AMP Variable Rate Loan (Basic Package)

The details shown below are for an owner occupier taking out a principal & interest loan between $40,000 and $2,500,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan between $40,000 and $2,500,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $40,000 and $2,500,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $40,000 and $2,500,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 90%

    Loan: $40,000 $2,500,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $40,000 $2,500,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $40,000 $2,500,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $40,000 $2,500,000

4.03% p.a.

4.08% p.a.

$0.00

AMP Variable Rate Loan (Basic Package)

4.03% p.a.

4.08% p.a.

$0.00

4.63% p.a.

4.68% p.a.

$0.00

AMP Variable Rate Loan (Basic Package)

4.63% p.a.

4.68% p.a.

$0.00

4.28% p.a.

4.33% p.a.

$0.00

AMP Variable Rate Loan (Basic Package)

4.28% p.a.

4.33% p.a.

$0.00

4.54% p.a.

4.59% p.a.

$0.00

AMP Variable Rate Loan (Basic Package)

4.54% p.a.

4.59% p.a.

$0.00

Details

Rates and fees information correct as at 24 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.03% p.a.

  • n/a

  • 0 Months

  • none

  • 4.08% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $349.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • $2,500,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.63% p.a.

  • n/a

  • 0 Months

  • none

  • 4.68% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $349.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • $2,500,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.28% p.a.

  • n/a

  • 0 Months

  • none

  • 4.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $349.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • $2,500,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 June 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.54% p.a.

  • n/a

  • 0 Months

  • none

  • 4.59% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $295.00

  • $0.00

  • $349.00

  • none

  • $0.00

  • $350.00

Other financial bits
  • $40,000

  • $2,500,000

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are AMP home loans rated by the Mozo community?

Overall customer rating
6.4/10

Based on 208 AMP home loan reviews

Price
6.8/10
Features
6.3/10
Customer service
6.2/10
Convenience
5.6/10
Trust
6.4/10

Latest reviews of AMP Variable Rate Loan (Basic Package)

  • Overall
    7/10
    Easy to navigate and use

    We went via a broker, but who can argue with a basic home loan with great interest rates and...

    We went via a broker, but who can argue with a basic home loan with great interest rates and online access.

    Price
    7/10
    Features
    6/10
    Customer service
    6/10
    Convenience
    8/10
    Trust
    9/10

    Rick | Tasmania

    reviewed over 3 years ago

  • Overall
    7/10
    As expected, no surprises

    Have performed as expected.

    Have performed as expected.

    Price
    6/10
    Features
    5/10
    Customer service
    8/10
    Convenience
    7/10
    Trust
    7/10

    Ray | New South Wales

    reviewed over 3 years ago

  • Overall
    5/10
    No face to face customer service

    Lack of physical address means that only online banking is possible - no face to face customer...

    Lack of physical address means that only online banking is possible - no face to face customer service.

    Price
    7/10
    Features
    2/10
    Customer service
    8/10
    Convenience
    0/10
    Trust
    3/10

    Leslye | New South Wales

    reviewed almost 4 years ago

  • Overall
    5/10
    Online banking only, but otherwise good

    Online banking is the only option, which suits us fine, until you have a problem - phone calls...

    Online banking is the only option, which suits us fine, until you have a problem - phone calls are a tedious way to solve issues!

    Price
    5/10
    Features
    4/10
    Customer service
    3/10
    Convenience
    1/10
    Trust
    5/10

    Amy | New South Wales

    reviewed almost 4 years ago

  • Overall
    8/10
    Not bad phone and Internet banking are terrible

    They're not bad and the product is good and easy to understand. But the Internet and phone...

    They're not bad and the product is good and easy to understand. But the Internet and phone banking is terrible and need to be made far more accessible.

    Price
    6/10
    Features
    7/10
    Customer service
    3/10
    Convenience
    2/10
    Trust
    7/10

    Patrick | Western Australia

    reviewed about 4 years ago

AMP

About AMP

AMP is a leading wealth management company operating in Australia and New Zealand, with a rich evolving history spanning 150 years. Its growing banking business in Australia now includes a range of retail products such as home loans, credit cards, savings and accounts and term deposits. Also AMP's range of vehicle insurances are designed to give you more choice and flexibility while providing cover for a comprehensive range of accidents, damage and events.

See AMP home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.28% p.a. variable

3.30% p.a.

$520

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

3.39% p.a.
fixed 3 years

4.41% p.a.

$450

Promoted

Athena

Athena

Variable Home Loan

3.34% p.a. variable

3.30% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

3.47% p.a. variable

3.48% p.a.

$150

Promoted

ME

ME

Flexible Home Loan (Fixed, Member Package)

3.58% p.a.
fixed 3 years

4.26% p.a.

$200

Promoted

Athena

Athena

Variable Home Loan

3.74% p.a. variable

3.70% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.51% p.a. variable

3.52% p.a.

$0

Promoted

UBank

UBank

UHomeLoan - Discount Offer

3.59% p.a.

3.59% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.28% p.a.

3.30% p.a.

$520

Promoted

HSBC

HSBC

Home Value Loan

3.47% p.a.

3.48% p.a.

$150

Promoted

Greater Bank

Greater Bank

Great Rate Home Loan

3.57% p.a.

3.59% p.a.

$180

Promoted

ME

ME

Basic Home Loan

3.97% p.a.

3.99% p.a.

$400

Promoted

Bank of Queensland

Bank of Queensland

Economy

3.99% p.a.

4.15% p.a.

$450

Promoted

Athena

Athena

Variable Home Loan

3.34% p.a.

3.30% p.a.

$0

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.51% p.a.

3.52% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

3.39% p.a.
fixed 3 years

4.41% p.a.

$450

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.19% p.a.
fixed 3 years

3.63% p.a.

$520

Promoted

Tic:Toc

Tic:Toc

Fixed Home Loan

n/a

n/a

$0

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.24% p.a.
fixed 3 years

3.88% p.a.

$395

Promoted

QBANK

QBANK

Fixed Rate

3.62% p.a.
fixed 3 years

4.33% p.a.

$195

Promoted

Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.64% p.a.
fixed 3 years

3.70% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.19% p.a.
fixed 3 years

3.63% p.a.

$520

Promoted

loans.com.au

loans.com.au

Smart Home Loan

3.28% p.a.

3.30% p.a.

$0.00

Promoted

Athena

Athena

Variable Home Loan

3.34% p.a.

3.30% p.a.

$0.00

Promoted

HSBC

HSBC

Home Value Loan

3.47% p.a.

3.48% p.a.

$0.00

Promoted

Athena

Athena

Variable Home Loan

3.74% p.a.

3.70% p.a.

$0.00

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.51% p.a.

3.52% p.a.

$0.00

Promoted

Mortgage House

Mortgage House

Red Home Loan - Early Bird Special

3.29% p.a.

3.36% p.a.

$0.00

Promoted

CUA

CUA

Achieve Variable Home Loan

3.50% p.a.

3.55% p.a.

$0.00

Promoted

Hume Bank

Hume Bank

Flexi Low Rate

3.79% p.a.

3.79% p.a.

$0.00

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.