Qantas Money Qantas Premier Everyday Credit Card

0% p.a. for 9 months then 19.99% p.a.

0% p.a. for 9 months and then 21.99% p.a.

$49

Qantas Frequent Flyer

Qantas Money Qantas Premier Everyday Credit Card

0% p.a. for 9 months then 19.99% p.a.

0% p.a. for 9 months and then 21.99% p.a.

$49

Qantas Frequent Flyer

Mozo Review   Qantas Money Qantas Premier Everyday Credit Card Review

Last updated: 27 November 2018.

What's hot:
  • 0% purchase rate for first 9 months (19.99% afterwards)

  • 0% balance transfer rate for first 9 months (21.99% afterwards)

  • 20,000 bonus points if you spend $3,000 in the first 90 days

What's not:
  • $25 additional card fee

Mozo snapshot:

The Qantas Money Qantas Premier Everyday Credit Card offers a heap of value or savvy spenders. It instantly converts all points earnt to Qantas Points, which can be redeemed for tonnes of different rewards. The card also comes with a number of features like a concierge service, the option for additional cardholders and $50 Qantas Wine voucher (minimum $100 spend). Plus, for the first 9 months there’s a 0% purchase rate and balance transfer rate.

Key features:

The Qantas Money Qantas Premier Everyday Credit Card is a great card for any frequent travellers that want something to help them rack up their Qantas Frequent Flyer points.

Let’s first look at points earning, as there are few different numbers to be aware of:

  • 0.75 points earnt per $1 spent for the first $3,000 spent of the month

  • 0.4 points earnt per $1 spent on purchases after the first $3,000 of the month

  • 1 point earnt per $1 spent on international spending

  • 1 point earnt per $1 spent on select Qantas products and service

On top of this, you’ll be able to kick off your points earning with 20,000 bonus points if you spend $3,000 in the first 90 days.

Now that you know how to earn points, let’s go through what those points can be cashed in for. Unsurprisingly, Qantas Frequent Flyer points can be used to redeem flights, or flight upgrades. They can also be used to book hotels, be cashed in for gift cards or claim a whole range of products from tennis rackets to iPads.

If you are looking to transfer some debt onto a new card you’ll be happy to know there’s a 0% balance transfer rate for the first 9 months (21.99% afterwards). Also, for the first 9 months of the card, there's a 0% purchase rate (19.99% afterwards) on new purchases.

Lastly, if you want to share the account with someone, you’ll be able to do so, however there is a $25 additional card fee.

Who it's good for:

For any customer that wants to double down on their Qantas Frequent Flyer points, the Qantas Money Qantas Premier Everyday Credit Card offers an easy way to turn their credit card spend into Qantas points.

Any catches?

A couple of things to remember when redeeming your points. First, if you're using your points for a flight, you won't earn Status Credits on that flight. Second, when you use your points for a Classic Flight Reward with Qantas, taxes, fees and carrier charges also apply and this cost can change depending on what flight you book and when. For example, at the time of writing, a return Economy Classic Flight Reward from Sydney to London is 120,000 Qantas Points plus $724 in taxes, fees and carrier charges.

Rewards program details

Rates and fees information correct as at 14 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
What your points get you

Fly Sydney to London return

120,000 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

16,160 points

$100 Cash

-

Points earning

0.75 points per dollar on Mastercard, up to $3,000 per month, then
0.4 points per dollar on Mastercard, uncapped

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

Earn 1 Qantas Point per AUD $1 equivalent international spend and 1 additional Qantas Point per $1 spend on selected Qantas products and services.

0% for 6 months on your first Qantas purchase.

Special offers

Receive 20,000 bonus Qantas Points when you spend $3,000 within 90 days of card approval.

Value of rewards points

Spend $21,547 (Mastercard)

Spend $10,667 (Mastercard)

Spend $268,500 (Mastercard)

Uncapped

Never

How do we calculate the rewards?

To work out the "Rewards value minus fees" in our Rewards Revealer we:

  • calculate how many points you'd get each year,

  • figure out how many flights or gift cards or cashback credits you could get for those points,

  • work out what that's actually worth to you,

  • take off the annual fee you'd pay.

More details:

  • Our calculations are designed to help you compare the value of different rewards schemes. To do this, we've looked at earning a one-way Sydney-Melbourne flight excluding taxes and charges, a return Sydney-London flight excluding taxes and charges, a $100 shopping Gift Card and $100 cashback. Most cards will also offer other rewards, which may be worth more or less than the ones we've shown.

  • We have made no allowance for bonus points for using your card at specific merchants, introductory offers or special offers. We have not assigned any value to instant discounts, insurances, ticketing and concierge services or other such benefits.

  • Rewards value calculations do not take credit card interest into account. If you do not pay off your card each month you may be better off looking for a card based on interest rates than on the value of rewards.

  • In products that have more than one card, a different mix of spend between American Express / Visa / Mastercard will give different results. Mozo's Rewards Revealer lets you choose the mix based on the way you would use such a product, and gives you tailored results.

  • We assume flights purchased with airline points are 'classic' or 'reward' economy seats with restricted seat availability. 'Any seat' rewards will probably cost more.

  • To compare the value of flight rewards, we sample online retail flight prices once a quarter based on the average price on a Wednesday 3 months in advance but outside NSW school holidays. For domestic flights we take the lowest available fare from each flight on that day from Qantas Red e-deal, Virgin Australia Saver including baggage and Jetstar Starter including baggage. We calculate the average price excluding taxes and surcharges for each airline, and also the average across all airlines (which we use when rewards are travel agent vouchers). For international flights, we take the lowest available fares on that same Wednesday from each of Qantas, Emirates, Malaysian, Etihad, Singapore, Cathay Pacific and Thai, assuming a return flight 2 weeks later, calculate the average price before taxes and surcharges and use this as our assumed cost of a flight on any airline.

  • Shopping rewards are based on $100 gift cards from a major national department store.

  • We make every effort to ensure our calculations are correct and up to date but make no guarantees.

Close

Rate and fee details

Rates
  • 19.99% p.a.

  • 0% p.a. for 9 months

  • 0% p.a. for 9 months and then 21.99% p.a.

  • yes

  • 21.99% p.a.

  • 55

Fees
  • $49.00

  • none

  • none

  • none

  • $10.00

  • 3%, min $3.00

  • 3.00%

  • $2.00

  • $0.00

  • $25.00

Features
  • $30.00

  • 2.0

  • yes

  • none

Rewards privileges

Concierge,
Travel Insurance

Other benefits

$50 Qantas Wine voucher (minimum spend $100).

Customer Reviews

This product is not currently reviewed.

Qantas Money

About Qantas Money

Qantas is one of Australia's biggest airlines, and the Qantas Money platform brings together direct financial products, a new app and its frequent flyer program. Through the program, Qantas Points can be redeemed for flights, flight upgrades and other travel freebies.

See Qantas Money credit cards

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