Australia Post car insurance

3.7
Based on 23 Australia Post car insurance product reviews.
Fact Checked
Last updated

Australia Post is much more than just your local post office; it’s also a solid choice for car insurance, backed by the expertise of QBE Insurance—one of Australia's leading insurers. They offer everything from comprehensive to third-party property and CTP insurance, available nationwide.

The claims process is user-friendly, allowing you to handle everything online or through a simple phone call. And their efforts haven’t gone unnoticed—this year, their comprehensive car insurance proudly earned its first award at the 2024 Mozo Experts Choice Awards for Car Insurance, recognized for Exceptional Value.

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Mozo's Australia Post Comprehensive Car Insurance Review

Comprehensive Car Insurance

Monthly premiums available
Yes costs extra
Agreed or market value
Agreed or Market
Choice of excess
$500 - $2,200
Choice of repairer
Optional Extra
Link not supplied
  • 2024 Mozo Experts Choice Award for Exceptional Value Car Insurance

  • New-for-old car replacement for vehicles under 3 years and 60,000km

  • Excess-free windshield repair included

  • $75 off your first year’s premium when purchased online (T&Cs apply)

  • Monthly premium payments incur additional charges

  • Young driver excess up to $600, increasing to $1,600 if unlisted

Our verdict

As a newcomer to our Mozo Experts Choice Awards for Excellent Value, Australia Post is really upping its game. And it's not just about affordability; there are standout features too. Take their three-year new-for-old replacement policy—that's a full year longer than some competitors offer. Plus, no excess for windscreen repairs comes standard, though opting for excess-free windscreen replacement will cost you extra.

However, there are a few caveats to watch out for. The unlisted young driver excess can be steep, but you can reduce this to more standard levels by simply listing your young drivers. Also, while paying your premium monthly does cost more, this is pretty standard across the industry and can be easily avoided by opting for an annual payment if your budget allows.

Overall, we're seeing great value from a trusted Australian institution, so what's not to love? Australia Post’s comprehensive car insurance easily makes a good addition to your consideration set.

Mozo may receive payment if you click products on our site. Mozo does not compare the entire market.
Important information on terms, conditions and sub-limits.
Last updated 4 December 2024 Important disclosures

Australia Post car insurance

  • Comprehensive Car Insurance

    Monthly premiums
    Calendar icon
    Yes costs extra
    Choice of repairer
    Tools icon
    Optional Extra
    Choice of excess
    Coins icon
    $500 - $2,200
    Agreed or market value
    Car coin icon
    Agreed or Market

    Available discounts

    • Online discount $75
    Link not supplied
    Details

Get the latest news and product updates.

Australia Post car insurance ratings

Overall customer rating for Australia Post car insurance

3.7
Based on 23 product reviews.

Customer reviews

Important disclosures

Australia Post car insurance key features

Australia Post keeps things flexible and offers a range of features across their policies, whether you’re going for Comprehensive, Third Party Property, or Third Party Fire & Theft:

From flexible excess choices to comprehensive claims support, Australia Post ensures their policies are equipped to cover a range of scenarios, giving you the flexibility to tailor your coverage.

Australia Post car insurance FAQs

Does Australia Post offer a choice of excess?

Yes, you can choose an excess amount between $500 and $2,200, which means you have some flexibility when balancing your premium and out-of-pocket costs in case of a claim.

Is there a cooling-off period for Australia Post car insurance?

Yes, there’s a 21-day cooling-off period. If you cancel your policy within 21 days of buying or renewing it (and you haven’t made a claim), you’ll get a full refund

Does Australia Post cover modifications to my car?

Yes, modifications are covered under Australia Post’s policies without needing to report them as extras—just make sure they’re listed in your policy schedule. For specific details, check the PDS.

How does Australia Post determine the value of my car?

You can insure your car for either market value—which is the current selling price based on its age and condition—or agreed value, which is a fixed amount you and the insurer settle on when taking out the policy.

How do I make a claim with Australia Post?

Claims are managed by QBE. You can file your claim either through their online portal or by calling them directly on 133 723. Just make sure you have all the key details ready, like your vehicle info, any witness statements, and photos of the damage.

Australia Post products

Car insurance quick links


* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

^See information about the Mozo Experts Choice Car Insurance Awards