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From the lender formerly known as Qantas Credit Union, now known as Qudos Bank, comes a range of fantastic credit card options for every budget and spending style.
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Last updated 15 January 2025
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Important disclosures
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This table shows a range of products, and we may receive payment if you use the links provided. It does not show all providers or all products from the providers. Mozo is paid a fee by the product issuer if you use a link on our site to go to their site from ours, make an inquiry, or you take out a product with them. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo. You do not pay any extra for using our service.
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Products are initially shown with ‘Promoted’ products at the top that we have chosen to advertise more prominently. The table beneath lists products that meet the information in the filter, sorted according to estimated repayments for loans, and interest rates for deposits. You can change the filter settings to see other products.
We provide only general advice
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the Product Disclosure Statement (PDS) or offer documentation, or seeking independent advice. It is also advised to review Target Market Determination(TMD) of products that you are considering. The TMD can be found on the provider's website.
Qudos Bank credit cards
Lifestyle
Purchase rate
4.99
%
p.a.
For 5 months and then 12.84%
Balance transfer rate
4.99
%
p.a.
For 5 months and then 12.84% p.a.
Annual fee
$0
Rewards program
-
No Partner link
Purchase rate
4.99
%
p.a.
For 5 months and then 12.84%
Intro purchase rate
4.99% p.a.for 5 months
Balance transfer rate
4.99
%
p.a.
For 5 months and then 12.84% p.a.
Annual card fee
$0
Intro fee
-
Interest free days on purchases
Up to 0
Cash advance rate
12.84% p.a.
Cash advance fee
$5.00
Foreign exchange margin
3.65%
Late payment fee
$0.00
Interest free days
Up to 0
Minimum credit limit
$1,000.00
Minimum repayment amount
$20.00
Minimum repayment percentage
2.00%
Additional cardholders
1
Additional cardholder fee
$0.00
Payment options
Apple Pay, Google Pay, PayID
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
-
Other restrictions
-
Lifestyle Plus
Purchase rate
4.99
%
p.a.
For 5 months and then 16.35%
Balance transfer rate
4.99
%
p.a.
For 5 months and then 16.35% p.a.
Annual fee
$0
Rewards program
-
No Partner link
Purchase rate
4.99
%
p.a.
For 5 months and then 16.35%
Intro purchase rate
4.99% p.a.for 5 months
Balance transfer rate
4.99
%
p.a.
For 5 months and then 16.35% p.a.
Annual card fee
$0
Intro fee
-
Interest free days on purchases
Up to 46
Cash advance rate
16.35% p.a.
Cash advance fee
$5.00
Foreign exchange margin
3.65%
Late payment fee
$0.00
Interest free days
Up to 46
Minimum credit limit
$1,000.00
Minimum repayment amount
$20.00
Minimum repayment percentage
2.00%
Additional cardholders
1
Additional cardholder fee
$0.00
Payment options
Apple Pay, Google Pay, PayID
Rewards program
-
Rewards schemes
-
Rewards bonus points
-
Rewards description
-
Rewards flight options
-
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
-
Other benefits
-
Other restrictions
-
Visa Platinum Credit Card
Purchase rate
4.99
%
p.a.
For 5 months and then 19.49%
Balance transfer rate
4.99
%
p.a.
For 5 months and then 19.49% p.a.
Annual fee
$199
Rewards program
Qantas Frequent Flyer
No Partner link
Purchase rate
4.99
%
p.a.
For 5 months and then 19.49%
Intro purchase rate
4.99% p.a.for 5 months
Balance transfer rate
4.99
%
p.a.
For 5 months and then 19.49% p.a.
Annual card fee
$199
Intro fee
-
Interest free days on purchases
Up to 55
Cash advance rate
19.49% p.a.
Cash advance fee
$5.00
Foreign exchange margin
3.65%
Late payment fee
$0.00
Interest free days
Up to 55
Minimum credit limit
$6,000.00
Minimum repayment amount
$20.00
Minimum repayment percentage
2.00%
Additional cardholders
1
Additional cardholder fee
$0.00
Payment options
Apple Pay, Google Pay, PayID
Rewards program
Qantas Frequent Flyer
Rewards schemes
1 point per dollar on Visa, up to $2,500 per month, then 0.5 points per dollar on Visa, uncapped
Rewards bonus points
2 Qantas points for every $1 spent on Qantas products and services.
Rewards description
Earn points via eligible flights and transactions. Points are automatically credited to the Qantas Frequent Flyer program.
Rewards flight options
All rewards are redeemed via Qantas Frequent Flyer.
Rewards instant discounts
-
Rewards special offers
-
Rewards privileges
Concierge, Travel Insurance
Other benefits
-
Other restrictions
Qantas Points are capped at a maximum of $200,000 of eligible purchases for each 12 month period from when the account is opened.
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Overall customer rating for Qudos Bank credit cards
3.8
Price
3.7
Features
3.2
Customer service
3.9
Convenience
3.1
Trust
3.9
Based on 34 product reviews.
Customer reviews
Important disclosures
Important disclosures
Important information about the Mozo customer ratings
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. More about the Mozo customer ratings.
G
Gary
Victoria -
Product name: Lifestyle Plus
4.5
Qudos is an excellent financial institution
Qudos bank have excellent security & staff know their prducts very well
Mozo provides general product information. We don't consider your personal objectives, financial situation or needs and we aren't recommending any specific product to you. You should make your own decision after reading the PDS or offer documentation, or seeking independent advice.
While we pride ourselves on covering a wide range of products, we don't cover every product in the market. If you decide to apply for a product through our website, you will be dealing directly with the provider of that product and not with Mozo.
Disclaimer
Who we are and how we get paid
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Important information on terms, conditions and sub-limits
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