The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $20,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $20,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan of at least $20,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $20,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 70% | $20,000 | |
|
|
Owner Occupier | Principal & Interest | 70%-80% | $20,000 | |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $20,000 | |
|
|
Owner Occupier | Interest Only | < 80% | $20,000 | |
|
|
Investor | Principal & Interest | 70%-80% | $20,000 | |
|
|
Investor | Principal & Interest | < 70% | $20,000 | |
|
|
Investor | Principal & Interest | 80%-90% | $20,000 | |
|
|
Investor | Interest Only | < 80% | $20,000 |
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $20,000
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $20,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $20,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $20,000
Investor (Principal & Interest)
LVR 70%-80%
Loan: $20,000
Investor (Principal & Interest)
LVR < 70%
Loan: $20,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $20,000
Investor (Interest Only)
LVR < 80%
Loan: $20,000
|
3.84% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.86% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
70.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
3.89% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
3.91% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.43% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.45% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.52% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.54% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.29% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.31% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
70.00% |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.19% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.21% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
70.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.74% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.76% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
5.90% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.92% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
Receive $2,000 cashback for refinances of $250,000 or more, with LVR <80%, for applications approved by 28 February 2023, funded by 30 April 2023, excluding refinances from Bankwest or Commonwealth Bank. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
The worst and untrustworthy bank. I lodged AFCA application due to their incorrect interest calculation. Over 10 years I overpaid interest because they miscalculated interest against my offset account. They also increased loan limit illegally. Out of existing home loan 200K I paid off $160K so my loan limit was $40K and I paid monthly repayment and extra interest on top of that. My loan balance was $39xxx. However my loan limit suddenly increased $41389 without explanation. Customer care team avoid my emails and calls. I escalated this issue to AFCA and seeking further legal action. Be aware this scam financial company. It’s impossible to reach to customer care team and they failed to provide me explanation or any response. They kept answer the same thing. - they are investigating the case and will contact me shortly- guess what?? They never did!
Read full reviewThe worst and untrustworthy bank. I lodged AFCA application due to their incorrect interest calculation. Over 10 years I overpaid interest because they miscalculated interest against my offset account. They also increased loan limit illegally. Out of existing home loan 200K I paid off $160K so my loan limit was $40K and I paid monthly repayment and extra interest on top of that. My loan balance was $39xxx. However my loan limit suddenly increased $41389 without explanation. Customer care team avoid my emails and calls. I escalated this issue to AFCA and seeking further legal action. Be aware this scam financial company. It’s impossible to reach to customer care team and they failed to provide me explanation or any response. They kept answer the same thing. - they are investigating the case and will contact me shortly- guess what?? They never did!
A super friendly bank that makes owning a home so easy. Simple application process and great staff.
Read full reviewA super friendly bank that makes owning a home so easy. Simple application process and great staff.
I'm happy with Bankwest.
Read full reviewI'm happy with Bankwest.
They have high interest rates. Bankwest are not willing to drop rates for loyal long term customers and there are very few branches left in Brisbane.
Read full reviewThey have high interest rates. Bankwest are not willing to drop rates for loyal long term customers and there are very few branches left in Brisbane.
They look after you.
Read full reviewThey look after you.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a. variable
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.74% p.a.variable for 12 months and then 4.23% p.a. variable
4.22% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
