Australia Post home insurance

5.0
Based on 2 Australia Post home insurance product reviews.
Fact Checked
Last updated

Australia Post is now delivering fast and affordable home insurance from a name you can trust. This means you can get the peace of mind and protection you deserve, without paying more for the privilege.

It has also won the 2023 Mozo Experts Choice Awards for its Home & Contents Insurance policy. When you take out Australia Post Car Insurance you'll get the features you'd expect at a price that may surprise you.

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About Australia Post Home Insurance

Home & Contents Insurance

Fire
Yes
Theft or burglary
Yes
Storm
Yes
Flood
Yes
Link not supplied
  • Multiple 2024 Mozo Experts Choice awards, including Exceptional Value and Exceptional Quality.

  • Generous coverage limits across most contents, with practical inclusions like storm surge and flood protection.

  • Optional underinsurance cover up to 30% for an additional premium.

  • Limited landscaping cover that extends only to pathways.

  • Limited discounts and perks.

Our verdict

If you’re after home insurance that strikes the right balance between quality and value, Australia Post’s Home & Contents Insurance might be just what you're looking for. Named a 2024 Mozo Experts Choice Award winner for both Exceptional Value and Exceptional Quality, this combined policy brings together solid, dependable coverage with a price point that’s hard to beat.

Coverage limits are generous across most categories, making it a good choice for everyday valuables.

One standout feature is AusPost’s optional 30% underinsurance buffer, which adds a cushion if rebuilding costs go beyond your insured amount. This costs a bit more to add to your policy, but the 30% buffer is higher than the 25% other providers offer, if they offer this feature at all.

AusPost also includes storm surge and flood protection as standard, so homeowners in flood-prone areas won’t need to add these separately, or worry about losing coverage due to a technicality.

While AusPost doesn’t offer as many perks or ongoing discounts as some other brands, its reputation for value and award-winning quality could make up for that. For straightforward, dependable coverage, AusPost Home Insurance is definitely worth a look.

Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important information on terms, conditions and sub-limits.
Last updated 4 December 2024 Important disclosures

Australia Post home insurance

  • Home & Contents Insurance

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
    Monthly payments cost extra
    Calendar icon
    yes
    Underinsurance protection
    Underinsurance protection icon
    Optional Extra - Up to 30% of building sum insured
    New for old replacement
    Replacement icon
    Yes
    Link not supplied
    Details
  • Home Insurance

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
    Monthly payments cost extra
    Calendar icon
    yes
    Underinsurance protection
    Underinsurance protection icon
    Optional Extra - Up to 30% of building sum insured
    New for old replacement
    Replacement icon
    Yes
    Link not supplied
    Details
  • Contents Insurance

    Main events covered
    • fire
      Fire
    • theft
      Theft
    • storm
      Storm
    • flood
      Flood
    Monthly payments cost extra
    Calendar icon
    yes
    Underinsurance protection
    Underinsurance protection icon
    No
    New for old replacement
    Replacement icon
    Yes
    Link not supplied
    Details

Get the latest news and product updates.

Australia Post home insurance ratings

Overall customer rating for Australia Post home insurance

5.0
Based on 2 product reviews.

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Australia Post products

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* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

^See information about the Mozo Experts Choice Home Insurance Awards