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Bankwest Complete Fixed Home Loan (Package)

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan of at least $200,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $200,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $200,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $200,000 with an LVR below 98%
The details shown below are for an investor taking out a principal & interest loan of at least $200,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $200,000 with an LVR below 95%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 80% $200,000
Owner Occupier Principal & Interest 80%-90% $200,000
Owner Occupier Principal & Interest 90%-95% $200,000
Owner Occupier Principal & Interest 95%-98% $200,000
Investor Principal & Interest < 90% $200,000
Investor Principal & Interest 90%-95% $200,000
  • Owner Occupier (Principal & Interest)
    LVR < 80%
    Loan: $200,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $200,000
  • Owner Occupier (Principal & Interest)
    LVR 90%-95%
    Loan: $200,000
  • Owner Occupier (Principal & Interest)
    LVR 95%-98%
    Loan: $200,000
  • Investor (Principal & Interest)
    LVR < 90%
    Loan: $200,000
  • Investor (Principal & Interest)
    LVR 90%-95%
    Loan: $200,000
Fixed 3 year rate
6.29% p.a.
Comparison Rate
7.15% p.a.
Service fee
$395.00 yearly
Upfront fee
$250
Fixed 3 year rate
6.49% p.a.
Comparison Rate
7.21% p.a.
Service fee
$395.00 yearly
Upfront fee
$250
Fixed 3 year rate
6.69% p.a.
Comparison Rate
7.37% p.a.
Service fee
$395.00 yearly
Upfront fee
$250
Fixed 3 year rate
7.19% p.a.
Comparison Rate
8.63% p.a.
Service fee
$395.00 yearly
Upfront fee
$250
Fixed 3 year rate
6.49% p.a.
Comparison Rate
7.83% p.a.
Service fee
$395.00 yearly
Upfront fee
$250
Fixed 3 year rate
6.99% p.a.
Comparison Rate
7.97% p.a.
Service fee
$395.00 yearly
Upfront fee
$250

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.59% (7.31%*)

6.39% (7.23%*)

6.29% (7.15%*)

6.39% (7.13%*)

6.49% (7.13%*)

n/a

n/a

6.99% p.a.

Fees

$0.00

$0.00

$0.00

$250.00

n/a

$395.00 yearly

$338.20

Other financial bits

$200,000

none

none

80.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 a year

none

no

none

yes

yes - partial only

Free extra repayments up to $10,000 per year. Offset facility is 40% only.

Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.79% (7.33%*)

6.59% (7.27%*)

6.49% (7.21%*)

6.59% (7.21%*)

6.69% (7.22%*)

n/a

n/a

6.99% p.a.

Fees

$0.00

$0.00

$0.00

$250.00

n/a

$395.00 yearly

$338.20

Other financial bits

$200,000

none

80.00%

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 a year

none

no

none

yes

yes - partial only

Free extra repayments up to $10,000 per year. Offset facility is 40% only.

Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.99% (7.49%*)

6.79% (7.43%*)

6.69% (7.37%*)

6.79% (7.37%*)

6.89% (7.39%*)

n/a

n/a

7.14% p.a.

Fees

$0.00

$0.00

$0.00

$250.00

n/a

$395.00 yearly

$338.20

Other financial bits

$200,000

none

90.00%

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 a year

none

no

none

yes

yes - partial only

Free extra repayments up to $10,000 per year. Offset facility is 40% only.

Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.49% (8.97%*)

7.29% (8.79%*)

7.19% (8.63%*)

7.29% (8.54%*)

7.39% (8.47%*)

n/a

n/a

8.77% p.a.

Fees

$0.00

$0.00

$0.00

$250.00

n/a

$395.00 yearly

$338.20

Other financial bits

$200,000

none

95.00%

98.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 a year

none

no

none

yes

yes - partial only

Free extra repayments up to $10,000 per year. Offset facility is 40% only.

Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

6.79% (8.12%*)

6.59% (7.97%*)

6.49% (7.83%*)

6.59% (7.75%*)

6.69% (7.70%*)

n/a

n/a

7.89% p.a.

Fees

$0.00

$0.00

$0.00

$250.00

n/a

$395.00 yearly

$338.20

Other financial bits

$200,000

none

none

90.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 a year

none

no

none

yes

yes - partial only

Free extra repayments up to $10,000 per year. Offset facility is 40% only.

Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

n/a

n/a

n/a

n/a

7.29% (8.18%*)

7.19% (8.10%*)

6.99% (7.97%*)

7.09% (7.94%*)

7.19% (7.92%*)

n/a

n/a

7.89% p.a.

Fees

$0.00

$0.00

$0.00

$250.00

n/a

$395.00 yearly

$338.20

Other financial bits

$200,000

none

90.00%

95.00%

Features

Weekly, Fortnightly, Monthly

yes - free up to $10,000 a year

none

no

none

yes

yes - partial only

Free extra repayments up to $10,000 per year. Offset facility is 40% only.

Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Bankwest home loans rated by the Mozo community?

Overall
7.7/10
Price
7.1/10
Features
6.6/10
Customer service
7.1/10
Convenience
7.1/10
Trust
6.9/10
Based on 1177 Bankwest home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest reviews of Bankwest Complete Fixed Home Loan (Package)

About Bankwest

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6.14% p.a. variable

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Great Rate Home Loan

6.19% p.a. variable

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6.29% p.a. variable

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6.24% p.a. variable

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6.09% p.a. variable

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fixed 3 years

6.34% p.a.

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Variable

5.99% p.a.

5.90% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

Thumbnail icon for Greater Bank
Greater Bank

Great Rate Home Loan

6.19% p.a.

6.21% p.a.

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Police Credit Union

Low Rate Home Loan

6.14% p.a.

6.20% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

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Aussie

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6.09% p.a.

6.20% p.a.

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ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

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Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

Thumbnail icon for South West Slopes Bank
South West Slopes Bank

Fixed Home Loan Rate

5.69% p.a.
fixed 3 years

6.34% p.a.

Thumbnail icon for Macquarie
Macquarie

Basic Home Loan (Fixed)

6.35% p.a.
fixed 3 years

6.26% p.a.

Thumbnail icon for ING
ING

Fixed Rate Loan

6.09% p.a.
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6.15% p.a.

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ANZ

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6.59% p.a.
fixed 3 years

7.06% p.a.

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5.99% p.a.
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6.41% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.41% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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