The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $499,999 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $699,999 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $499,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $699,999 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $499,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $500,000 and $699,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $399,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $700,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $100,000 and $399,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $400,000 and $699,999 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 70% | $150,000 | $499,999 |
| | Owner Occupier | Principal & Interest | < 70% | $700,000 | |
| | Owner Occupier | Principal & Interest | < 70% | $500,000 | $699,999 |
| | Owner Occupier | Principal & Interest | 70%-90% | $150,000 | $499,999 |
| | Owner Occupier | Principal & Interest | 70%-90% | $500,000 | $699,999 |
| | Owner Occupier | Principal & Interest | 70%-90% | $700,000 | |
| | Owner Occupier | Principal & Interest | 90%-95% | $150,000 | $499,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $500,000 | $699,999 |
| | Owner Occupier | Principal & Interest | 90%-95% | $700,000 | |
| | Investor | Principal & Interest | < 80% | $400,000 | $699,999 |
| | Investor | Principal & Interest | < 80% | $100,000 | $399,999 |
| | Investor | Principal & Interest | < 80% | $700,000 | |
| | Investor | Interest Only | < 80% | $700,000 | |
| | Investor | Interest Only | < 80% | $100,000 | $399,999 |
| | Investor | Interest Only | < 80% | $400,000 | $699,999 |
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $150,000 $499,999
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $700,000
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $500,000 $699,999
Owner Occupier (Principal & Interest)
LVR 70%-90%
Loan: $150,000 $499,999
Owner Occupier (Principal & Interest)
LVR 70%-90%
Loan: $500,000 $699,999
Owner Occupier (Principal & Interest)
LVR 70%-90%
Loan: $700,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $150,000 $499,999
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $500,000 $699,999
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $700,000
Investor (Principal & Interest)
LVR < 80%
Loan: $400,000 $699,999
Investor (Principal & Interest)
LVR < 80%
Loan: $100,000 $399,999
Investor (Principal & Interest)
LVR < 80%
Loan: $700,000
Investor (Interest Only)
LVR < 80%
Loan: $700,000
Investor (Interest Only)
LVR < 80%
Loan: $100,000 $399,999
Investor (Interest Only)
LVR < 80%
Loan: $400,000 $699,999
n/a
n/a
n/a
n/a
2.09% (3.32%*)
1.99% (3.23%*)
1.99% (3.15%*)
n/a
2.14% (3.06%*)
n/a
n/a
3.03% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$150,000
$499,999
none
70.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.09% (3.23%*)
1.99% (3.15%*)
1.99% (3.08%*)
n/a
2.14% (3.00%*)
n/a
n/a
2.93% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$700,000
none
none
70.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.09% (3.23%*)
1.99% (3.15%*)
1.99% (3.08%*)
n/a
2.14% (3.00%*)
n/a
n/a
2.93% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$500,000
$699,999
none
70.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.14% (3.42%*)
2.04% (3.32%*)
2.04% (3.23%*)
n/a
2.19% (3.14%*)
n/a
n/a
3.13% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$150,000
$499,999
70.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.14% (3.37%*)
2.04% (3.28%*)
2.04% (3.20%*)
n/a
2.19% (3.11%*)
n/a
n/a
3.08% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$500,000
$699,999
70.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.14% (3.37%*)
2.04% (3.28%*)
2.04% (3.20%*)
n/a
2.19% (3.11%*)
n/a
n/a
3.08% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$700,000
none
70.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.39% (3.75%*)
2.29% (3.64%*)
2.29% (3.55%*)
n/a
2.44% (3.44%*)
n/a
n/a
3.48% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$150,000
$499,999
90.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.39% (3.70%*)
2.29% (3.60%*)
2.29% (3.51%*)
n/a
2.44% (3.41%*)
n/a
n/a
3.43% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$500,000
$699,999
90.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.39% (3.70%*)
2.29% (3.60%*)
2.29% (3.51%*)
n/a
2.44% (3.41%*)
n/a
n/a
3.43% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$700,000
none
90.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.44% (3.78%*)
2.39% (3.68%*)
2.39% (3.59%*)
n/a
2.94% (3.65%*)
n/a
n/a
3.51% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$400,000
$699,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.44% (3.87%*)
2.39% (3.76%*)
2.39% (3.66%*)
n/a
2.94% (3.71%*)
n/a
n/a
3.61% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$100,000
$399,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.44% (3.69%*)
2.39% (3.60%*)
2.39% (3.52%*)
n/a
2.94% (3.59%*)
n/a
n/a
3.41% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$700,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.64% (3.88%*)
2.59% (3.79%*)
2.59% (3.71%*)
n/a
3.14% (3.79%*)
n/a
n/a
3.61% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$700,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.64% (4.06%*)
2.59% (3.95%*)
2.59% (3.86%*)
n/a
3.14% (3.90%*)
n/a
n/a
3.81% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$100,000
$399,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.64% (3.97%*)
2.59% (3.87%*)
2.59% (3.79%*)
n/a
3.14% (3.84%*)
n/a
n/a
3.71% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$350.00 yearly
$250.00
$400,000
$699,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Bank Australia is a customer owned bank. Formerly bankmecu, Bank Australia has over 130,000 customers which act as shareholders of the bank. It offers a full range of products including home loans, savings, credit cards and loan products, and because its shareholders are its customers, they benefit from lower rate and fees. Bank Australia also invests up to 4% of its profits in various community projects every year.
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fixed 3 years
2.73% p.a.
Bank of Queensland
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2.09% p.a.
fixed 3 years
3.01% p.a.
People's Choice Credit Union
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2.09% p.a.
fixed 3 years
3.67% p.a.
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Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Virgin Money
Reward Me Fixed Rate Home Loan
2.04% p.a.
fixed 3 years
2.73% p.a.
Bank of Queensland
Economy
2.59% p.a. variable
2.76% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
People's Choice Credit Union
Basic Variable Home Loan
2.49% p.a.
2.49% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Virgin Money
Reward Me Fixed Rate Home Loan
2.04% p.a.
fixed 3 years
2.73% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
People's Choice Credit Union
Fixed Rate Home Loan (Package)
2.09% p.a.
fixed 3 years
3.67% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
