Qudos Bank credit cards

Qudos Bank
Qudos Bank's overall rating for credit cards

(as rated by the Mozo community)

6.5 / 10

based on 16 reviews

From the lender formerly known as Qantas Credit Union, now known as Qudos Bank, comes a range of fantastic credit card options for every budget and spending style. We’ve done the legwork and collected all the details, so you can make an informed decision on which one is right for you.

Rates and fees verified as correct at 11 December, 2016. Other information correct at the time of writing.

What credit cards do Qudos Bank offer?

Low rate credit cards Low rate credit cards

Do you sometimes neglect making your credit card repayments? With a low rate credit card from Qudos Bank, it’s not the end of the world. Check out this great no-frills, low cost spending option below:

Product Purchase rate Balance transfer rate Annual fees Interest free days

4.99% p.a. for 5 months then 12.34% p.a.

4.99% p.a. for 5 months

$0

0


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Low fee credit cards Low fee credit cards

Similar to the low rate card, this option from Qudos Bank is also a budget friendly credit card. The main difference here is that in return for slightly higher interest rate, you’ll get some interest free days - a must for anyone wanting to keep costs under control while flashing their plastic!

Product Purchase rate Balance transfer rate Annual fees Interest free days

4.99% p.a. for 5 months then 12.34% p.a.

4.99% p.a. for 5 months

$0

0

4.99% p.a. for 5 months then 15.85% p.a.

4.99% p.a. for 5 months

$0

46


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Rewards credit cards Rewards credit cards

No surprise from a lender that sed to be named Qantas Credit Union - you'll earn some serious Qantas points with this piece of plastic. Not as wallet friendly as it could be, but certainly not a bad choice as far as rewards credit cards go!

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, up to $2,500 per month, then
0.5 points per dollar on Visa, uncapped

4.99% p.a. for 5 months then 18.99% p.a.

4.99% p.a. for 5 months

$249


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Prestige cards Prestige cards

Feeling a little bit fancy? Make your shopping trip a luxury affair with a prestige card from Qudos Bank. Although you'll pay a considerable annual fee and interest rate, this card packs a punch in the rewards department, not to mention premium perks like free travel insurance.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, up to $2,500 per month, then
0.5 points per dollar on Visa, uncapped

4.99% p.a. for 5 months then 18.99% p.a.

4.99% p.a. for 5 months

$249


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Frequent flyer credit cards Frequent flyer credit cards

Frequent flyer? Opt for the premium credit card on offer from Qudos Bank and earn Qantas points when you spend. This one's not quite so wallet-friendly as the other options on offer here, but as far as rewards cards go, it’s a cost-effective choice with some solid points earning power.

Product Points per dollar Purchase rate Balance transfer rate Annual fees

1 point per dollar on Visa, up to $2,500 per month, then
0.5 points per dollar on Visa, uncapped

4.99% p.a. for 5 months then 18.99% p.a.

4.99% p.a. for 5 months

$249


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Frequently Asked Questions about Qudos Bank credit cards

    How does the interest free period on my Qudos Bank credit card work?

    What fees might I be charged?

    What’s the minimum repayment amount I must make?

    What rewards will I earn with my Qudos Bank credit card?

    Can I use my Qudos Bank credit card for a balance transfer?

    Will my Qudos Bank credit card work overseas?

    Can I use payWave with my Qudos Bank credit card?

    How is my Qudos Bank credit card protected from credit card fraud?

How are Qudos Bank credit cards rated?

Mozo users have rated Qudos Bank credit cards on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Qudos Bank credit cards

Overall 6.5*

Price

Features

Customer service

Convenience

Trust

16 Reviews

* Overall rating based on reviews in the past 12 months.

Recent Qudos Bank credit card reviews Recent Qudos Bank credit card reviews

Qudos Bank

Qudos Bank Lifestyle Plus credit card review

Overall rating   10 / 10

Great customer service

Excellent customer service and always follows through.

Full review

Excellent customer service and always follows through.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Nicole (QLD), reviewed about 1 year ago

Qudos Bank

Qudos Bank credit card review

Overall rating   8 / 10

Feels like a family bank

Very happy with service and interest rate on cc. Just wish there were more banks available to go to.

Full review

Very happy with service and interest rate on cc. Just wish there were more banks available to go to.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   5 / 10

    Trust   9 / 10

Less

Joseph (VIC), reviewed over 1 year ago

Qudos Bank

Qudos Bank Lifestyle credit card review

Overall rating   3 / 10

Uncompetitive

No features/rewards and high interest.

Full review

No features/rewards and high interest.

    Price   3 / 10

    Features   1 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   4 / 10

Less

Catherine (NSW), reviewed over 1 year ago

Qudos Bank

Qudos Bank credit card review

Overall rating   10 / 10

Great customer service and rate

There is no credit union in canberra.

Full review

There is no credit union in canberra.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   2 / 10

    Trust   10 / 10

Less

Kaylene (ACT), reviewed over 1 year ago

Qudos Bank

Qudos Bank Lifestyle credit card review

Overall rating   8 / 10

Online is great. Great Customer Service when need

I like the product they provide. Only downfall is accessibility. Have to use online and other ATM's as they are a Credit Union only.

Full review

I like the product they provide. Only downfall is accessibility. Have to use online and other ATM's as they are a Credit Union only.

    Price   9 / 10

    Features   8 / 10

    Customer service   9 / 10

    Convenience   7 / 10

    Trust   8 / 10

Less

Dorothy (NSW), reviewed almost 2 years ago

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Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

What do you need to apply for a Qudos Bank credit card? What do you need to apply for a Qudos Bank credit card?

When applying for a credit card, you’ll need to be at least 18 years old. You’ll also need to have on hand your:

  • Income and employment details
  • Asset details, including properties, savings, vehicles and superannuation plus an estimate of their value
  • Details of liabilities or debts, including balances, repayments and credit limits

An I.D. check is mandatory, so make sure you’ve got a driver’s licence, passport or medicare card handy as well. 

Want to know more about applying for a credit card? Check out our guide, here.

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