AMP Variable Rate Loan (Basic Package)

3.98% p.a.

4.02% p.a.

$0.00

4.06% p.a.

4.10% p.a.

$0.00

Currently showing

Rates

  • 3.98% p.a.

  • n/a

  • 0 Months

  • none

  • 4.02% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $295.00

  • $0.00

  • $250.00

  • none

  • $0.00

  • $100.00

Other financial bits

  • $40,000

  • $2,000,000

  • none

  • 90.00%

Features

  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • Available for new business only

  • none

Rates

  • 4.06% p.a.

  • n/a

  • 0 Months

  • none

  • 4.10% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $0.00

  • $295.00

  • $0.00

  • $250.00

  • none

  • $0.00

  • $100.00

Other financial bits

  • $40,000

  • $2,000,000

  • none

  • 90.00%

Features

  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • none

  • yes

  • none

  • yes

  • yes

  • Available for new business only

  • none

About AMP

AMP is a leading wealth management company operating in Australia and New Zealand, with a rich evolving history spanning 150 years. Its growing banking business in Australia now includes a range of retail products such as home loans, credit cards, savings and accounts and term deposits. Also AMP's range of vehicle insurances are designed to give you more choice and flexibility while providing cover for a comprehensive range of accidents, damage and events.

How are AMP home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
6.3

Based on 51
AMP home loans reviews

6.6 6.3 6.4 5.2 6.5

Read AMP home loan reviews by the Mozo community

Latest reviews of AMP Variable Rate Loan (Basic Package)

AMP

AMP Variable Rate Loan (Owner Occupier) (Basic Package) home loan review

Overall rating   7 / 10

Easy to navigate and use

We went via a broker, but who can argue with a basic home loan with great interest rates and online access.

Full review

We went via a broker, but who can argue with a basic home loan with great interest rates and online access.

    Price   7 / 10

    Features   6 / 10

    Customer service   6 / 10

    Convenience   8 / 10

    Trust   9 / 10

Less

Rick (TAS), reviewed 11 months ago

AMP

AMP Variable Rate Loan (Owner Occupier) (Basic Package) home loan review

Overall rating   7 / 10

As expected, no surprises

Have performed as expected.

Full review

Have performed as expected.

    Price   6 / 10

    Features   5 / 10

    Customer service   8 / 10

    Convenience   7 / 10

    Trust   7 / 10

Less

Ray (NSW), reviewed about 1 year ago

AMP

AMP Variable Rate Loan (Owner Occupier) (Basic Package) home loan review

Overall rating   5 / 10

No face to face customer service

Lack of physical address means that only online banking is possible - no face to face customer service.

Full review

Lack of physical address means that only online banking is possible - no face to face customer service.

    Price   7 / 10

    Features   2 / 10

    Customer service   8 / 10

    Convenience   0 / 10

    Trust   3 / 10

Less

Leslye (NSW), reviewed over 1 year ago

AMP

AMP Variable Rate Loan (Owner Occupier) (Basic Package) home loan review

Overall rating   5 / 10

Online banking only, but otherwise good

Online banking is the only option, which suits us fine, until you have a problem - phone calls are a tedious way to solve issues!

Full review

Online banking is the only option, which suits us fine, until you have a problem - phone calls are a tedious way to solve issues!

    Price   5 / 10

    Features   4 / 10

    Customer service   3 / 10

    Convenience   1 / 10

    Trust   5 / 10

Less

Amy (NSW), reviewed over 1 year ago

AMP

AMP Variable Rate Loan (Owner Occupier) (Basic Package) home loan review

Overall rating   8 / 10

Not bad phone and Internet banking are terrible

They're not bad and the product is good and easy to understand. But the Internet and phone banking is terrible and need to be made far more accessible.

Full review

They're not bad and the product is good and easy to understand. But the Internet and phone banking is terrible and need to be made far more accessible.

    Price   6 / 10

    Features   7 / 10

    Customer service   3 / 10

    Convenience   2 / 10

    Trust   7 / 10

Less

Patrick (WA), reviewed over 1 year ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

* The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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