Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 90% | $200,000 | |
|
Owner Occupier | Principal & Interest | 90%-95% | $200,000 | |
|
Owner Occupier | Principal & Interest | 95%-98% | $200,000 | |
|
Investor | Principal & Interest | < 90% | $200,000 |
6.99% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.35% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$250.00 |
|
n/a |
|
$395.00 yearly |
|
$338.20 |
$200,000 |
|
none |
|
none |
|
90.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$0.00 |
|
yes |
|
yes |
|
Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.14% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
7.50% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$250.00 |
|
n/a |
|
$395.00 yearly |
|
$338.20 |
$200,000 |
|
none |
|
90.00% |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$0.00 |
|
yes |
|
yes |
|
Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
8.77% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
9.11% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$250.00 |
|
n/a |
|
$395.00 yearly |
|
$338.20 |
$200,000 |
|
none |
|
95.00% |
|
98.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$0.00 |
|
yes |
|
yes |
|
Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
7.89% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
8.24% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$250.00 |
|
n/a |
|
$395.00 yearly |
|
$338.20 |
$200,000 |
|
none |
|
none |
|
90.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
none |
|
yes - free |
|
$0.00 |
|
yes |
|
yes |
|
Minimum redraw amount is $1,000 if not done online and attracts $10 fee for each redraw request. |
|
Bankwest Qantas and More Mastercard (Classic and Platinum tiers only) available with $0 annual fee. |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
BankWest has always been responsive to my questioning. When I wanted to discuss reviewing my home loan rate they listened to my suggestions and were happy to work with those, saving me 0.7% on my repayments. They also remindered me to contact them annually to discuss this process. Online banking suits all my needs with my home loan but may not meet the needs of those wanting face to face.
Read full reviewBankWest has always been responsive to my questioning. When I wanted to discuss reviewing my home loan rate they listened to my suggestions and were happy to work with those, saving me 0.7% on my repayments. They also remindered me to contact them annually to discuss this process. Online banking suits all my needs with my home loan but may not meet the needs of those wanting face to face.
They listen to my needs , prepare to give some ground with my rates
Read full reviewThey listen to my needs , prepare to give some ground with my rates
Bankwest are pretty good we've never really had a problem I'm sick and hubby has been made a carer so they have let us extend even though we have a bad credit rating and have put our late payments on it anyway
Read full reviewBankwest are pretty good we've never really had a problem I'm sick and hubby has been made a carer so they have let us extend even though we have a bad credit rating and have put our late payments on it anyway
Not bad, as banks go. They are local people in their call centre with a decent branch network. ATMs are as rare as every other bank. It's hard to think kindly of them, as they were slow to pass through interest rate cuts, but have been very quick to pass on increases. They're not worse than any other bank.
Read full reviewNot bad, as banks go. They are local people in their call centre with a decent branch network. ATMs are as rare as every other bank. It's hard to think kindly of them, as they were slow to pass through interest rate cuts, but have been very quick to pass on increases. They're not worse than any other bank.
Competitive rates, good customer service, but finding a branch is sometimes hard.
Read full reviewCompetitive rates, good customer service, but finding a branch is sometimes hard.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Elevate
6.09% p.a. variable
6.20% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Elevate
6.09% p.a.
6.20% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.15% p.a.
Express Home Loan (Fixed)
6.54% p.a.
fixed 3 years
6.38% p.a.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
Express Home Loan (Fixed)
6.54% p.a.
fixed 3 years
6.38% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.