those points,
work out what that's actually worth to you,
take off the annual fee you'd pay.
More details:
Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
Shopping rewards are based on $100 gift cards from a major national department store.
We make every effort to ensure our calculations are correct and up to date but make no guarantees.
Rate and fee details
Rates
-
22.74% p.a.
-
none
-
No current offer
-
none
-
29.49% p.a.
-
55
Fees
-
$71.40
-
none
-
none
-
none
-
$30.00
-
3%, Min $3
-
3.00%
-
$2.50
-
$10.00
-
$0.00
Features
-
$25.00
-
3.0
-
9
-
$25 one-off establishment fee applies. $5.95 account servicing fee. Shoppers Protection Insurance is an optional insurance cover for 1% of monthly closing balance (max $50 a month), including Price, Merchandise, Stolen Card and Balance Protection.
Payment options
Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Customer Reviews
How are Latitude credit cards rated by the Mozo community?
Latest reviews of Latitude GO Mastercard
- Overall7/10
Good everyday expense credit card
Good promotions with big brands such as Harvey Norman. Fees are reasonable and have 3 months...
Read full review
Good promotions with big brands such as Harvey Norman. Fees are reasonable and have 3 months Intrest free on all purchases.
Price7/10Features7/10Customer service5/10Convenience6/10Trust7/10Less
Guy | New South Wales
reviewed about 3 years ago
- Overall10/10
Great interest rates and easy to use
I love my Go MasterCard, it easy to access and use. The interest rates are fair and you regularly...
Read full review
I love my Go MasterCard, it easy to access and use. The interest rates are fair and you regularly get offers for increases.
Price10/10Features8/10Customer service5/10Convenience9/10Trust6/10Less
Cheyenne | New South Wales
reviewed about 3 years ago
- Overall3/10
Nope
Not straight forward or thorough. When asked on telephone how it works and extra costs provided...
Read full review
Not straight forward or thorough. When asked on telephone how it works and extra costs provided false information. To be charged an initial fee on withdrawal and $2.50 per day interest is not ok
Price5/10Features5/10Customer service3/10Convenience5/10Trust3/10Less
Lilit | New South Wales
reviewed about 3 years ago
- Overall1/10
Worse than average
They are unbending and expensive
Read full review
They are unbending and expensive
Price2/10Features3/10Customer service4/10Convenience2/10Trust1/10Less
Gayell | Victoria
reviewed about 3 years ago
- Overall6/10
Make regular payments while on interest free
Easy to obtain not easy to off once interest free period is over
Read full review
Easy to obtain not easy to off once interest free period is over
Price5/10Features5/10Customer service8/10Convenience4/10Trust7/10Less
Kaye | Queensland
reviewed over 3 years ago
About Latitude
Latitude positions itself as an alternative to the "Big 4" banks in Australia and offer banking products and services with a focus on convenience and customer service. Latitude provides personal insurance and loans, financing options and credit cards.
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