Qantas Premier Everyday card image

Qantas Money Qantas Premier Everyday

Advertiser disclosure
Purchase rate
19.99% p.a.
Balance transfer rate
0% p.a. for 12 months and then 21.99% p.a. (2.00% balance transfer fee)
Annual fees
$99
Interest free days on purchases
55

Mozo editorial review Qantas Money Qantas Premier Everyday - last updated: 6 May 2024

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What's hot
  • Up to 8,000 bonus Qantas Points on offer (conditions apply)
  • Low $99 annual fee
  • 2022 Mozo Experts Choice Award-winner
What's not
  • $25 additional card fee per additional cardholder
Mozo snapshot

The Qantas Money Qantas Premier Everyday Credit Card offers a heap of value for savvy spenders. It instantly converts all points earned to Qantas Points, which can be redeemed for tonnes of different rewards. Plus the card comes with a number of features like a concierge service, the option for additional cardholders, plus new cardholders earn 2 bonus points on top of the standard earn-rate for every $1 spent on eligible purchases within 4 months of card approval, up to a total of 8,000 bonus points. 

It's even an award winner! That's right, the Qantas Premier Everyday card took home a 2022 Mozo Experts Choice Award in the best Qantas Frequent Flyer Credit Card category. 

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Key features
With the Qantas Premier Everyday credit card, there's no limit to the number of Qantas Points you can earn – at home or overseas.

Let’s take a look at points earning, as there are few different numbers to be aware of:
  •  0.75 points per whole $1 on Domestic spend up to and including $3,000 per statement period

  •  0.4 points per whole $1 spent on purchases after the first $3,000 per statement period 

  •  1 point per whole $1 spent on international spending

  •  1 additional point per whole $1 spent on select Qantas products and service


On top of this, you can kick start your points balance by earning up to 8,000 bonus Qantas Points. To earn 2 points per $1 spent up to $4,000 on eligible purchases, within the first four months of being approved.

Now that you know how to earn points, let’s go through what those points can be cashed in for. Unsurprisingly, Qantas Frequent Flyer points can be used to redeem flights, or flight upgrades. They can also be used to book hotels, be cashed in for gift cards or claim a whole range of products from tennis rackets to iPads.

There's a fairly low ongoing annual fee of $99. And if you're looking to transfer some debt onto a new card, there's a 0% p.a. interest on balance transfers for 12 months with 2% balance transfer fee, after which the rate reverts to 21.99% p.a. Also keep in mind any purchases will come with a purchase rate of 19.99% p.a., as accounts with balance transfers are not eligible for the 55 interest free days.

Lastly, if you want to share the account with someone, you’ll be able to do so, however there is a $25 annual fee per additional cardholder. 

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Who is it good for

This card could be good for customers that wants to double down on their Qantas Frequent Flyer points, the Qantas Money Qantas Premier Everyday Credit Card offers an easy way to turn their credit card spend into Qantas points.

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Any catches

A couple of things to remember when redeeming your points. First, if you're using your points for a flight, you won't earn Status Credits on that flight. Second, when you use your points for a Classic Flight Reward with Qantas, taxes, fees and carrier charges also apply and this cost can change depending on what flight you book and when.

Rewards program details

Rates and fees information correct as at 18 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.

What your points get you
Fly Sydney to London return

110,400 points

Fly Sydney to Melbourne one-way

8,000 points

$100 Giftcard

20,010 points

$100 Cash

-

Points earning

0.75 points per dollar on Mastercard, up to $3,000 per month, then
0.4 points per dollar on Mastercard, uncapped

Rewards scheme

Points are automatically credited to the Qantas Frequent Flyer program.

All rewards are redeemed via Qantas Frequent Flyer.

Earn 1 Qantas Point per AUD $1 equivalent international spend and 1 additional Qantas Point per $1 spend on selected Qantas products and services.

0% for 6 months on your first Qantas purchase.

Special offers

Earn 2 bonus Qantas Points per $1 spent on eligible purchases within 4 months of card approval, up to a total of 8,000 bonus Qantas Points.

Value of rewards points

Spend $26,680 (Mastercard)

Spend $10,667 (Mastercard)

Spend $244,500 (Mastercard)

Uncapped

Never

How do we calculate these points?

Rate and fee details

Rates

19.99% p.a.

none

0% p.a. for 12 months and then 21.99% p.a. (2.00% balance transfer fee)

yes

21.99% p.a.

55

Fees

$99.00

none

none

none

$30.00

3%, min $3.00

3.00%

$2.00

$0.00

$25.00

Features

$30.00

2.0

yes

Minimum repayment is the greater of: $30, 2% of card balance, or the sum of 1% of card balance and late payment fee and interest charged.

Rewards privileges

Concierge,
Travel Insurance

Customer Reviews

How are Qantas Money credit cards rated by the Mozo community?

Overall
4.4/10
Price
5.0/10
Features
5.7/10
Customer service
4.4/10
Convenience
4.6/10
Trust
4.6/10
Based on 38 Qantas Money credit card reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

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