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86 400 home loans

What home loans do 86 400 offer?

Rates and fees verified as correct at 24 October, 2020. Other information correct at the time of writing. Advertiser disclosure.

Fixed Rate Home Loans

Home loan repayments calculator

years

Product Fixed 3 year rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

3.04% p.a.

3.28% p.a.

$250.00 yearly

$250

3.04% p.a.

3.36% p.a.

$250.00 yearly

$250

3.04% p.a.

3.47% p.a.

$250.00 yearly

$250

2.29% p.a.

2.73% p.a.

$250.00 yearly

$250

2.29% p.a.

2.77% p.a.

$250.00 yearly

$250

2.29% p.a.

2.84% p.a.

$250.00 yearly

$250

2.69% p.a.

2.92% p.a.

$250.00 yearly

$250

2.69% p.a.

3.27% p.a.

$250.00 yearly

$250

2.69% p.a.

3.34% p.a.

$250.00 yearly

$250

2.49% p.a.

3.07% p.a.

$250.00 yearly

$250

2.49% p.a.

3.00% p.a.

$250.00 yearly

$250

2.49% p.a.

3.07% p.a.

$250.00 yearly

$250

Variable Rate Home Loans

Home loan repayments calculator

years

Product Rate Comparison Rate* Service fee Upfront fee Monthly repayments ‡

2.99% p.a.

2.93% p.a.

$250.00 yearly

$250

3.09% p.a.

3.00% p.a.

$250.00 yearly

$250

3.24% p.a.

3.11% p.a.

$250.00 yearly

$250

2.49% p.a.

2.78% p.a.

$250.00 yearly

$250

2.54% p.a.

2.82% p.a.

$250.00 yearly

$250

2.64% p.a.

2.92% p.a.

$250.00 yearly

$250

3.09% p.a.

3.09% p.a.

$250.00 yearly

$250

3.09% p.a.

3.15% p.a.

$250.00 yearly

$250

3.19% p.a.

3.25% p.a.

$250.00 yearly

$250

2.69% p.a.

2.97% p.a.

$250.00 yearly

$250

2.79% p.a.

3.07% p.a.

$250.00 yearly

$250

2.89% p.a.

3.17% p.a.

$250.00 yearly

$250

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

‡ Results from this calculation are estimates only as individual lenders apply different formulas. Actual repayments will depend on your individual circumstances and interest rate changes.

What do you need to apply for a 86 400 home loan?

  • Personal details for each applicant (if necessary)
  • Contact details including a valid email address
  • Proof of salary (i.e. payslips) and evidence of other income including government payments and rental income
  • Statements for any liabilities including credit cards or other existing loans
  • A copy of your council rates notice
  • A copy of your driver's licence or passport
  • Home loan statements (if you’re refinancing)

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