Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 95% | $20,000 | $2,500,000 |
|
|
Owner Occupier | Interest Only | < 90% | $20,000 | $2,500,000 |
|
|
Investor | Principal & Interest | < 90% | $20,000 | $2,500,000 |
|
|
Investor | Interest Only | < 90% | $20,000 | $2,500,000 |
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.49% (6.28%*) |
|
|
5.99% (6.21%*) |
|
|
6.29% (6.27%*) |
|
|
6.49% (6.35%*) |
|
|
6.49% (6.37%*) |
|
|
n/a |
|
|
n/a |
|
|
6.23% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$300.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$395.00 |
|
$20,000 |
|
|
$2,500,000 |
|
|
none |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $25,000 during fixed period |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Additional repayments allowed up to $25,000 during the fixed period. |
|
|
none |
|
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.59% (6.29%*) |
|
|
6.09% (6.23%*) |
|
|
6.39% (6.30%*) |
|
|
6.59% (6.39%*) |
|
|
6.59% (6.42%*) |
|
|
n/a |
|
|
n/a |
|
|
6.23% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$300.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$395.00 |
|
$20,000 |
|
|
$2,500,000 |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $25,000 during fixed period |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Additional repayments allowed up to $25,000 during the fixed period. |
|
|
none |
|
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.59% (6.48%*) |
|
|
6.39% (6.46%*) |
|
|
6.39% (6.45%*) |
|
|
6.59% (6.52%*) |
|
|
6.59% (6.53%*) |
|
|
n/a |
|
|
n/a |
|
|
6.44% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$300.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$395.00 |
|
$20,000 |
|
|
$2,500,000 |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $25,000 during fixed period |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Additional repayments allowed up to $25,000 during the fixed period. |
|
|
none |
|
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.69% (6.49%*) |
|
|
6.49% (6.48%*) |
|
|
6.49% (6.48%*) |
|
|
6.69% (6.56%*) |
|
|
6.69% (6.58%*) |
|
|
n/a |
|
|
n/a |
|
|
6.44% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$0.00 |
|
|
$300.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$395.00 |
|
$20,000 |
|
|
$2,500,000 |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $25,000 during fixed period |
|
|
none |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
Additional repayments allowed up to $25,000 during the fixed period. |
|
|
none |
|
|
none |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
My experience with BCU Bank has been excellent from start to finish! As a first home owner it was excellent that they could explain the process and support us. The rates have been great and the communication has been helpful. Additionally to this the app is easy to use - love the new look and accessibility.
Read full reviewMy experience with BCU Bank has been excellent from start to finish! As a first home owner it was excellent that they could explain the process and support us. The rates have been great and the communication has been helpful. Additionally to this the app is easy to use - love the new look and accessibility.
The customer service as well as the interest rates make this credit union one of the 'must consider' options when refinancing or getting a new home loan. What they lack in features, they make up for with savings and customer service.
Read full reviewThe customer service as well as the interest rates make this credit union one of the 'must consider' options when refinancing or getting a new home loan. What they lack in features, they make up for with savings and customer service.
Easy process with great rates and service!
Read full reviewEasy process with great rates and service!
Thanks Grant for a professional stress free experience!
Read full reviewThanks Grant for a professional stress free experience!
Love BCU
Read full review
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
