Bank of Melbourne Fixed Home Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 80%

The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR 80%-95%

    Loan: $10,000

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $10,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $10,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $10,000

3.09% p.a.

4.51% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

3.09% p.a.

4.51% p.a.

$10.00 monthly

Details
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3.04% p.a.

4.46% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

3.04% p.a.

4.46% p.a.

$10.00 monthly

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3.94% p.a.

5.12% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

3.94% p.a.

5.12% p.a.

$10.00 monthly

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3.43% p.a.

5.01% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

3.43% p.a.

5.01% p.a.

$10.00 monthly

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3.38% p.a.

4.97% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

3.38% p.a.

4.97% p.a.

$10.00 monthly

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3.69% p.a.

5.25% p.a.

$10.00 monthly

Bank of Melbourne Fixed Home Loan

3.69% p.a.

5.25% p.a.

$10.00 monthly

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Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.09% (4.80%*)

  • 3.09% (4.65%*)

  • 3.09% (4.51%*)

  • 3.09% (4.38%*)

  • 3.09% (4.27%*)

  • n/a

  • n/a

  • 4.79% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • 80.00%

  • 95.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.04% (4.75%*)

  • 3.04% (4.60%*)

  • 3.04% (4.46%*)

  • 2.99% (4.32%*)

  • 3.04% (4.22%*)

  • n/a

  • n/a

  • 4.74% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.04% (5.37%*)

  • 3.94% (5.24%*)

  • 3.94% (5.12%*)

  • 4.24% (5.12%*)

  • 4.24% (5.04%*)

  • n/a

  • n/a

  • 5.33% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $30,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.84% (5.39%*)

  • 3.43% (5.17%*)

  • 3.43% (5.01%*)

  • 3.84% (5.01%*)

  • 3.84% (4.90%*)

  • n/a

  • n/a

  • 5.37% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 90.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.79% (5.34%*)

  • 3.38% (5.12%*)

  • 3.38% (4.97%*)

  • 3.79% (4.96%*)

  • 3.79% (4.85%*)

  • n/a

  • n/a

  • 5.32% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Weekly, Fortnightly, Monthly

  • yes - free up to $30,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 October 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

  • n/a

  • n/a

  • n/a

  • n/a

  • 3.99% (5.61%*)

  • 3.69% (5.41%*)

  • 3.69% (5.25%*)

  • 3.99% (5.21%*)

  • 3.99% (5.10%*)

  • n/a

  • n/a

  • 5.61% p.a.

Fees

  • $600.00

  • $0.00

  • $0.00

  • $100.00

  • n/a

  • $10.00 monthly

  • $350.00

Other financial bits

  • $10,000

  • none

  • none

  • 80.00%

Features

  • Monthly

  • yes - free up to $30,000

  • yes

  • yes - fees apply

  • $0.00

  • yes

  • yes - partial only

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bank of Melbourne home loans rated by the Mozo community?

Overall customer rating
7.2/10

Based on 143 Bank of Melbourne home loan reviews

Price
7.1/10
Features
6.8/10
Customer service
7.4/10
Convenience
7.4/10
Trust
7.0/10

Latest reviews of Bank of Melbourne Fixed Home Loan

  • Overall
    8/10
    competitive rates and very reliable Internet banki

    You make you feel welcome and nothing is ever a a problem.

    Read full review

    You make you feel welcome and nothing is ever a a problem.

    Price
    9/10
    Features
    9/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Less

    Vanessa | Tasmania

    reviewed over 4 years ago

  • Overall
    10/10
    Great customer service

    Always friendly staff at all branches and very good interest rates.

    Read full review

    Always friendly staff at all branches and very good interest rates.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Less

    Pam | Victoria

    reviewed over 4 years ago

  • Overall
    5/10
    Complicated definition of products

    Guys at desk gives you good smile but when things comes to real service things are complicated.

    Read full review

    Guys at desk gives you good smile but when things comes to real service things are complicated.

    Price
    4/10
    Features
    6/10
    Customer service
    2/10
    Convenience
    1/10
    Trust
    3/10

    Less

    Saghir | Victoria

    reviewed about 6 years ago

  • Overall
    10/10
    Great service and great experience

    The honest and friendly advice given at all times and the follow up without the sense of pressure...

    Read full review

    The honest and friendly advice given at all times and the follow up without the sense of pressure to be pushed to their advice.

    Price
    10/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Less

    Madhuri | Victoria

    reviewed over 6 years ago

Bank of Melbourne

About Bank of Melbourne

Formerly St.George in Victoria, The Bank of Melbourne provides a banking alternative to customers with its large range of products in home, personal and business banking. Based in Victoria the Bank of Melbourne offers its customers bank accounts, credit cards, term deposits, private banking services, home loans and personal loans.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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