With a name that sounds as striking as its features, the Qantas Money Qantas Premier Titanium card is one to look out for. As far as reward go, you can snag 150,000 bonus Qantas Points when you apply before 1 May 2024 and spend $5,000 within 3 months of card approval, plus earn up to 1.25 Qantas points per $1 spent. Even with the hefty $1,200 annual fee, with all the perks on offer, big spenders can surely get their money's worth.
The Qantas Money Qantas Premier Titanium card is designed for big spenders who don’t mind paying an annual fee when there’s plenty of rewards value on offer. And that’s definitely the case here - this card offers competitive rewards points earning options and great complimentary features - an especially rewarding option for Qantas flyers.
To start your point stash off on the right foot, if you apply before 1 May 2024 you can score 150,000 bonus Qantas Points when you spend $5,000 within 3 months of card approval. For regular spending, here’s how the point system breaks down:
The points give you access to selected Qantas products and services like flights and gift cards.
Other perks include an additional 10% saving on eligible Qantas flights (both international and domestic) for up to two travellers per year for two people on all fare classes, plus 20% bonus Status Credits on Qantas flights. We haven’t even mentioned the complimentary Qantas Wine Premium Membership valued at $99 and 2 complimentary domestic Qantas Club or International Business Lounges each year.
On top of that, you’ll still get the regular perks that come with a rewards card, like a complimentary concierge service and travel insurance that includes travel cancellation.
Another cool feature that comes with the Qantas Premier Titanium card is its Qantas wellbeing rewards program, which is a way to increase point earning potential through fitness. You could earn up to 20,000 additional points per year for just everyday activities.
If you’re keen to get spending, the Qantas Premier Titanium card also has a nifty 6 months interest-free on your first Qantas purchase. And if you’re looking to get the family in on the spending action, there’s an option for additional cardholders.
If you’re looking to transfer existing debt onto this account, as there’s a 0% p.a. balance rate for 6 months but just make sure you pay off all outstanding debt as any leftover balance reverts to the 21.99% p.a cash advance rate after.
Finally, remember that there is a whopping $1,200 annual fee to keep this luxe plastic in your wallet, so make sure you’re getting enough value out of the bumper rewards on offer to justify this ongoing cost.
It’s no surprise that big spenders who travel often are going to get the most out of the Qantas Money Qantas Premier Titanium card.
However, there are some conditions to meet in order to apply, you’ll have to be an Australian resident who has a minimum income of $200,000 per year, plus be at least a Bronze Qantas Frequent Flyer member and a new Qantas Premier primary cardholder.
The power of this very high-end credit card comes in its rewards points, but keep in mind that although you'll earn 1.25 points per dollar this is capped at a $12,500 spend per month, after which you'll only earn 0.5 points per dollar. Since this card is aimed at big spenders, this points cap might be something to keep an eye on.
Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
110,400 points
8,000 points
20,010 points
-
1.25 points per dollar on Mastercard, up to $12,500 per month, then
0.5 points per dollar on Mastercard, uncapped
Points are automatically credited to the Qantas Frequent Flyer program.
All rewards are redeemed via Qantas Frequent Flyer.
Earn 2 Qantas Points per AUD $1 equivalent international spend and 2 additional Qantas Points per $1 spend on selected Qantas products and services.
20% bonus Status Credits on Qantas operated and marketed flights. Two complimentary Qantas First Lounge invitations each year and two complimentary Lounge invitations for use at domestic Qantas Club lounges or Qantas operated International Business Lounges each year. 10% saving on eligible Qantas flights for up to two bookings per year for two people on all fare classes. Complimentary Qantas Wine Premium Membership valued at $99. 0% for 6 months on your first Qantas purchase.
Receive 150,000 bonus Qantas Points when you spend $5,000 within 3 months of card approval.
Spend $16,008 (Mastercard)
Spend $6,400 (Mastercard)
Spend $88,320 (Mastercard)
Uncapped
Never
19.99% p.a. |
|
none |
|
No current offer |
|
yes |
|
21.99% p.a. |
|
55 |
$1,200.00 |
|
none |
|
none |
|
none |
|
$30.00 |
|
3%, min $3.00 |
|
3.00% |
|
$2.00 |
|
$0.00 |
|
$100.00 |
$30.00 |
|
2.0 |
|
yes |
|
Minimum repayment is the greater of: $30, 2% of card balance, or the sum of 1% of card balance and late payment fee and interest charged. |
Concierge,
Travel Insurance
This card has high fees - which I understood when I joined. The interest rate is also huge which is why I avoid using it for credit. It has very good points earning potential however. I have had the Titanium card for 3 years and I will be getting rid of it due to dissatisfaction. Two issues (1) when you use it overseas (in UK in my case) it often prompts for a signature instead of a PIN - which is something that no one has done in Europe for many years. Most merchants (anyone under 40 years old) respond assuming the card has been declined. This experience is common and its just too much of a hassle to use in many places - So I generally use another card overseas. (2) The Australian customer service if you ever need it is just appalling, I have had two issues - one was a card fraud issue, the other was getting legitimate cancelled pending merchant charges removed. In both cases the overseas call centre staff were difficult to communicate with and fairly aggressive/argumentative. Also you had to speak to 3 or 4 different people who need to separately identify you and then give you inconsistent and incorrect information. After three years I decided that I don't need to spend $1200/year for this kind of bad treatment as a customer.
Read full reviewThis card has high fees - which I understood when I joined. The interest rate is also huge which is why I avoid using it for credit. It has very good points earning potential however. I have had the Titanium card for 3 years and I will be getting rid of it due to dissatisfaction. Two issues (1) when you use it overseas (in UK in my case) it often prompts for a signature instead of a PIN - which is something that no one has done in Europe for many years. Most merchants (anyone under 40 years old) respond assuming the card has been declined. This experience is common and its just too much of a hassle to use in many places - So I generally use another card overseas. (2) The Australian customer service if you ever need it is just appalling, I have had two issues - one was a card fraud issue, the other was getting legitimate cancelled pending merchant charges removed. In both cases the overseas call centre staff were difficult to communicate with and fairly aggressive/argumentative. Also you had to speak to 3 or 4 different people who need to separately identify you and then give you inconsistent and incorrect information. After three years I decided that I don't need to spend $1200/year for this kind of bad treatment as a customer.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Platinum Visa Credit Card
19.99% p.a.
No current offer
$299
Qantas Frequent Flyer
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
100,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
Flex Card
0% p.a.
No current offer
$120 $10 monthly fee waived if the outstanding balance on the previous statement is paid in full by the due date.
StraightUp Card
n/a
No current offer
$240 $20/month - waived if no spend & no balance owing