Bank of Melbourne Fixed Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan: $10,000

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $10,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $10,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $10,000

3.09% p.a.

4.51% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

3.09% p.a.

4.51% p.a.

$10.00 monthly

3.04% p.a.

4.46% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

3.04% p.a.

4.46% p.a.

$10.00 monthly

3.94% p.a.

5.12% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

3.94% p.a.

5.12% p.a.

$10.00 monthly

3.43% p.a.

5.01% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

3.43% p.a.

5.01% p.a.

$10.00 monthly

3.38% p.a.

4.97% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

3.38% p.a.

4.97% p.a.

$10.00 monthly

3.69% p.a.

5.25% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

3.69% p.a.

5.25% p.a.

$10.00 monthly

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.09% (4.80%*)

  • 3.09% (4.65%*)

  • 3.09% (4.51%*)

  • 3.09% (4.38%*)

  • 3.09% (4.27%*)

  • n/a

  • n/a

  • 4.79% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • 80.00%

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.04% (4.75%*)

  • 3.04% (4.60%*)

  • 3.04% (4.46%*)

  • 2.99% (4.32%*)

  • 3.04% (4.22%*)

  • n/a

  • n/a

  • 4.74% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.04% (5.37%*)

  • 3.94% (5.24%*)

  • 3.94% (5.12%*)

  • 4.24% (5.12%*)

  • 4.24% (5.04%*)

  • n/a

  • n/a

  • 5.33% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $30,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.84% (5.39%*)

  • 3.43% (5.17%*)

  • 3.43% (5.01%*)

  • 3.84% (5.01%*)

  • 3.84% (4.90%*)

  • n/a

  • n/a

  • 5.37% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.79% (5.34%*)

  • 3.38% (5.12%*)

  • 3.38% (4.97%*)

  • 3.79% (4.96%*)

  • 3.79% (4.85%*)

  • n/a

  • n/a

  • 5.32% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.99% (5.61%*)

  • 3.69% (5.41%*)

  • 3.69% (5.25%*)

  • 3.99% (5.21%*)

  • 3.99% (5.10%*)

  • n/a

  • n/a

  • 5.61% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits
  • $10,000

  • none

  • none

  • 80.00%

Features
  • Monthly

  • yes - free up to $30,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of Melbourne home loans rated by the Mozo community?

Overall customer rating
7.2/10
Price
7.1/10
Features
6.8/10
Customer service
7.4/10
Convenience
7.4/10
Trust
7.0/10

Latest reviews of Bank of Melbourne Fixed Home Loan

  • Overall
    8/10
    competitive rates and very reliable Internet banki

    You make you feel welcome and nothing is ever a a problem.

    You make you feel welcome and nothing is ever a a problem.

    Price
    9/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Vanessa | Tasmania

    reviewed over 4 years ago

  • Overall
    10/10
    Great customer service

    Always friendly staff at all branches and very good interest rates.

    Always friendly staff at all branches and very good interest rates.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Pam | Victoria

    reviewed over 4 years ago

  • Overall
    5/10
    Complicated definition of products

    Guys at desk gives you good smile but when things comes to real service things are complicated.

    Guys at desk gives you good smile but when things comes to real service things are complicated.

    Price
    4/10
    Features
    6/10
    Customer service
    2/10
    Convenience
    1/10
    Trust
    3/10

    Saghir | Victoria

    reviewed about 6 years ago

  • Overall
    10/10
    Great service and great experience

    The honest and friendly advice given at all times and the follow up without the sense of pressure...

    The honest and friendly advice given at all times and the follow up without the sense of pressure to be pushed to their advice.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Madhuri | Victoria

    reviewed over 6 years ago

Bank of Melbourne

About Bank of Melbourne

Formerly St.George in Victoria, The Bank of Melbourne provides a banking alternative to customers with its large range of products in home, personal and business banking. Based in Victoria the Bank of Melbourne offers its customers bank accounts, credit cards, term deposits, private banking services, home loans and personal loans.

See Bank of Melbourne home loans

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a. variable

2.90% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a. variableApply now to get this rate from 29 Oct

2.84% p.a.Apply now to get this rate from 29 Oct

$0

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a. variable

2.80% p.a.

$0

Promoted

HSBC

HSBC

Home Value Loan

3.02% p.a. variableApply now to get this rate from 21 Oct

3.04% p.a.Apply now to get this rate from 21 Oct

$150

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.99% p.a.
fixed 3 years

3.73% p.a.

$0

Promoted

ME

ME

Flexible Home Loan (Member Package)

3.34% p.a. variable

3.78% p.a.

$200

Promoted

Bank of Queensland

Bank of Queensland

Fixed Rate

2.99% p.a.
fixed 3 years

3.79% p.a.

$450

Promoted

Newcastle Permanent

Newcastle Permanent

Real Deal Home Loan

3.32% p.a. variable

3.36% p.a.

$0

Promoted

loans.com.au

loans.com.au

Smart Home Loan

2.88% p.a.

2.90% p.a.

$520

Promoted

UBank

UBank

UHomeLoan - Discount Offer

2.84% p.a.Apply now to get this rate from 29 Oct

2.84% p.a.Apply now to get this rate from 29 Oct

$0

Promoted

Athena

Athena

Variable Home Loan

2.84% p.a.

2.80% p.a.

$0

Promoted

ME

ME

Flexible Home Loan (Member Package)

3.34% p.a.

3.78% p.a.

$200

Promoted

Well Home Loans

Well Home Loans

Well Balanced

2.82% p.a.

2.86% p.a.

$785

Promoted

HSBC

HSBC

Home Value Loan

3.02% p.a.Apply now to get this rate from 21 Oct

3.04% p.a.Apply now to get this rate from 21 Oct

$150

Promoted

Suncorp

Suncorp

Back to Basics

3.03% p.a.

3.04% p.a.

$0

Promoted

Homestar

Homestar

Star Essentials Home Loan

2.74% p.a.

2.77% p.a.

$596

Promoted

UBank

UBank

UHomeLoan (Fixed)

2.69% p.a.
fixed 3 years

3.37% p.a.

$395

Promoted

Suncorp

Suncorp

Fixed Home Loan (Home Package Plus)

2.99% p.a.
fixed 3 years

3.73% p.a.

$0

Promoted

loans.com.au

loans.com.au

Fixed Home Loan

3.19% p.a.
fixed 3 years

3.31% p.a.

$520

Promoted

IMB Bank

IMB Bank

Fixed Home Loan

2.84% p.a.
fixed 3 years

3.47% p.a.

$799

Promoted

CUA

CUA

Fixed Rate Loan

2.98% p.a.
fixed 3 years

4.39% p.a.

$835

Promoted

Newcastle Permanent

Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.99% p.a.
fixed 3 years

4.08% p.a.

$0

Promoted

UBank

UBank

UHomeLoan (1 Year Fixed)

n/a

n/a

$395

Promoted

Virgin Money

Virgin Money

Reward Me Fixed Rate Home Loan

2.99% p.a.
fixed 3 years

3.42% p.a.

$150

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.