Bank of Melbourne Fixed Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $10,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $10,000

4.14% p.a.

5.18% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

4.14% p.a.

5.18% p.a.

$10.00 monthly

Details
Customer Reviews
Similar loans

4.74% p.a.

5.76% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

4.74% p.a.

5.76% p.a.

$10.00 monthly

Details
Customer Reviews
Similar loans

4.44% p.a.

5.67% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

4.44% p.a.

5.67% p.a.

$10.00 monthly

Details
Customer Reviews
Similar loans

4.69% p.a.

6.12% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

4.69% p.a.

6.12% p.a.

$10.00 monthly

Details
Customer Reviews
Similar loans
Details
Customer Reviews
Similar loans

Details

Rates and fees information correct as at 18 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.24% (5.40%*)

  • 4.04% (5.26%*)

  • 4.14% (5.18%*)

  • 4.54% (5.23%*)

  • 4.54% (5.17%*)

  • (*)

  • (*)

  • 5.34% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.74% (5.97%*)

  • 4.64% (5.85%*)

  • 4.74% (5.76%*)

  • 5.14% (5.81%*)

  • 5.24% (5.80%*)

  • (*)

  • (*)

  • 5.93% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.64% (5.95%*)

  • 4.34% (5.78%*)

  • 4.44% (5.67%*)

  • 5.04% (5.77%*)

  • 5.04% (5.71%*)

  • (*)

  • (*)

  • 5.92% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $10,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 November 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • p.a.

  • p.a.

  • 0 Months

  • none

  • 4.84% (6.46%*)

  • 4.60% (6.26%*)

  • 4.69% (6.12%*)

  • 5.34% (6.22%*)

  • 5.34% (6.14%*)

  • (*)

  • (*)

  • 6.46% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • none

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $10,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of Melbourne home loans rated by the Mozo community?

Overall customer rating
7.2/10

Based on 141 Bank of Melbourne home loan reviews

Price
7.0/10
Features
6.8/10
Customer service
7.4/10
Convenience
7.3/10
Trust
7.0/10

Latest reviews of Bank of Melbourne Fixed Home Loan

  • Overall
    8/10
    competitive rates and very reliable Internet banki

    You make you feel welcome and nothing is ever a a problem.

    Read full review

    You make you feel welcome and nothing is ever a a problem.

    Price
    9/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Less

    Vanessa | Tasmania

    reviewed almost 4 years ago

  • Overall
    10/10
    Great customer service

    Always friendly staff at all branches and very good interest rates.

    Read full review

    Always friendly staff at all branches and very good interest rates.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Less

    Pam | Victoria

    reviewed almost 4 years ago

  • Overall
    5/10
    Complicated definition of products

    Guys at desk gives you good smile but when things comes to real service things are complicated.

    Read full review

    Guys at desk gives you good smile but when things comes to real service things are complicated.

    Price
    4/10
    Features
    6/10
    Customer service
    2/10
    Convenience
    1/10
    Trust
    3/10

    Less

    Saghir | Victoria

    reviewed over 5 years ago

  • Overall
    10/10
    Great service and great experience

    The honest and friendly advice given at all times and the follow up without the sense of pressure...

    Read full review

    The honest and friendly advice given at all times and the follow up without the sense of pressure to be pushed to their advice.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Less

    Madhuri | Victoria

    reviewed over 5 years ago

Bank of Melbourne

About Bank of Melbourne

Formerly St.George in Victoria, The Bank of Melbourne provides a banking alternative to customers with its large range of products in home, personal and business banking. Based in Victoria the Bank of Melbourne offers its customers bank accounts, credit cards, term deposits, private banking services, home loans and personal loans.

See Bank of Melbourne home loans

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a. variable

3.66% p.a.

$520

Go to site

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a. variable

3.61% p.a.

$150

Go to site

Promoted

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a. variable

3.69% p.a.

$0

Go to site

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a. variable

3.66% p.a.

$0

Go to site

Promoted

Well Home Loans

Well Home Loans

Well Balanced

3.49% p.a. variable

3.53% p.a.

$600

Go to site

Promoted

Virgin Money

Virgin Money

Reward Me Variable Rate Home Loan

3.68% p.a. variable

3.82% p.a.

$150

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.72% p.a. variable

4.12% p.a.

$0

Go to site

Promoted

Homestar

Homestar

Variable Rate Loan

3.54% p.a. variable

3.59% p.a.

$567

Go to site

Promoted

loans.com.au

loans.com.au

Essentials Variable

3.64% p.a.

3.66% p.a.

$520

Go to site

Promoted

State Custodians

State Custodians

Low Rate Home Loan with Offset

3.68% p.a.

3.69% p.a.

$0

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Variable Home Loan (Premium Plus Package)

3.82% p.a.

4.22% p.a.

$0

Go to site

Promoted

HSBC

HSBC

Home Value Loan

3.59% p.a.

3.61% p.a.

$150

Go to site

Promoted

Well Home Loans

Well Home Loans

Well Balanced

3.49% p.a.

3.53% p.a.

$600

Go to site

Promoted

Homestar

Homestar

Variable Rate Loan

3.54% p.a.

3.59% p.a.

$567

Go to site

Promoted

Bank Australia

Bank Australia

Basic Home Loan

3.65% p.a.

3.66% p.a.

$0

Go to site

Promoted

UBank

UBank

UHomeLoan - Offer

3.59% p.a.

3.59% p.a.

$0

Go to site

Promoted

UBank

UBank

UHomeLoan (Fixed)

3.74% p.a.
fixed 3 years

4.01% p.a.

$395

Go to site

Promoted

loans.com.au

loans.com.au

Smart Loan Fixed (Package)

3.99% p.a.
fixed 3 years

4.31% p.a.

$520

Go to site

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan

3.99% p.a.
fixed 3 years

4.82% p.a.

$0

Go to site

Promoted

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

3.87% p.a.
fixed 3 years

4.02% p.a.

$150

Promoted

NAB

NAB

Tailored Home Loan (Fixed, Choice Package)

3.99% p.a.
fixed 3 years

4.86% p.a.

$0

Go to site

Promoted

Bank Australia

Bank Australia

Basic Home Loan (Fixed)

3.89% p.a.
fixed 3 years

3.91% p.a.

$0

Go to site

Promoted

Beyond Bank

Beyond Bank

Fixed Rate Total Home Loan (Package)

3.83% p.a.
fixed 3 years

4.89% p.a.

$0

Go to site

Promoted

bcu

bcu

Fixed Rate Home Loan

3.90% p.a.
fixed 3 years

4.78% p.a.

$600

Go to site

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Compare other home loans