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Bank Australia Premium Home Loan (Fixed, Package)

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 60%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 70%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 60%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 70%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 60%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 70%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 60%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 60%-70%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 70%-80%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-95%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 60%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR 60%-70%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR 70%-80%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 60%

    Loan: $150,000

  • Investor (Interest Only)

    LVR 60%-70%

    Loan: $150,000

  • Investor (Interest Only)

    LVR 70%-80%

    Loan: $150,000

Fixed 3 year rate
1.95% p.a.
Comparison Rate
3.88% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.00% p.a.
Comparison Rate
3.89% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.20% p.a.
Comparison Rate
3.94% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.30% p.a.
Comparison Rate
3.96% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.50% p.a.
Comparison Rate
4.01% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.15% p.a.
Comparison Rate
4.17% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.20% p.a.
Comparison Rate
4.19% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.40% p.a.
Comparison Rate
4.24% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.35% p.a.
Comparison Rate
4.22% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.40% p.a.
Comparison Rate
4.24% p.a.
Service fee
$350.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.60% p.a.
Comparison Rate
4.29% p.a.
Service fee
$350.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 5 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.00% (4.22%*)

1.95% (4.04%*)

1.95% (3.88%*)

n/a

2.40% (3.76%*)

n/a

n/a

4.06% p.a.
Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00
Other financial bits

$150,000

none

none

60.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a

yes

yes - free

$0.00

yes

yes

none

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.10% (4.23%*)

2.00% (4.05%*)

2.00% (3.89%*)

n/a

2.50% (3.79%*)

n/a

n/a

4.06% p.a.
Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00
Other financial bits

$150,000

none

60.00%

70.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a

yes

yes - free

$0.00

yes

yes

none

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.30% (4.25%*)

2.20% (4.08%*)

2.20% (3.94%*)

n/a

2.60% (3.83%*)

n/a

n/a

4.06% p.a.
Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00
Other financial bits

$150,000

none

70.00%

80.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a

yes

yes - free

$0.00

yes

yes

none

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.40% (4.26%*)

2.30% (4.10%*)

2.30% (3.96%*)

n/a

2.70% (3.87%*)

n/a

n/a

4.06% p.a.
Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00
Other financial bits

$150,000

none

80.00%

90.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a

yes

yes - free

$0.00

yes

yes

none

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.60% (4.28%*)

2.50% (4.14%*)

2.50% (4.01%*)

n/a

2.90% (3.95%*)

n/a

n/a

4.06% p.a.
Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00
Other financial bits

$150,000

none

90.00%

95.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a

yes

yes - free

$0.00

yes

yes

none

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.20% (4.55%*)

2.15% (4.35%*)

2.15% (4.17%*)

n/a

2.60% (4.03%*)

n/a

n/a

4.41% p.a.
Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00
Other financial bits

$150,000

none

none

60.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a

yes

yes - free

$0.00

yes

yes

none

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.30% (4.56%*)

2.20% (4.36%*)

2.20% (4.19%*)

n/a

2.70% (4.07%*)

n/a

n/a

4.41% p.a.
Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00
Other financial bits

$150,000

none

60.00%

70.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a

yes

yes - free

$0.00

yes

yes

none

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.50% (4.58%*)

2.40% (4.40%*)

2.40% (4.24%*)

n/a

2.80% (4.11%*)

n/a

n/a

4.41% p.a.
Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00
Other financial bits

$150,000

none

70.00%

80.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a

yes

yes - free

$0.00

yes

yes

none

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.40% (4.57%*)

2.35% (4.39%*)

2.35% (4.22%*)

n/a

2.80% (4.11%*)

n/a

n/a

4.41% p.a.
Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00
Other financial bits

$150,000

none

none

60.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a

yes

yes - free

$0.00

yes

yes

none

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.50% (4.58%*)

2.40% (4.40%*)

2.40% (4.24%*)

n/a

2.90% (4.15%*)

n/a

n/a

4.41% p.a.
Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00
Other financial bits

$150,000

none

60.00%

70.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a

yes

yes - free

$0.00

yes

yes

none

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 5 August 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.70% (4.60%*)

2.60% (4.43%*)

2.60% (4.29%*)

n/a

3.00% (4.19%*)

n/a

n/a

4.41% p.a.
Fees

$0.00

$0.00

$0.00

$0.00

n/a

$350.00 yearly

$250.00
Other financial bits

$150,000

none

70.00%

80.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $20,000 p.a

yes

yes - free

$0.00

yes

yes

none

10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank Australia home loans rated by the Mozo community?

Overall
Price
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Based on 89 Bank Australia home loan reviews

About Bank Australia

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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