7.7/10

Based on 3497 Bank of Queensland product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.

Bank of Queensland savings accounts

Bank of Queensland is Australia's fastest-growing retail bank and has come a long way from its origins as a regional Queensland bank. BOQ today boasts a wide array of banking services and 200 branches around Australia. Bank of Queensland aims to give you greater control over the management of your finances and offers everyday banking products, including credit cards, home loans, term deposits, savings accounts and bank accounts.

Bank of Queensland offers the following savings accounts

Rates and fees verified as correct at 27 July 2024. Other information correct at the time of writing. Advertiser disclosure.
Product Interest rate Maximum rate Govt deposit guarantee
Future Saver Account - 14 to 35 years

0.05% p.a.(for $0 and over)

5.50% p.a. (for $0 to $50,000)

Yes up to $250,000

Kids Savings Account

0.05% p.a.(for $1 and over)

2.75% p.a. (for $1 and over)

Yes up to $250,000

Simple Saver Account

4.85% p.a.(for $0 to $5,000,001)

5.35% p.a. (for $0 to $5,000,001)

Yes up to $250,000

Smart Saver Account

0.05% p.a.(for $0 and over)

5.00% p.a. (for $0 to $250,001)

Yes up to $250,000

How are Bank of Queensland savings accounts rated?

Mozo users have rated Bank of Queensland savings accounts on price, features, convenience, trust and customer service so you can see what real Aussies have to say about their experiences.

Icon of savings-accounts
Bank of Queensland savings accounts customer reviews
Overall
7.8/10
Price
7.2/10
Features
6.7/10
Customer service
8.1/10
Convenience
7.7/10
Trust
8.0/10
Based on 1076 Bank of Queensland product reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Recent Bank of Queensland savings account reviews

Bank of Queensland Savings Account
Overall 6/10
Graham

I like my bank because the ladies r very polite and friendly.

Read full review

I like my bank because the ladies r very polite and friendly.

Price
6/10
Features
6/10
Convenience
6/10
Trust
6/10
Less
Murray, Queensland, reviewed 4 months ago
Bank of Queensland Simple Saver Account
Overall 10/10
Great service and little waiting time in branch

Very helpful and friendly staff They listen to your problems and act accordingly easy to operate tella machines and over counter service is excellent

Read full review

Very helpful and friendly staff They listen to your problems and act accordingly easy to operate tella machines and over counter service is excellent

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Kevin, Queensland, reviewed 4 months ago
Bank of Queensland Simple Saver Account
Overall 9/10
Highly recommend

I have been with BOQ since relocating to AU from NZ Cannot fault their service and their security is the reason I have stayed with them.

Read full review

I have been with BOQ since relocating to AU from NZ Cannot fault their service and their security is the reason I have stayed with them.

Price
8/10
Features
7/10
Convenience
10/10
Trust
9/10
Less
Noeline, Queensland, reviewed 4 months ago
Bank of Queensland Future Saver Account
Overall 10/10
Highly recommended for super competitive interest

Excellent bank with superb interest rates and the new myBOQ app has an excellent user interface.

Read full review

Excellent bank with superb interest rates and the new myBOQ app has an excellent user interface.

Price
10/10
Features
10/10
Customer service
10/10
Convenience
10/10
Trust
10/10
Less
Liam, Queensland, reviewed 9 months ago
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Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.
Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers.

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