GO Mastercard card image

Latitude GO Mastercard

Advertiser disclosure
Purchase rate
27.49% p.a.
Balance transfer rate
No current offer
Annual fees
$131 $10.95 monthly fee waived if outstanding balance less than $10
Interest free days on purchases
55

Mozo editorial review Latitude GO Mastercard - last updated: 24 April 2024

binocular icon
What's hot
  • Interest free payment plans available (conditions apply)
  • Up to 55 days interest free on everyday purchases
What's not
  • 27.49% p.a. purchase rate (29.99% p.a. cash advance rate)
Mozo snapshot

Not sure whether to choose a credit card or a buy now pay later service? With the Latitude GO Mastercard, you can have both. What's great about this card is that it lets you buy now pay later, with a range of interest free payment plans on offer when you shop at any of Latitude’s partner retailers. Plus, it also comes with up to 55 interest free days on everyday transactions.

key icon
Key features

If you want a credit card that offers interest-free days and the option to buy now pay later, look no further than the Latitude GO Mastercard. 

While the card comes with a hefty 27.49% p.a. purchase rate (29.99% p.a. cash advance rate) there's no annual fee to worry about. However, a $9.95/month account servicing fee is charged if your outstanding balance is more than $10. 

The GO Mastercard comes with up to 55 interest-free days on everyday purchases. Plus, it has a range of killer buy now pay later options when you shop with any of their thousands of partner retailers, including Harvey Norman, Domayne and Joyce Mayne.

Three main plans are available: 

  • Interest Free: You must make a minimum payment each month, but you can also make extra contributions when you want to. (Plans start from 6 months)

  • Buy Now, Pay Later: You don’t need to pay at all during the plan period and can pay in a lump sum at the end if you want to. Or you can make any extra payments you want up until then. (Plans start from 3 months) 

  • Instalment Interest Free: You pay equally monthly repayments each month in instalments without extra repayments. (Plans vary and are only available during specific promotional periods).  

And if you’re all about digital wallets, you may be pleased to hear that the Latitude GO Mastercard is available on Apple Pay, Google Pay, Samsung Pay, Fitbit Pay and Garmin Pay.

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Who is it good for

This card could be a good option for someone looking to save on interest repayments. It could also be handy for customers that shop at any of Latitude’s partner retailers and are looking to combine a credit card with a buy now pay later service.

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Any catches

While the Latitude GO Mastercard comes with a bunch of perks, there are some fees to be mindful of. This includes a $45 late payment fee if you miss a minimum repayment. 

There is also a foreign exchange fee of 3.00% when you use the card overseas, so if you're after a card suited for travelling the Latitude 28 Degrees Global Platinum Mastercard may be a better option for you.

Details

Rates and fees information correct as at 27 May 2024 Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

27.49% p.a.

none

No current offer

none

29.99% p.a.

55

Fees

$131.40

none

none

none

$45.00

3%, Min $3

3.00%

$0.00

$0.00

$0.00

Features

$25.00

3.0

9

$10.95 account servicing fee is charged when outstanding balance is more than $10, shown as $131.4 annual fee.

Payment options

Apple Pay, Google Wallet, Samsung Pay, Fitbit Pay, Garmin Pay

Customer Reviews

How are Latitude credit cards rated by the Mozo community?

Overall
4.5/10
Price
3.7/10
Features
4.4/10
Customer service
4.8/10
Convenience
4.8/10
Trust
4.4/10
Based on 668 Latitude credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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