The details shown below are for an owner occupier taking out a principal & interest loan of at least $200,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $200,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $200,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $200,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $200,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $200,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $200,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $200,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 80% | $200,000 | |
|
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Owner Occupier | Principal & Interest | < 90% | $200,000 | |
|
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Owner Occupier | Principal & Interest | 90%-95% | $200,000 | |
|
|
Owner Occupier | Interest Only | < 80% | $200,000 | |
|
|
Investor | Principal & Interest | < 80% | $200,000 | |
|
|
Investor | Principal & Interest | 80%-90% | $200,000 | |
|
|
Investor | Interest Only | 80%-90% | $200,000 | |
|
|
Investor | Interest Only | < 80% | $200,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $200,000
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $200,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $200,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $200,000
Investor (Principal & Interest)
LVR < 80%
Loan: $200,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $200,000
Investor (Interest Only)
LVR 80%-90%
Loan: $200,000
Investor (Interest Only)
LVR < 80%
Loan: $200,000
As the name implies, Bankwest’s Complete Variable Home Loan (Package) is an offer with the works. Borrowers will be able to make use of handy features like an offset account, extra repayments and a redraw facility, as well as special offers on a number of eligible Bankwest credit cards.
The Complete Variable Home Loan (Package) is available to owner occupiers and investors who are looking to take out a mortgage of at least $200,000, with both principal and interest and interest-only repayment options on offer.
Variable rates on the loan vary depending on the type of borrower you are and your loan-to-value ratio (LVR), but the lowest currently available for owner occupiers is 3.64% (4.17% comparison rate*) while the lowest for investors is 4.67% (5.08% comparison rate*).
How about features? Well, borrowers will be able to open and split their money between up to nine offset accounts if they’re looking to reduce the loan amount they’re paying interest on. Extra repayments are also available, as are redraws, though there is a $1,000 minimum if you choose not to redraw online.
Now this is a package loan, which means customers will also be able to take advantage of deals on other Bankwest products including an annual fee waiver on either a Breeze Mastercard, More Mastercard or Qantas Platinum Mastercard. Just bear in mind that there is a $395 annual service fee with the loan, plus a one-off $250 settlement fee and a $338.20 discharge fee.
And for a limited time refinancers will be able to score $2,000 cashback on loans of $250,000 or more (<80% LVR). Applications will need to be approved by 28 February, 2023 and funded by 31 April, 2023
With its range of features and extra perks, the Bankwest Complete Variable Home Loan (Package) could be a loan to consider for mortgage holders looking to bundle multiple products with Bankwest.
The Complete Variable Home Loan (Package) doesn’t have the lowest variable rates in the Mozo database right at the moment, so if you’re looking for a sharper rate you may want to compare other variable rate home loans.
|
3.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.17% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.17% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
none |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.16% p.a. |
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|
n/a |
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|
n/a |
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|
n/a |
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|
n/a |
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|
n/a |
|
|
n/a |
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n/a |
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n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
90.00% |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.09% p.a. |
|
|
n/a |
|
|
n/a |
|
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n/a |
|
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4.50% p.a. |
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n/a |
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n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
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|
n/a |
|
$0.00 |
|
|
$0.00 |
|
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$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.67% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
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5.07% p.a. |
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n/a |
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n/a |
|
|
n/a |
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|
n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
|
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$0.00 |
|
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$0.00 |
|
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$250.00 |
|
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n/a |
|
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$395.00 yearly |
|
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$338.20 |
|
$200,000 |
|
|
none |
|
|
none |
|
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80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.67% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.07% p.a. |
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|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
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|
n/a |
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|
n/a |
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n/a |
|
$0.00 |
|
|
$0.00 |
|
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$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.80% p.a. |
|
|
n/a |
|
|
n/a |
|
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n/a |
|
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5.20% p.a. |
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n/a |
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|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
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|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.80% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.20% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$395.00 yearly |
|
|
$338.20 |
|
$200,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes |
|
|
Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Competitive rates, good customer service, but finding a branch is sometimes hard.
Read full reviewCompetitive rates, good customer service, but finding a branch is sometimes hard.
Always friendly staff that are willing to go the extra mile to help find the most suitable option.
Read full reviewAlways friendly staff that are willing to go the extra mile to help find the most suitable option.
Banking with bankwest has been easy. Occasionally in the beginning the customer service team will make promises they were unable keep in regard to time frames but when we enquired further were able to complete actions quickly find out the correct info of what to expect and when. Everything since then has been great. Good value loan product
Read full reviewBanking with bankwest has been easy. Occasionally in the beginning the customer service team will make promises they were unable keep in regard to time frames but when we enquired further were able to complete actions quickly find out the correct info of what to expect and when. Everything since then has been great. Good value loan product
Overall we have a positive experience with the bank. However after a recent experience where we had to physically go into a branch the experience was not ideal and seemed very much process driven rather than specific to the customer, which is unfortunate given we have been with them for a number of years.
Read full reviewOverall we have a positive experience with the bank. However after a recent experience where we had to physically go into a branch the experience was not ideal and seemed very much process driven rather than specific to the customer, which is unfortunate given we have been with them for a number of years.
Bankwest isn’t a bad bank, however the closest branch to me is an hour away and online and over the phone service is average.
Read full reviewBankwest isn’t a bad bank, however the closest branch to me is an hour away and online and over the phone service is average.
loans.com.au
Smart Booster Home Loan
2.60% p.a.variable for 24 months and then 3.00% p.a. variable
2.96% p.a.
loans.com.au
Smart Booster Home Loan
2.60% p.a.variable for 24 months and then 3.00% p.a. variable
2.96% p.a.
loans.com.au
Smart Booster Home Loan
2.60% p.a.variable for 24 months and then 3.00% p.a.
2.96% p.a.
loans.com.au
Smart Booster Home Loan
2.60% p.a.variable for 24 months and then 3.00% p.a.
2.96% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
