CUA Fixed Rate Loan

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $10,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $10,000 $5,000,000

  • Investor (Interest Only)

    LVR < 90%

    Loan: $10,000 $5,000,000

2.98% p.a.

4.31% p.a.

$0.00

CUA Fixed Rate Loan

2.98% p.a.

4.31% p.a.

$0.00

p.a.

n/a

$0.00

CUA Fixed Rate Loan

p.a.

n/a

$0.00

3.50% p.a.

4.93% p.a.

$0.00

CUA Fixed Rate Loan

3.50% p.a.

4.93% p.a.

$0.00

3.70% p.a.

4.98% p.a.

$0.00

CUA Fixed Rate Loan

3.70% p.a.

4.98% p.a.

$0.00

Details

Rates and fees information correct as at 23 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.30% (4.73%*)

  • 3.30% (4.60%*)

  • 2.98% (4.31%*)

  • n/a

  • 3.45% (4.31%*)

  • n/a

  • n/a

  • 4.82% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 95.00%

Features
  • Monthly

  • yes - up to $5,000 during fixed rate term

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.89% (4.80%*)

  • 3.89% (4.71%*)

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • 4.82% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 80.00%

Features
  • Monthly

  • yes - up to $5,000 during fixed rate term

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 3.70% (5.27%*)

  • 3.70% (5.12%*)

  • 3.50% (4.93%*)

  • n/a

  • 3.70% (4.74%*)

  • n/a

  • n/a

  • 5.37% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Monthly

  • yes - up to $5,000 during fixed rate term

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 23 August 2019. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 4.19% (5.32%*)

  • 3.84% (5.15%*)

  • 3.70% (4.98%*)

  • n/a

  • 3.90% (4.82%*)

  • n/a

  • n/a

  • 5.37% p.a.

Fees
  • $600.00

  • $0.00

  • $0.00

  • $235.00

  • n/a

  • $0.00

  • $500.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 90.00%

Features
  • Monthly

  • yes - up to $5,000 during fixed rate term

  • no

  • yes - free

  • $0.00

  • yes

  • no

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are CUA home loans rated by the Mozo community?

Overall customer rating
8.2/10

Based on 354 CUA home loan reviews

Price
7.9/10
Features
7.7/10
Customer service
8.3/10
Convenience
7.5/10
Trust
8.3/10

Latest reviews of CUA Fixed Rate Loan

  • Overall
    10/10
    Competitive fixed products

    CPremium fixed is awesome as you can still pay extra with no restrictions.

    CPremium fixed is awesome as you can still pay extra with no restrictions.

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Tanya | Queensland

    reviewed over 3 years ago

  • Overall
    10/10
    Excellent banking services

    CUA have very competitive rates for all home loan products. The local branch always takes the...

    CUA have very competitive rates for all home loan products. The local branch always takes the time to assist you. There are no hidden fees or charges for paying extra.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    8/10
    Trust
    8/10

    Julie | New South Wales

    reviewed almost 4 years ago

  • Overall
    8/10
    I'm happy with CUA

    Been with them a long time. Very happy.

    Been with them a long time. Very happy.

    Price
    8/10
    Features
    8/10
    Customer service
    8/10
    Convenience
    8/10
    Trust
    8/10

    Jude | Queensland

    reviewed almost 4 years ago

  • Overall
    10/10
    Can't find fault here in product or service!

    Excellent service, great features, I repeatedly called to check they were all true and was...

    Excellent service, great features, I repeatedly called to check they were all true and was quickly and professionally dealt with every time. Highly recommended.

    Price
    9/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Sarah | Victoria

    reviewed about 4 years ago

  • Overall
    9/10
    The one bank you can trust

    Terrific service. They are very helpful as well.

    Terrific service. They are very helpful as well.

    Price
    8/10
    Features
    9/10
    Customer service
    9/10
    Convenience
    8/10
    Trust
    9/10

    Janwt | New South Wales

    reviewed about 4 years ago

CUA

About CUA

CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.

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4.14% p.a.

$450

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.