The details shown below are for an owner occupier taking out a principal & interest loan of at least $250,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $250,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $250,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest, interest only loan of at least $250,000 with an LVR below 95%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $250,000 | |
| | Owner Occupier | Principal & Interest | 80%-95% | $250,000 | |
| | Investor | Principal & Interest, Interest Only | < 80% | $250,000 | |
| | Investor | Principal & Interest, Interest Only | 80%-95% | $250,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $250,000
Owner Occupier (Principal & Interest)
LVR 80%-95%
Loan: $250,000
Investor (Principal & Interest, Interest Only)
LVR < 80%
Loan: $250,000
Investor (Principal & Interest, Interest Only)
LVR 80%-95%
Loan: $250,000
3.79% p.a.
4.24% p.a.
$350.00 yearly
Bank First Home Loan (Fixed, Premier Package)
3.79% p.a.
4.24% p.a.
$350.00 yearly
Bank First Home Loan (Fixed, Premier Package)
3.79% p.a.
4.24% p.a.
$350.00 yearly
3.79% p.a.
4.39% p.a.
$350.00 yearly
Bank First Home Loan (Fixed, Premier Package)
3.79% p.a.
4.39% p.a.
$350.00 yearly
Bank First Home Loan (Fixed, Premier Package)
3.79% p.a.
4.39% p.a.
$350.00 yearly
3.99% p.a.
4.65% p.a.
$350.00 yearly
Bank First Home Loan (Fixed, Premier Package)
3.99% p.a.
4.65% p.a.
$350.00 yearly
Bank First Home Loan (Fixed, Premier Package)
3.99% p.a.
4.65% p.a.
$350.00 yearly
3.99% p.a.
4.80% p.a.
$350.00 yearly
Bank First Home Loan (Fixed, Premier Package)
3.99% p.a.
4.80% p.a.
$350.00 yearly
Bank First Home Loan (Fixed, Premier Package)
3.99% p.a.
4.80% p.a.
$350.00 yearly
p.a.
p.a.
0 Months
none
3.89% (4.27%*)
3.69% (4.23%*)
3.79% (4.24%*)
4.54% (4.49%*)
4.54% (4.53%*)
(*)
(*)
3.89% p.a.
$300.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$350.00
$250,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$500.00
yes
no
none
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.
p.a.
p.a.
0 Months
none
3.89% (4.45%*)
3.69% (4.39%*)
3.79% (4.39%*)
4.54% (4.62%*)
4.54% (4.65%*)
(*)
(*)
4.09% p.a.
$300.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$350.00
$250,000
none
80.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free
yes
yes
$500.00
yes
no
none
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.
p.a.
p.a.
0 Months
none
4.24% (4.74%*)
3.90% (4.67%*)
3.99% (4.65%*)
4.84% (4.91%*)
4.84% (4.94%*)
(*)
(*)
4.39% p.a.
$300.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$350.00
$250,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
$500.00
yes
no
none
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.
p.a.
p.a.
0 Months
none
4.24% (4.92%*)
3.90% (4.83%*)
3.99% (4.80%*)
4.84% (5.04%*)
4.84% (5.06%*)
(*)
(*)
4.59% p.a.
$300.00
$0.00
$0.00
$0.00
none
$350.00 yearly
$350.00
$250,000
none
80.00%
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $30,000 in fixed rate period
yes
yes
$500.00
yes
no
none
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.
Formerly Victoria Teachers Mutual Bank, Bank First is an award winning financial institution with a competitive range of banking products including personal loans, home loans, term deposits and savings accounts. Founded by Australian educators in 1972, Bank First offers all Australians outstanding value but doesn't compromise on service or quality. Best of all, Bank First customers become equal shareholders which means all the benefits are directly returned to you.
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3.69% p.a.
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4.31% p.a.
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fixed 3 years
4.82% p.a.
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4.02% p.a.
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3.89% p.a.
fixed 3 years
3.91% p.a.
$0
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Fixed Rate Total Home Loan (Package)
3.83% p.a.
fixed 3 years
4.89% p.a.
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