Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
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Owner Occupier | Principal & Interest | < 90% | $200,000 | |
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Owner Occupier | Principal & Interest | 90%-95% | $200,000 | |
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Owner Occupier | Principal & Interest | 95%-98% | $200,000 | |
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Investor | Principal & Interest | < 90% | $200,000 |
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6.99% p.a. |
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n/a |
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n/a |
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n/a |
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7.35% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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$250.00 |
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n/a |
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$395.00 yearly |
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$338.20 |
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$200,000 |
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none |
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none |
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90.00% |
|
Owner Occupier |
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|
Principal & Interest |
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|
Weekly, Fortnightly, Monthly |
|
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yes - free |
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none |
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yes - free |
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$0.00 |
|
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yes |
|
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yes |
|
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Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
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Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
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none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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7.14% p.a. |
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n/a |
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n/a |
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n/a |
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7.50% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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$250.00 |
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n/a |
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$395.00 yearly |
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$338.20 |
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$200,000 |
|
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none |
|
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90.00% |
|
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95.00% |
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Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
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none |
|
|
yes - free |
|
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$0.00 |
|
|
yes |
|
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yes |
|
|
Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
8.77% p.a. |
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n/a |
|
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n/a |
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n/a |
|
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9.11% p.a. |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
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$0.00 |
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$0.00 |
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$0.00 |
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$250.00 |
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n/a |
|
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$395.00 yearly |
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$338.20 |
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$200,000 |
|
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none |
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95.00% |
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98.00% |
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Owner Occupier |
|
|
Principal & Interest |
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Weekly, Fortnightly, Monthly |
|
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yes - free |
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none |
|
|
yes - free |
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$0.00 |
|
|
yes |
|
|
yes |
|
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Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.89% p.a. |
|
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n/a |
|
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n/a |
|
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n/a |
|
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8.24% p.a. |
|
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n/a |
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n/a |
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n/a |
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n/a |
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n/a |
|
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n/a |
|
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n/a |
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n/a |
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$0.00 |
|
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$0.00 |
|
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$0.00 |
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$250.00 |
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n/a |
|
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$395.00 yearly |
|
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$338.20 |
|
$200,000 |
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none |
|
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none |
|
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90.00% |
|
Investor |
|
|
Principal & Interest |
|
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Weekly, Fortnightly, Monthly |
|
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yes - free |
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none |
|
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yes - free |
|
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$0.00 |
|
|
yes |
|
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yes |
|
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Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Every contact I have had with BankWest has been easy. I would recommend
Read full reviewEvery contact I have had with BankWest has been easy. I would recommend
Bankwest offers user-friendly digital services, competitive rates, and helpful customer support, making banking convenient. However, some may find limited branch locations a drawback. Be aware of potential fees and ensure their product offerings match your financial needs before committing. Overall, it's a solid choice for tech-savvy users.
Read full reviewBankwest offers user-friendly digital services, competitive rates, and helpful customer support, making banking convenient. However, some may find limited branch locations a drawback. Be aware of potential fees and ensure their product offerings match your financial needs before committing. Overall, it's a solid choice for tech-savvy users.
BankWest has always been responsive to my questioning. When I wanted to discuss reviewing my home loan rate they listened to my suggestions and were happy to work with those, saving me 0.7% on my repayments. They also remindered me to contact them annually to discuss this process. Online banking suits all my needs with my home loan but may not meet the needs of those wanting face to face.
Read full reviewBankWest has always been responsive to my questioning. When I wanted to discuss reviewing my home loan rate they listened to my suggestions and were happy to work with those, saving me 0.7% on my repayments. They also remindered me to contact them annually to discuss this process. Online banking suits all my needs with my home loan but may not meet the needs of those wanting face to face.
They listen to my needs , prepare to give some ground with my rates
Read full reviewThey listen to my needs , prepare to give some ground with my rates
Bankwest are pretty good we've never really had a problem I'm sick and hubby has been made a carer so they have let us extend even though we have a bad credit rating and have put our late payments on it anyway
Read full reviewBankwest are pretty good we've never really had a problem I'm sick and hubby has been made a carer so they have let us extend even though we have a bad credit rating and have put our late payments on it anyway
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
$0.00
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
OMG Home Loan
5.99% p.a.
6.02% p.a.
$0.00
Express Home Loan
6.09% p.a.
6.22% p.a.
$10.00 monthly
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
