A pinch and a punch for the first day of the month, it’s August folks! Which means there’s just one month left of winter. Crazy to think that we’ve spent nearly two full seasons in lockdown! Anyhow, here’s another fab financial checklist chock-a-block full of tips and tricks to get you through the month.
Ladies and gentlemen, we give you your fave Financial Checklist: August 2020 edition!
Celebrate National Financial Awareness Day
Mark your calendars boys and girls, on Friday the 14th of August it’s National Financial Awareness Day! This special day is dedicated to raising awareness about the importance of building financial stability in order to prepare for a strong financial future.
Set aside some time to reevaluate your current spending habits and look for ways to improve them. A great place to start is by setting some clear financial/savings goals and then creating a solid budget that reflects these goals and will help you work towards them.
Find out your pandemic shopping type
We pretty much all know our astrological sign (and no, it hasn’t changed) and/or personality type, but do you know what your personal shopping type is? The Coronavirus pandemic has significantly impacted the way in which we go about our day-to-day lives, like the way we all shop, for example.
Each person reacts differently in a crisis - some will go into flight mode, while others will go in to fight. Over the past few months, we’ve seen the emergence of four distinct types of ‘pandemic shoppers’: stockpiler’s (a.k.a the toilet paper hoarders), bargain hunters, socially conscious shoppers and the convenience seekers. Click the link to find out which pandemic shopper you are.
Spoil yourself with a new set of wheels
If COVID-19 spoilt your 2020 Europe trip then why not spoil yourself to a new set of wheels instead? Hear me out: the future’s not looking great for international travel. So unless you’re willing to wait ‘til 2021, then the closest you’ll get to the Autobahn is a new automobile.
We’re not saying go out tomorrow and buy a brand new BMW. But if your current cars’ living on borrowed time and you chose a Contiki tour instead of an upgrade, then the universe might be telling you to reconsider.
If you need a little inspo, here’s a quick rundown on the top five most popular cars in Australia for June 2020 and how you might go about financing each of them.
Have a Finance Burrito binge-fest
In June we officially launched The Finance Burrito Podcast! So, what did you think? Pretty good, huh? Well, the show’s only just begun. So if you haven’t already tuned-in, then stop what you’re doing now and go catch-up on all our epic episodes.
In episode 1 (‘Debt, drinks and dates’) your hot new hosts Tom and Liv talk all things online shopping and Afterpay, then spill the beans on splitting drinks with mates and dates. In episode 2 (‘Debt 101: the good, the bad and the ugly’), they discuss good vs. bad debt, the awkward sitch’ when a friend owes you money, plus, a funky finance freestyle from up-and-coming Aussie artist Tom Watson.
Then, setting aside social etiquette norms, Tom and Liv tackle the taboo topic of salary transparency in episode 3 (‘Let’s talk about salary transparency‘). Followed by the 411 scoop from careers coach Kate Boorer on how to get a pay rise, plus a grand finale expose on loco lockdown purchase fess-ups straight from the Mozo office confessional booth.
Stream The Finance Burrito Podcast today!
Nestle up to a new neobank this Leo season
Leo, it’s officially your moment in the sun! But then again, when is it not? It’s no secret that you love the spotlight, Leo. And with so much to offer, who could blame you? While 2020 has been full of twists and turns, it’s going to take a whole lot more than a pandemic to rattle you feisty fire-signs up.
As a matter of fact, with a possible career change on the horizon (as predicted by our mystical Mozo Magic 8-ball earlier in the year), some would say that you actually thrive under pressure.
On top of this, your 2020 vision also shows that technology will play a significant role for you this year, Leo. And no, we’re not just talking Zoom calls. It might even be time for you to ditch your Dollarmite devotion and start venturing out with a nifty new neobank instead!
And there goes our final Financial Checklist for winter 2020 folks. We’ll catch you back here next month as we spring into Spring with our September issue. In the meantime, you can keep yourself busy by having a sticky beak around life and money hub!