The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 98%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 95%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $50,000 | |
| | Owner Occupier | Principal & Interest | 80%-90% | $50,000 | |
| | Owner Occupier | Principal & Interest | 90%-98% | $50,000 | |
| | Investor | Principal & Interest, Interest Only | < 80% | $50,000 | |
| | Investor | Principal & Interest, Interest Only | 80%-90% | $50,000 | |
| | Investor | Principal & Interest, Interest Only | 90%-95% | $50,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $50,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $50,000
Owner Occupier (Principal & Interest)
LVR 90%-98%
Loan: $50,000
Investor (Principal & Interest, Interest Only)
LVR < 80%
Loan: $50,000
Investor (Principal & Interest, Interest Only)
LVR 80%-90%
Loan: $50,000
Investor (Principal & Interest, Interest Only)
LVR 90%-95%
Loan: $50,000
n/a
n/a
n/a
n/a
2.19% (3.27%*)
2.19% (3.21%*)
1.99% (3.10%*)
2.89% (3.33%*)
2.94% (3.35%*)
n/a
n/a
2.88% p.a.
$0.00
$0.00
$0.00
$400.00
n/a
$390.00 yearly
$395.00
$50,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$500.00
yes
no
none
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.79% (3.50%*)
2.79% (3.47%*)
2.59% (3.40%*)
2.89% (3.46%*)
2.94% (3.47%*)
n/a
n/a
3.08% p.a.
$0.00
$0.00
$0.00
$400.00
n/a
$390.00 yearly
$395.00
$50,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$500.00
yes
no
none
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.79% (3.59%*)
2.79% (3.55%*)
2.59% (3.47%*)
2.89% (3.53%*)
2.94% (3.53%*)
n/a
n/a
3.18% p.a.
$0.00
$0.00
$0.00
$400.00
n/a
$390.00 yearly
$395.00
$50,000
none
90.00%
98.00%
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$500.00
yes
no
98% LVR available only to first home buyers, otherwise maximum LVR is 95%.
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.49% (3.69%*)
2.49% (3.62%*)
2.24% (3.49%*)
3.14% (3.71%*)
3.19% (3.71%*)
n/a
n/a
3.33% p.a.
$0.00
$0.00
$0.00
$400.00
n/a
$390.00 yearly
$395.00
$50,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
$500.00
yes
no
none
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.09% (3.92%*)
3.09% (3.89%*)
2.84% (3.78%*)
3.14% (3.84%*)
3.19% (3.83%*)
n/a
n/a
3.53% p.a.
$0.00
$0.00
$0.00
$400.00
n/a
$390.00 yearly
$395.00
$50,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
$500.00
yes
no
none
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.09% (4.01%*)
3.09% (3.97%*)
2.84% (3.85%*)
3.14% (3.90%*)
3.19% (3.89%*)
n/a
n/a
3.63% p.a.
$0.00
$0.00
$0.00
$400.00
n/a
$390.00 yearly
$395.00
$50,000
none
90.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
$500.00
yes
no
none
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Formerly Victoria Teachers Mutual Bank, Bank First is an award winning financial institution with a competitive range of banking products including personal loans, home loans, term deposits and savings accounts. Founded by Australian educators in 1972, Bank First offers all Australians outstanding value but doesn't compromise on service or quality. Best of all, Bank First customers become equal shareholders which means all the benefits are directly returned to you.
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fixed 3 years
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2.47% p.a.
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2.76% p.a.
People's Choice Credit Union
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fixed 3 years
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fixed 3 years
3.01% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
