BOQ releases ‘lowest ever’ variable home loan rate
The Bank of Queensland (BOQ) has joined a small but growing group of mortgage lenders offering a variable home loan featuring a headline rate starting with a ‘1’.
Meet the lenders taking on the big banks in 2021
In case you missed the news, lending rates have gone off a cliff in the past two years in the wake of six Reserve Bank interest rate cuts, including one last November. And now that the dust has settled, Aussie borrowers have a real opportunity in 2021 to take advantage of some of the lowest rates on record.Borrowers looking for the sharpest rates will need to look beyond the big banks though. Rival lenders have taken the spotlight: not only dishing up super low variable and fixed rates, but also new features and extra incentives.It’s little wonder that rival lenders are seeing a spike in customers switching their home loans and other borrowings from the major banks, with some genuinely big savings now available for those who are prepared to shop around.So, if you're sick of paying more than you need to on your home loan, personal loan or business loan, you’ll want to get acquainted with these killer lenders taking on the big banks in 2021.
How does land affect the cost of property?
A property’s cost may be affected by the size, shape and location of the land it sits on. Having property with a lot of land doesn’t immediately equal having high property value though. There are several factors that come into play when assessing the land-to-asset ratio. But the most important is location.
How to calculate the value of an investment property
Property prices have skyrocketed over the last year, but recent lockdowns have caused a ripple of uncertainty in the market which could be a precursor to a brief period of that price growth plateauing. And if you’ve already had your eye on house sale listings for a while, this movement might have you thinking about investing.
How to choose the right real estate agent for you?
Whether you are buying or selling a home, going through this process alone isn’t always easy. With the help of a real estate agent, your chances of finding the best possible results may increase.
Westpac cuts variable rates on Flexi First Option
Westpac made several changes to its home loans suite today, most notably cutting the discounted variable rate on its Flexi First Option by 20 basis points for both owner occupiers and investors.
UBank has cut investor home loan rates by 19bp
Online bank UBank has announced a number of variable and fixed home loan rate changes for property investors.
Great Southern Bank achieves carbon neutral status
Great Southern Bank, formerly CUA, recently announced it has reached carbon neutral status following independent certification of its 7,500 tonne carbon offsetting program.
Home loan comparison starts with talking property at the barbie
One thing that’s gone missing from our average week is small talk at the barbecue.
How to team up to buy property with your friends
With housing prices skyrocketing in all the capital cities in Australia, it’s safe to assume that buying a house by yourself won’t happen. So maybe you could start by daydreaming about teaming up with your friends.