22.74% p.a.
No current offer
$71
GO Rewards
Latitude GO Mastercard
22.74% p.a.
No current offer
$71
GO Rewards
Latitude GO Mastercard
22.74% p.a.
No current offer
$71
GO Rewards
Fly Sydney to London return
-
Fly Sydney to Melbourne one-way
-
$100 Giftcard
13,130 points
$100 Cash
-
1 point per dollar on Mastercard, up to 100000 points per year
Spend $13,130 (Mastercard)
at 100,000 points yearly
36 months
How do we calculate these points?
To work out the "Rewards value minus fees" in our Rewards Revealer we:
calculate how many points you'd get each year,
figure out how many flights or gift cards or cashback credits you could get for those points,
work out what that's actually worth to you,
take off the annual fee you'd pay.
More details:
Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.
We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.
Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.
In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.
We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.
To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.
Shopping rewards are based on $100 gift cards from a major national department store.
We make every effort to ensure our calculations are correct and up to date but make no guarantees.
22.74% p.a.
none
No current offer
none
29.49% p.a.
55
$71.40
none
none
none
$30.00
3%, Min $3
3.00%
$2.50
$10.00
$0.00
$25.00
3.0
9
$25 one-off establishment fee applies. $5.95 account servicing fee. Shoppers Protection Insurance is an optional insurance cover for 1% of monthly closing balance (max $50 a month), including Price, Merchandise, Stolen Card and Balance Protection.
Apple Pay, Google Pay, Samsung Pay, Fitbit Pay, Garmin Pay
Good promotions with big brands such as Harvey Norman. Fees are reasonable and have 3 months...
Read full review
Good promotions with big brands such as Harvey Norman. Fees are reasonable and have 3 months Intrest free on all purchases.
Less
Guy | New South Wales
reviewed almost 3 years ago
I love my Go MasterCard, it easy to access and use. The interest rates are fair and you regularly...
Read full review
I love my Go MasterCard, it easy to access and use. The interest rates are fair and you regularly get offers for increases.
Less
Cheyenne | New South Wales
reviewed almost 3 years ago
Not straight forward or thorough. When asked on telephone how it works and extra costs provided...
Read full review
Not straight forward or thorough. When asked on telephone how it works and extra costs provided false information. To be charged an initial fee on withdrawal and $2.50 per day interest is not ok
Less
Lilit | New South Wales
reviewed almost 3 years ago
They are unbending and expensive
Read full review
They are unbending and expensive
Less
Gayell | Victoria
reviewed almost 3 years ago
Easy to obtain not easy to off once interest free period is over
Read full review
Easy to obtain not easy to off once interest free period is over
Less
Kaye | Queensland
reviewed about 3 years ago
Latitude positions itself as an alternative to the "Big 4" banks in Australia and offer banking products and services with a focus on convenience and customer service. Latitude provides personal insurance and loans, financing options and credit cards.
Promoted
HSBC
Platinum Credit Card
0% p.a. for 22 months and then 21.99% p.a.
19.99% p.a.
$129 Refunded when you spend over $6,000 p.a
Promoted
American Express
Explorer Credit Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
20.74% p.a.
$395
Promoted
Woolworths
Everyday Platinum Credit Card
0% p.a. for 14 months and then 21.99% p.a.
19.99% p.a.
$49 $0 in the first year
Promoted
Qantas Money
Qantas Premier Platinum
0% p.a. for 18 months and then 21.99% p.a.
19.99% p.a.
$299 $149 in the first year
Promoted
American Express
Qantas Ultimate Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
20.74% p.a.
$450
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Citi
Platinum (Balance Transfer Offer)
0% p.a. for 26 months and then 21.74% p.a. (1.50% balance transfer fee)
20.99% p.a.
$199 $0 in the first year
Promoted
CUA
Low Rate Credit Card
0% p.a. for 13 months and then 21.74% p.a.
11.99% p.a.
$49 $0 in the first year
Promoted
American Express
Explorer Credit Card
2 points per dollar on Amex, uncapped
20.74% p.a.
$395
Promoted
Woolworths
Everyday Platinum Credit Card
1 point per dollar on Visa, uncapped
19.99% p.a.
$49 $0 in the first year
Promoted
Qantas Money
Qantas Premier Platinum
1 point per dollar on Mastercard, up to $10,000 per month, then
0.5 points per dollar on Mastercard, uncapped
19.99% p.a.
$299 $149 in the first year
Promoted
American Express
Qantas Ultimate Card
1.25 points per dollar on Amex, uncapped
20.74% p.a.
$450
Promoted
HSBC
Platinum Credit Card
1 point per dollar on Visa, uncapped
19.99% p.a.
$129 Refunded when you spend over $6,000 p.a
Promoted
CUA
Platinum Credit Card
1 point per dollar on Mastercard, up to 100000 points per year
19.99% p.a.
$149 $0 in the first year
Promoted
Citi
Platinum (Balance Transfer Offer)
1 point per dollar on Visa, up to $10,000 per month
20.99% p.a.
$199 $0 in the first year
Promoted
ANZ
Frequent Flyer Black
1 point per dollar on Visa, up to $7,500 per month, then
0.5 points per dollar on Visa, uncapped
19.99% p.a.
$425
Promoted
American Express
Explorer Credit Card
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
$395
20.74% p.a.
Promoted
Woolworths
Everyday Platinum Credit Card
0% p.a. for 14 months and then 21.99% p.a.
$49 $0 in the first year
19.99% p.a.
Promoted
Qantas Money
Qantas Premier Platinum
0% p.a. for 18 months and then 21.99% p.a.
$299 $149 in the first year
19.99% p.a.
Promoted
Bankwest
Breeze Mastercard
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
$79 $0 in the first year
0% p.a. for 6 months then 12.99% p.a.
Promoted
American Express
Essential Credit Card
0% p.a. for 12 months and then 14.99% p.a. (3.00% balance transfer fee)
$0
14.99% p.a.
Promoted
Citi
Platinum (Balance Transfer Offer)
0% p.a. for 26 months and then 21.74% p.a. (1.50% balance transfer fee)
$199 $0 in the first year
20.99% p.a.
Promoted
CUA
Low Rate Credit Card
0% p.a. for 13 months and then 21.74% p.a.
$49 $0 in the first year
11.99% p.a.
Promoted
HSBC
Platinum Credit Card
0% p.a. for 22 months and then 21.99% p.a.
$129 Refunded when you spend over $6,000 p.a
19.99% p.a.
Promoted
American Express
Essential Credit Card
14.99% p.a.
$0
0% p.a. for 12 months and then 14.99% p.a. (3.00% balance transfer fee)
Promoted
CUA
Low Rate Credit Card
11.99% p.a.
$49 $0 in the first year
0% p.a. for 13 months and then 21.74% p.a.
Promoted
Bankwest
Breeze Mastercard
0% p.a. for 6 months then 12.99% p.a.
$79 $0 in the first year
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
Promoted
Citi
Clear Platinum
12.99% p.a.
$99 $0 in the first year
0% p.a. for 14 months and then 21.74% p.a.
Promoted
Bankwest
Breeze Platinum Mastercard
0% p.a. for 6 months then 12.99% p.a.
$99 $0 in the first year
0% p.a. for 26 months and then 12.99% p.a. (2.00% balance transfer fee)
Promoted
Coles
Low Rate Mastercard
12.99% p.a.
$58
0% p.a. for 6 months and then 19.99% p.a.
Promoted
HSBC
Platinum Credit Card
19.99% p.a.
0% p.a. for 22 months and then 21.99% p.a.
$129 Refunded when you spend over $6,000 p.a
Promoted
American Express
Explorer Credit Card
20.74% p.a.
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
$395
Promoted
Woolworths
Everyday Platinum Credit Card
19.99% p.a.
0% p.a. for 14 months and then 21.99% p.a.
$49 $0 in the first year
Promoted
Qantas Money
Qantas Premier Platinum
19.99% p.a.
0% p.a. for 18 months and then 21.99% p.a.
$299 $149 in the first year
Promoted
American Express
Qantas Ultimate Card
20.74% p.a.
0% p.a. for 12 months and then 20.74% p.a. (1.00% balance transfer fee)
$450
Promoted
Citi
Platinum (Balance Transfer Offer)
20.99% p.a.
0% p.a. for 26 months and then 21.74% p.a. (1.50% balance transfer fee)
$199 $0 in the first year
Promoted
CUA
Low Rate Credit Card
11.99% p.a.
0% p.a. for 13 months and then 21.74% p.a.
$49 $0 in the first year
