The details shown below are for an owner occupier taking out a principal & interest loan of at least $200,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $200,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $200,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $200,000 with an LVR below 98%
The details shown below are for an investor taking out a principal & interest loan of at least $200,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
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Owner Occupier | Principal & Interest | < 80% | $200,000 | |
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Owner Occupier | Principal & Interest | 80%-90% | $200,000 | |
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Owner Occupier | Principal & Interest | 90%-95% | $200,000 | |
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Owner Occupier | Principal & Interest | 95%-98% | $200,000 | |
|
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Investor | Principal & Interest | < 90% | $200,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $200,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $200,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $200,000
Owner Occupier (Principal & Interest)
LVR 95%-98%
Loan: $200,000
Investor (Principal & Interest)
LVR < 90%
Loan: $200,000
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n/a |
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n/a |
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n/a |
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n/a |
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4.29% (4.21%*) |
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4.89% (4.37%*) |
|
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5.19% (4.54%*) |
|
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5.29% (4.69%*) |
|
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5.39% (4.84%*) |
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n/a |
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n/a |
|
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3.74% p.a. |
|
$0.00 |
|
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$0.00 |
|
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$0.00 |
|
|
$250.00 |
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n/a |
|
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$395.00 yearly |
|
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$338.20 |
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$200,000 |
|
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none |
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none |
|
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80.00% |
|
Weekly, Fortnightly, Monthly |
|
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yes - free up to $10,000 a year |
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none |
|
|
no |
|
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none |
|
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yes |
|
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yes - partial only |
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Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
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Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
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Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
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n/a |
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n/a |
|
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n/a |
|
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4.49% (4.23%*) |
|
|
5.09% (4.41%*) |
|
|
5.39% (4.60%*) |
|
|
5.49% (4.76%*) |
|
|
5.59% (4.93%*) |
|
|
n/a |
|
|
n/a |
|
|
3.74% p.a. |
|
$0.00 |
|
|
$0.00 |
|
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$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
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yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.69% (4.25%*) |
|
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5.29% (4.44%*) |
|
|
5.59% (4.65%*) |
|
|
5.69% (4.83%*) |
|
|
5.79% (5.02%*) |
|
|
n/a |
|
|
n/a |
|
|
3.74% p.a. |
|
$0.00 |
|
|
$0.00 |
|
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$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
90.00% |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
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5.19% (5.74%*) |
|
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5.79% (5.84%*) |
|
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6.09% (5.96%*) |
|
|
6.19% (6.05%*) |
|
|
6.29% (6.16%*) |
|
|
n/a |
|
|
n/a |
|
|
5.37% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
95.00% |
|
|
98.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.49% (5.06%*) |
|
|
5.09% (5.15%*) |
|
|
5.39% (5.27%*) |
|
|
5.49% (5.36%*) |
|
|
5.59% (5.46%*) |
|
|
n/a |
|
|
n/a |
|
|
4.67% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I came over to BankWest 6 months ago and it is the best decision I made. Easy online banking, amazing service, great home loans, the best online chat assistance. The best bank, totally recommended.
Read full reviewI came over to BankWest 6 months ago and it is the best decision I made. Easy online banking, amazing service, great home loans, the best online chat assistance. The best bank, totally recommended.
Always available to help and answer questions competitive rates.
Read full reviewAlways available to help and answer questions competitive rates.
I've banked with Bankwest for years and they're by far the best bank I've ever dealt with. Their customer service is incredible, they're convenient and are efficient. Previous banks I've been with had such longer wait times and processing times compared to Bankwest.
Read full reviewI've banked with Bankwest for years and they're by far the best bank I've ever dealt with. Their customer service is incredible, they're convenient and are efficient. Previous banks I've been with had such longer wait times and processing times compared to Bankwest.
I took fixed rate home loan from Bankwest back in Jun-2017. They advertise the rate of 3.99% and on the settlement day they increased the rate by 0.35%. Please note that RBA had no hike and no other bank hike the rate but Bankwest increased the rate by 0.35% for all fixed rate loan without any reason. The rate they earlier advertised of 3.99% was nothing but to attract customer and when most of the loan normally gets settled in the last week of June-2017 they increased the rate of 0.35%. This was nothing but to mislead customers. I had no issue if RBA had increased the rate but neither RBA nor any other bank hiked the rate.
Read full reviewI took fixed rate home loan from Bankwest back in Jun-2017. They advertise the rate of 3.99% and on the settlement day they increased the rate by 0.35%. Please note that RBA had no hike and no other bank hike the rate but Bankwest increased the rate by 0.35% for all fixed rate loan without any reason. The rate they earlier advertised of 3.99% was nothing but to attract customer and when most of the loan normally gets settled in the last week of June-2017 they increased the rate of 0.35%. This was nothing but to mislead customers. I had no issue if RBA had increased the rate but neither RBA nor any other bank hiked the rate.
I got a home loan package with them and in the beginning they promised me competitive rates for two years. Before the package was completered they also sent me emails offering other great packages. However, after two months they sent me an email and letter about the rates rising. I came to the branch in Hpyerdome shopping centre asking why and the staff said that the rate increased due to admin costs even though the RBA had reduced the interest rate. What a joke. Nobody listened, they don't care. You are trapped with them. Discharge and break cost are so expensive. Disgusting bank. Don't go to this bank.
Read full reviewI got a home loan package with them and in the beginning they promised me competitive rates for two years. Before the package was completered they also sent me emails offering other great packages. However, after two months they sent me an email and letter about the rates rising. I came to the branch in Hpyerdome shopping centre asking why and the staff said that the rate increased due to admin costs even though the RBA had reduced the interest rate. What a joke. Nobody listened, they don't care. You are trapped with them. Discharge and break cost are so expensive. Disgusting bank. Don't go to this bank.
loans.com.au
Smart Booster Home Loan
2.60% p.a.variable for 24 months and then 3.00% p.a. variable
2.96% p.a.
loans.com.au
Smart Booster Home Loan
2.60% p.a.variable for 24 months and then 3.00% p.a. variable
2.96% p.a.
loans.com.au
Smart Booster Home Loan
2.60% p.a.variable for 24 months and then 3.00% p.a.
2.96% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
