With the Virgin Australia Velocity High Flyer credit card you will get exclusive flight benefits including a $129 Virgin Gift Voucher. The card comes with a zero interest balance transfer offer for 12 months, complimentary international travel insurance, and for every dollar you spend you'll earn 1 Velocity Point. Plus, you can get 40,000 bonus points each month you spend $3,500 or more on purchases for the first 2 months.
It's even an award winner! The Velocity High Flyer Card was named a 2023 Mozo Experts Choice Credit Card Award winner in the best Velocity Frequent Flyer Premium Credit Card category by our expert judges.
The Virgin Australia Velocity High Flyer credit card has a high interest rate of 20.74% p.a. so this is not a card to accrue debt on. Pay your balance in full each month and you'll get up to 44 days interest free. There is a competitive 0% balance transfer rate for 12 months but make sure you pay off the debt in the time period otherwise you'll end up paying the high 20.74% p.a. on any remaining balance.
The $289 ongoing annual fee might seem like a lot to pay for a credit card each year but when you consider all of the top travel goodies that come with the card, you'll more than cover your costs. You'll get a $129 Virgin Gift Voucher, plus free overseas travel insurance, transit accident insurance, purchase cover and extended warranty cover. To help with all that high flying you'll be doing you also have round-the-clock access to the Visa Platinum Concierge Service.
You'll earn 1 Velocity Point per $1 spent on eligible transactions up to $8,000 per statement period (0.5 Velocity Points per $1 after). Points are uncapped so every purchase made on the card will be going towards getting you your next reward.
There's also up to 80,000 bonus points up for grabs. First, you can score 40,000 bonus points each month you spend $3,500 or more on purchases for the first 2 months (capped at 80,000 points). There's also a new chance for you to score 100 Velocity Frequent Flyer Status Credits when you spend at least $500 booking Virgin Australia flights via the main website within the first four months of being approved for the card.
If you use your Virgin Australia Velocity High Flyer overseas, you'll be charged a 3.30% foreign exchange margin on top of every purchase.
This card could be a good option for you if you're a Velocity Point seeker, but you need to be an Australian resident to be eligible for the Virgin Australia Velocity High Flyer card.
If you decide to transfer an existing balance to take up the balance transfer offer just be aware that all payments now must go to paying down the most expensive debt first. So if you make any new purchases with the credit card, any payments will go towards these first and your balance transfer second.
Rates and fees information correct as at 29 March 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
119,600 points
7,800 points
19,500 points
-
1 point per dollar on Visa, up to $8,000 per month, then
0.5 points per dollar on Visa, uncapped
Points are credited to the Velocity Frequent Flyer program.
All rewards are redeemed via Velocity.
Earn up to 40,000 points each month when you spend $3,500 or more on eligible transactions for each of the first 2 months from card approval.
Spend $19,500 (Visa)
Spend $7,800 (Visa)
Spend $143,200 (Visa)
Uncapped
Never
20.74% p.a. |
|
none |
|
0% p.a. for 12 months and then 20.99% p.a. |
|
yes |
|
20.99% p.a. |
|
44 |
$289.00 |
|
none |
|
none |
|
none |
|
$30.00 |
|
2.7%, Min $2.70 |
|
3.30% |
|
$7.00 |
|
$7.00 |
|
$89.00 |
$30.00 |
|
2.0 |
|
4 |
|
none |
Apple Pay, Samsung Pay
Concierge,
Travel Insurance,
Extended Warranty,
Purchase Protection
100 Velocity Frequent Flyer Status Credits when you spend $500 or more on Virgin Australia flight books within the first 4 months of card approval.
Excellent customer service and excellent bonus point , interest-free and shopping voucher offers.
Read full reviewExcellent customer service and excellent bonus point , interest-free and shopping voucher offers.
After receiving my credit card, I could download and activate the app. From there it was all downhill. No Apple Pay in Australia, the app is a complete farce, no facial recognition, inability to load payees into app - this needs to be done via their website, pin SMS verification on EVERY transaction . . . this card and platform would have been at home in the late 90's. Cancelled my cards and account without making a single transaction. Big waste of time and disappointing from a brand as established as Virgin. Stick to flying.
Read full reviewAfter receiving my credit card, I could download and activate the app. From there it was all downhill. No Apple Pay in Australia, the app is a complete farce, no facial recognition, inability to load payees into app - this needs to be done via their website, pin SMS verification on EVERY transaction . . . this card and platform would have been at home in the late 90's. Cancelled my cards and account without making a single transaction. Big waste of time and disappointing from a brand as established as Virgin. Stick to flying.
Difficult to get hold of, accents can be an issue - difficult to understand, awesome velocity points
Read full reviewDifficult to get hold of, accents can be an issue - difficult to understand, awesome velocity points
As a Velocity Frequent Flyer member, the card fits in well with the Velocity Rewards program with a higher reward structure which is good if you are a member and want to maximise your returns.
Read full reviewAs a Velocity Frequent Flyer member, the card fits in well with the Velocity Rewards program with a higher reward structure which is good if you are a member and want to maximise your returns.
Earning heaps of reward points for flights, no negatives.
Read full reviewEarning heaps of reward points for flights, no negatives.
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Platinum Edge Credit Card
23.99% p.a.
No current offer
$195 $0 in the first year
Membership Rewards
Platinum Visa Credit Card
19.99% p.a.
No current offer
$299
Qantas Frequent Flyer
Qantas Ultimate Card
23.99% p.a.
No current offer
$450
Qantas Frequent Flyer
Explorer Credit Card
23.99% p.a.
No current offer
$395
Membership Rewards
Velocity Platinum Card
23.99% p.a.
No current offer
$375
Velocity Frequent Flyer
Qantas Discovery Card
23.99% p.a.
No current offer
$0
Qantas Frequent Flyer
Qantas Ultimate Card
Qantas Frequent Flyer
$450
100,000
1.25 points up to 100,000 points/year, then
1 point uncapped
Platinum Visa Credit Card
Qantas Frequent Flyer
$299
50,000
1 point up to 20,000 points/month
Qantas Rewards Premium Card
Qantas Frequent Flyer
$250 $150 in the first year
70,000
0.66 points up to $3,000/month, then
0.33 points up to $6,000/month
Qantas Premium Card
Qantas Frequent Flyer
$249
20,000
1 point uncapped
Rewards Signature Card
NAB Rewards
$295 $145 in the first year
160,000
1.25 points uncapped
Qantas Discovery Card
Qantas Frequent Flyer
$0
No current offer
0.75 points uncapped
Velocity Escape Card
Velocity Frequent Flyer
$0
No current offer
0.75 points uncapped
Qantas Rewards Signature Card
Qantas Frequent Flyer
$395 $295 in the first year
120,000
1 point up to $5,000/month, then
0.5 points up to $20,000/month
Low Rate Card
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
13.49% p.a.
$59 $0 in the first year
Premier Credit Card
0% p.a. for 6 months and then 22.24% p.a.
21.49% p.a.
$300 $150 in the subsequent years if you spend $48,000 on eligible purchases or cash advances in previous year., $150 in the first year
Citi Rewards Program
Blue Visa Credit Card
0% p.a. for 9 months and then 21.74% p.a.
0% p.a. for 9 months then 20.74% p.a.
$60
Q Rewards
Virgin Australia Velocity Flyer Card - Balance Transfer Offer
0% p.a. for 24 months and then 20.99% p.a.
20.74% p.a.
$149 $0 in the first year
Velocity Frequent Flyer
More Mastercard
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
19.99% p.a.
$100
Bankwest More Rewards
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Low Rate Card
13.49% p.a.
0% p.a. for 28 months and then 21.74% p.a. (2.00% balance transfer fee)
$59 $0 in the first year
Low Rate Credit Card
12.99% p.a.
0% p.a. for 20 months and then 25.99% p.a. (2.00% balance transfer fee)
$99
Low Rate Visa Credit Card
9.90% p.a.
No current offer
$59
Low Rate Credit Card
8.99% p.a.
0% p.a. for 6 months and then 8.99% p.a.
$59 $0 in the first year
Blue Visa Credit Card
0% p.a. for 9 months then 20.74% p.a.
0% p.a. for 9 months and then 21.74% p.a.
$60
More Mastercard
19.99% p.a.
0% p.a. for 6 months and then 19.99% p.a. (1.00% balance transfer fee)
$100