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Bank First Home Loan (Fixed, Premier Package)

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $50,000 with an LVR below 98%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest, interest only loan of at least $50,000 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $50,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $50,000

  • Owner Occupier (Principal & Interest)

    LVR 90%-98%

    Loan: $50,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 80%

    Loan: $50,000

  • Investor (Principal & Interest, Interest Only)

    LVR 80%-90%

    Loan: $50,000

  • Investor (Principal & Interest, Interest Only)

    LVR 90%-95%

    Loan: $50,000

Fixed 3 year rate
2.39% p.a.
Comparison Rate
2.92% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Fixed 3 year rate
2.59% p.a.
Comparison Rate
3.40% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Fixed 3 year rate
2.59% p.a.
Comparison Rate
3.47% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Fixed 3 year rate
2.54% p.a.
Comparison Rate
3.32% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Fixed 3 year rate
2.74% p.a.
Comparison Rate
3.76% p.a.
Service fee
$390.00 yearly
Upfront fee
$400
Fixed 3 year rate
2.74% p.a.
Comparison Rate
3.83% p.a.
Service fee
$390.00 yearly
Upfront fee
$400

Details

Rates and fees information correct as at 24 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.39% (2.93%*)

2.39% (2.93%*)

2.39% (2.92%*)

2.64% (2.99%*)

2.64% (3.00%*)

n/a

n/a

2.48% p.a.
Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00
Other financial bits

$50,000

none

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 in fixed rate period

yes

yes - free

$500.00

yes

no

none

Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.59% (3.48%*)

2.59% (3.44%*)

2.59% (3.40%*)

2.84% (3.45%*)

2.84% (3.43%*)

n/a

n/a

3.08% p.a.
Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00
Other financial bits

$50,000

none

80.00%

90.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 in fixed rate period

yes

yes - free

$500.00

yes

no

none

Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.59% (3.57%*)

2.59% (3.52%*)

2.59% (3.47%*)

2.84% (3.51%*)

2.84% (3.49%*)

n/a

n/a

3.18% p.a.
Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00
Other financial bits

$50,000

none

90.00%

98.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 in fixed rate period

yes

yes - free

$500.00

yes

no

98% LVR available only to first home buyers, otherwise maximum LVR is 95%.

Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.54% (3.39%*)

2.54% (3.35%*)

2.54% (3.32%*)

3.04% (3.45%*)

3.04% (3.45%*)

n/a

n/a

2.98% p.a.
Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00
Other financial bits

$50,000

none

none

80.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 in fixed rate period

yes

yes - free

$500.00

yes

no

none

Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.74% (3.89%*)

2.74% (3.83%*)

2.74% (3.76%*)

3.24% (3.87%*)

3.24% (3.85%*)

n/a

n/a

3.53% p.a.
Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00
Other financial bits

$50,000

none

80.00%

90.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 in fixed rate period

yes

yes - free

$500.00

yes

no

none

Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 October 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

2.74% (3.98%*)

2.74% (3.90%*)

2.74% (3.83%*)

3.24% (3.93%*)

3.24% (3.91%*)

n/a

n/a

3.63% p.a.
Fees

$0.00

$0.00

$0.00

$400.00

n/a

$390.00 yearly

$395.00
Other financial bits

$50,000

none

90.00%

95.00%
Features

Weekly, Fortnightly, Monthly

yes - free up to $30,000 in fixed rate period

yes

yes - free

$500.00

yes

no

none

Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

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Overall
Price
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Based on 45 Bank First home loan reviews

About Bank First

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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