Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 80% | $50,000 | |
|
Owner Occupier | Principal & Interest | 80%-90% | $50,000 | |
|
Owner Occupier | Principal & Interest | 90%-98% | $50,000 | |
|
Investor | Principal & Interest | < 80% | $50,000 | |
|
Investor | Principal & Interest | 90%-95% | $50,000 | |
|
Investor | Principal & Interest | 80%-90% | $50,000 | |
|
Investor | Interest Only | < 80% | $50,000 | |
|
Investor | Interest Only | 80%-90% | $50,000 |
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.09% (7.04%*) |
|
6.09% (6.98%*) |
|
6.09% (6.92%*) |
|
6.45% (7.00%*) |
|
6.45% (6.98%*) |
|
n/a |
|
n/a |
|
6.73% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$400.00 |
|
n/a |
|
$390.00 yearly |
|
$395.00 |
$50,000 |
|
none |
|
none |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies. |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.19% (7.14%*) |
|
6.19% (7.08%*) |
|
6.29% (7.05%*) |
|
6.65% (7.14%*) |
|
6.65% (7.12%*) |
|
n/a |
|
n/a |
|
6.83% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$400.00 |
|
n/a |
|
$390.00 yearly |
|
$395.00 |
$50,000 |
|
none |
|
80.00% |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies. |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.19% (7.58%*) |
|
6.19% (7.46%*) |
|
6.29% (7.39%*) |
|
6.65% (7.44%*) |
|
6.65% (7.39%*) |
|
n/a |
|
n/a |
|
7.33% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$400.00 |
|
n/a |
|
$390.00 yearly |
|
$395.00 |
$50,000 |
|
none |
|
90.00% |
|
98.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
98% LVR available only to first home buyers, otherwise maximum LVR is 95%. |
|
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies. |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.29% (7.28%*) |
|
6.34% (7.22%*) |
|
6.34% (7.17%*) |
|
6.75% (7.27%*) |
|
6.75% (7.25%*) |
|
n/a |
|
n/a |
|
6.98% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$400.00 |
|
n/a |
|
$390.00 yearly |
|
$395.00 |
$50,000 |
|
none |
|
none |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies. |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.49% (8.04%*) |
|
6.54% (7.92%*) |
|
6.64% (7.84%*) |
|
7.05% (7.89%*) |
|
7.05% (7.84%*) |
|
n/a |
|
n/a |
|
7.83% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$400.00 |
|
n/a |
|
$390.00 yearly |
|
$395.00 |
$50,000 |
|
none |
|
90.00% |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies. |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.49% (7.61%*) |
|
6.54% (7.54%*) |
|
6.64% (7.49%*) |
|
7.05% (7.59%*) |
|
7.05% (7.57%*) |
|
n/a |
|
n/a |
|
7.33% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$400.00 |
|
n/a |
|
$390.00 yearly |
|
$395.00 |
$50,000 |
|
none |
|
80.00% |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies. |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.44% (7.29%*) |
|
6.49% (7.25%*) |
|
6.49% (7.21%*) |
|
6.90% (7.32%*) |
|
6.90% (7.32%*) |
|
n/a |
|
n/a |
|
6.98% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$400.00 |
|
n/a |
|
$390.00 yearly |
|
$395.00 |
$50,000 |
|
none |
|
none |
|
80.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies. |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.64% (7.62%*) |
|
6.69% (7.57%*) |
|
6.79% (7.54%*) |
|
7.20% (7.65%*) |
|
7.20% (7.64%*) |
|
n/a |
|
n/a |
|
7.33% p.a. |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$400.00 |
|
n/a |
|
$390.00 yearly |
|
$395.00 |
$50,000 |
|
none |
|
80.00% |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - free |
|
yes |
|
yes - free |
|
$500.00 |
|
yes |
|
no |
|
none |
|
Ability to borrow up to 85% LVR with no LMI (conditions apply); No personal loan establishment fee; No Platinum Credit Card Annual fee; Discounts to Premium GCU insurance policies. |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Elevate
6.09% p.a. variable
6.20% p.a.
Elevate
6.09% p.a.
6.20% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Basic Home Loan (Fixed)
6.09% p.a.
fixed 3 years
6.19% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.