Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 60% | $20,000 | |
|
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Owner Occupier | Principal & Interest | 60%-80% | $20,000 | |
|
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Owner Occupier | Principal & Interest | 80%-90% | $20,000 | |
|
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Owner Occupier | Principal & Interest | 80%-90% | $20,000 | |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $20,000 | |
|
|
Investor | Principal & Interest | < 60% | $20,000 | |
|
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Investor | Principal & Interest | 60%-80% | $20,000 | |
|
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Investor | Principal & Interest | 80%-90% | $20,000 | |
|
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Investor | Principal & Interest | 90%-95% | $20,000 |
|
6.29% p.a. |
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n/a |
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n/a |
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n/a |
|
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6.31% p.a. |
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|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
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$250.00 |
|
|
n/a |
|
|
$0.00 |
|
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$338.20 |
|
$20,000 |
|
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none |
|
|
none |
|
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60.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.34% p.a. |
|
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n/a |
|
|
n/a |
|
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n/a |
|
|
6.36% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
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$0.00 |
|
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$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
60.00% |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.54% p.a. |
|
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n/a |
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n/a |
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n/a |
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|
6.56% p.a. |
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|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
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none |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.14% p.a. |
|
|
n/a |
|
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n/a |
|
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n/a |
|
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7.16% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
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$0.00 |
|
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$338.20 |
|
$20,000 |
|
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none |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
8.77% p.a. |
|
|
n/a |
|
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n/a |
|
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n/a |
|
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8.79% p.a. |
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|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.44% p.a. |
|
|
n/a |
|
|
n/a |
|
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n/a |
|
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6.46% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
none |
|
|
60.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.49% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.51% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
60.00% |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
6.89% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.91% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
80.00% |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
7.89% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.91% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$250.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$338.20 |
|
$20,000 |
|
|
none |
|
|
90.00% |
|
|
95.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
none |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
yes - optional, $10 per month |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Brilliant customer service, but their interest rate is just too high
Read full reviewBrilliant customer service, but their interest rate is just too high
The worst and untrustworthy bank. I lodged AFCA application due to their incorrect interest calculation. Over 10 years I overpaid interest because they miscalculated interest against my offset account. They also increased loan limit illegally. Out of existing home loan 200K I paid off $160K so my loan limit was $40K and I paid monthly repayment and extra interest on top of that. My loan balance was $39xxx. However my loan limit suddenly increased $41389 without explanation. Customer care team avoid my emails and calls. I escalated this issue to AFCA and seeking further legal action. Be aware this scam financial company. It’s impossible to reach to customer care team and they failed to provide me explanation or any response. They kept answer the same thing. - they are investigating the case and will contact me shortly- guess what?? They never did!
Read full reviewThe worst and untrustworthy bank. I lodged AFCA application due to their incorrect interest calculation. Over 10 years I overpaid interest because they miscalculated interest against my offset account. They also increased loan limit illegally. Out of existing home loan 200K I paid off $160K so my loan limit was $40K and I paid monthly repayment and extra interest on top of that. My loan balance was $39xxx. However my loan limit suddenly increased $41389 without explanation. Customer care team avoid my emails and calls. I escalated this issue to AFCA and seeking further legal action. Be aware this scam financial company. It’s impossible to reach to customer care team and they failed to provide me explanation or any response. They kept answer the same thing. - they are investigating the case and will contact me shortly- guess what?? They never did!
A super friendly bank that makes owning a home so easy. Simple application process and great staff.
Read full reviewA super friendly bank that makes owning a home so easy. Simple application process and great staff.
I'm happy with Bankwest.
Read full reviewI'm happy with Bankwest.
They have high interest rates. Bankwest are not willing to drop rates for loyal long term customers and there are very few branches left in Brisbane.
Read full reviewThey have high interest rates. Bankwest are not willing to drop rates for loyal long term customers and there are very few branches left in Brisbane.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
$0.00
Home Value Loan
6.09% p.a.
6.09% p.a.
$0.00
OMG Home Loan
5.99% p.a.
6.02% p.a.
$0.00
Express Home Loan
6.09% p.a.
6.22% p.a.
$10.00 monthly
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
