The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $399,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $399,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $700,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $399,999 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $700,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $400,000 and $699,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $700,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $100,000 and $399,999 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $400,000 and $699,999 with an LVR below 80%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $100,000 | $399,999 |
| | Owner Occupier | Principal & Interest | < 80% | $400,000 | $699,999 |
| | Owner Occupier | Principal & Interest | < 80% | $700,000 | |
| | Owner Occupier | Principal & Interest | 80%-95% | $100,000 | $399,999 |
| | Owner Occupier | Principal & Interest | 80%-95% | $400,000 | $699,999 |
| | Owner Occupier | Principal & Interest | 80%-95% | $700,000 | |
| | Investor | Principal & Interest | < 80% | $100,000 | $399,999 |
| | Investor | Principal & Interest | < 80% | $700,000 | |
| | Investor | Principal & Interest | < 80% | $400,000 | $699,999 |
| | Investor | Interest Only | < 80% | $700,000 | |
| | Investor | Interest Only | < 80% | $100,000 | $399,999 |
| | Investor | Interest Only | < 80% | $400,000 | $699,999 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $100,000 $399,999
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $400,000 $699,999
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $700,000
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $100,000 $399,999
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $400,000 $699,999
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $700,000
Investor (Principal & Interest)
LVR < 80%
Loan: $100,000 $399,999
Investor (Principal & Interest)
LVR < 80%
Loan: $700,000
Investor (Principal & Interest)
LVR < 80%
Loan: $400,000 $699,999
Investor (Interest Only)
LVR < 80%
Loan: $700,000
Investor (Interest Only)
LVR < 80%
Loan: $100,000 $399,999
Investor (Interest Only)
LVR < 80%
Loan: $400,000 $699,999
3.89% p.a.
4.34% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
3.89% p.a.
4.34% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
3.89% p.a.
4.34% p.a.
$350.00 yearly
3.89% p.a.
4.27% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
3.89% p.a.
4.27% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
3.89% p.a.
4.27% p.a.
$350.00 yearly
3.89% p.a.
4.20% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
3.89% p.a.
4.20% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
3.89% p.a.
4.20% p.a.
$350.00 yearly
4.14% p.a.
4.58% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.14% p.a.
4.58% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.14% p.a.
4.58% p.a.
$350.00 yearly
4.14% p.a.
4.51% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.14% p.a.
4.51% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.14% p.a.
4.51% p.a.
$350.00 yearly
4.14% p.a.
4.44% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.14% p.a.
4.44% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.14% p.a.
4.44% p.a.
$350.00 yearly
4.39% p.a.
5.15% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.39% p.a.
5.15% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.39% p.a.
5.15% p.a.
$350.00 yearly
4.39% p.a.
5.01% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.39% p.a.
5.01% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.39% p.a.
5.01% p.a.
$350.00 yearly
4.39% p.a.
5.08% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.39% p.a.
5.08% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.39% p.a.
5.08% p.a.
$350.00 yearly
4.59% p.a.
5.20% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.59% p.a.
5.20% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.59% p.a.
5.20% p.a.
$350.00 yearly
4.59% p.a.
5.35% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.59% p.a.
5.35% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.59% p.a.
5.35% p.a.
$350.00 yearly
4.59% p.a.
5.27% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.59% p.a.
5.27% p.a.
$350.00 yearly
Bank Australia Premium Home Loan (Fixed, Package)
4.59% p.a.
5.27% p.a.
$350.00 yearly
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
3.84% (4.36%*)
3.79% (4.33%*)
3.89% (4.34%*)
(*)
4.39% (4.52%*)
(*)
(*)
4.02% p.a.
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$100,000
$399,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
3.84% (4.27%*)
3.79% (4.25%*)
3.89% (4.27%*)
(*)
4.39% (4.47%*)
(*)
(*)
3.92% p.a.
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$400,000
$699,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
3.84% (4.18%*)
3.79% (4.17%*)
3.89% (4.20%*)
(*)
4.39% (4.41%*)
(*)
(*)
3.82% p.a.
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$700,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.09% (4.60%*)
4.19% (4.60%*)
4.14% (4.58%*)
(*)
4.64% (4.77%*)
(*)
(*)
4.27% p.a.
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$100,000
$399,999
80.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.09% (4.51%*)
4.19% (4.52%*)
4.14% (4.51%*)
(*)
4.64% (4.71%*)
(*)
(*)
4.17% p.a.
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$400,000
$699,999
80.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.09% (4.42%*)
4.19% (4.44%*)
4.14% (4.44%*)
(*)
4.64% (4.66%*)
(*)
(*)
4.07% p.a.
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$700,000
none
80.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.59% (5.27%*)
4.19% (5.16%*)
4.39% (5.15%*)
(*)
4.69% (5.19%*)
(*)
(*)
4.97% p.a.
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$100,000
$399,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.59% (5.09%*)
4.19% (5.00%*)
4.39% (5.01%*)
(*)
4.69% (5.08%*)
(*)
(*)
4.77% p.a.
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$700,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.59% (5.18%*)
4.19% (5.08%*)
4.39% (5.08%*)
(*)
4.69% (5.13%*)
(*)
(*)
4.87% p.a.
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$400,000
$699,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.79% (5.29%*)
4.39% (5.20%*)
4.59% (5.20%*)
(*)
4.89% (5.27%*)
(*)
(*)
4.97% p.a.
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$700,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.79% (5.47%*)
4.39% (5.36%*)
4.59% (5.35%*)
(*)
4.89% (5.38%*)
(*)
(*)
5.17% p.a.
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$100,000
$399,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Rates and fees information correct as at 26 September 2018.
p.a.
p.a.
0 Months
none
4.79% (5.38%*)
4.39% (5.28%*)
4.59% (5.27%*)
(*)
4.89% (5.33%*)
(*)
(*)
5.07% p.a.
$0.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$250.00
$400,000
$699,999
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $20,000 p.a
yes
yes - free
$0.00
yes
yes
none
10% off your general insurance premiums, no annual fee and 0% interest for 12 months on balance transfer on Platinum Rewards VISA credit card
Bank Australia is a customer owned bank. Formerly bankmecu, Bank Australia has over 130,000 customers which act as shareholders of the bank. It offers a full range of products including home loans, savings, credit cards and loan products, and because its shareholders are its customers, they benefit from lower rate and fees. Bank Australia also invests up to 4% of its profits in various community projects every year.
Heritage Bank
Discount Variable Home Loan
3.67% p.a. variable
3.69% p.a.
$150
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
3.72% p.a. variable
4.12% p.a.
$0
Virgin Money
Reward Me Variable Rate Home Loan
3.68% p.a. variable
3.82% p.a.
$150
State Custodians
Low Rate Home Loan with Offset
3.68% p.a.
3.69% p.a.
$0
loans.com.au
Smart Loan Fixed (Package)
3.99% p.a.
fixed 3 years
4.31% p.a.
$520
Virgin Money
Reward Me Fixed Rate Home Loan
3.87% p.a.
fixed 3 years
4.02% p.a.
$150
Queensland Country Credit Union
Ultimate Fixed Home Loan (Package)
n/a
n/a
$0
Newcastle Permanent
Fixed Rate Home Loan
3.94% p.a.
fixed 3 years
4.81% p.a.
$0
