Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 80% | $200,000 | |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $200,000 | |
|
|
Owner Occupier | Principal & Interest | 90%-95% | $200,000 | |
|
|
Owner Occupier | Principal & Interest | 95%-98% | $200,000 | |
|
|
Investor | Principal & Interest | < 90% | $200,000 | |
|
|
Investor | Principal & Interest | 90%-95% | $200,000 |
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.19% (7.27%*) |
|
|
5.89% (7.13%*) |
|
|
5.89% (7.04%*) |
|
|
5.99% (6.99%*) |
|
|
5.99% (6.91%*) |
|
|
n/a |
|
|
n/a |
|
|
6.99% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.44% (7.30%*) |
|
|
6.24% (7.20%*) |
|
|
6.24% (7.14%*) |
|
|
6.34% (7.11%*) |
|
|
6.34% (7.07%*) |
|
|
n/a |
|
|
n/a |
|
|
6.99% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.79% (7.47%*) |
|
|
6.49% (7.37%*) |
|
|
6.49% (7.31%*) |
|
|
6.59% (7.30%*) |
|
|
6.59% (7.26%*) |
|
|
n/a |
|
|
n/a |
|
|
7.14% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
90.00% |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.49% (8.97%*) |
|
|
7.19% (8.77%*) |
|
|
7.19% (8.63%*) |
|
|
7.29% (8.54%*) |
|
|
7.29% (8.43%*) |
|
|
n/a |
|
|
n/a |
|
|
8.77% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
95.00% |
|
|
98.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.49% (8.09%*) |
|
|
6.19% (7.89%*) |
|
|
6.19% (7.74%*) |
|
|
6.29% (7.64%*) |
|
|
6.29% (7.52%*) |
|
|
n/a |
|
|
n/a |
|
|
7.89% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.29% (8.18%*) |
|
|
7.19% (8.10%*) |
|
|
6.99% (7.97%*) |
|
|
7.09% (7.94%*) |
|
|
7.19% (7.92%*) |
|
|
n/a |
|
|
n/a |
|
|
7.89% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
90.00% |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 a year |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
yes - partial only |
|
|
Free extra repayments up to $10,000 per year. Offset facility is 40% only. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Because that’s the bank my family use for our everyday accounts and 17 years ago set me up with a mortgage I am working hard to pay off in instalments & at a good interest rate
Read full reviewBecause that’s the bank my family use for our everyday accounts and 17 years ago set me up with a mortgage I am working hard to pay off in instalments & at a good interest rate
I came over to BankWest 6 months ago and it is the best decision I made. Easy online banking, amazing service, great home loans, the best online chat assistance. The best bank, totally recommended.
Read full reviewI came over to BankWest 6 months ago and it is the best decision I made. Easy online banking, amazing service, great home loans, the best online chat assistance. The best bank, totally recommended.
Always available to help and answer questions competitive rates.
Read full reviewAlways available to help and answer questions competitive rates.
I've banked with Bankwest for years and they're by far the best bank I've ever dealt with. Their customer service is incredible, they're convenient and are efficient. Previous banks I've been with had such longer wait times and processing times compared to Bankwest.
Read full reviewI've banked with Bankwest for years and they're by far the best bank I've ever dealt with. Their customer service is incredible, they're convenient and are efficient. Previous banks I've been with had such longer wait times and processing times compared to Bankwest.
I took fixed rate home loan from Bankwest back in Jun-2017. They advertise the rate of 3.99% and on the settlement day they increased the rate by 0.35%. Please note that RBA had no hike and no other bank hike the rate but Bankwest increased the rate by 0.35% for all fixed rate loan without any reason. The rate they earlier advertised of 3.99% was nothing but to attract customer and when most of the loan normally gets settled in the last week of June-2017 they increased the rate of 0.35%. This was nothing but to mislead customers. I had no issue if RBA had increased the rate but neither RBA nor any other bank hiked the rate.
Read full reviewI took fixed rate home loan from Bankwest back in Jun-2017. They advertise the rate of 3.99% and on the settlement day they increased the rate by 0.35%. Please note that RBA had no hike and no other bank hike the rate but Bankwest increased the rate by 0.35% for all fixed rate loan without any reason. The rate they earlier advertised of 3.99% was nothing but to attract customer and when most of the loan normally gets settled in the last week of June-2017 they increased the rate of 0.35%. This was nothing but to mislead customers. I had no issue if RBA had increased the rate but neither RBA nor any other bank hiked the rate.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
