The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 80% | $10,000 | $5,000,000 |
| | Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Investor | Interest Only | < 90% | $10,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 90%
Loan: $10,000 $5,000,000
3.87% p.a.
4.93% p.a.
$0.00
CUA Fixed Rate Loan
3.87% p.a.
4.93% p.a.
$0.00
p.a.
n/a
$0.00
CUA Fixed Rate Loan
p.a.
n/a
$0.00
3.99% p.a.
5.36% p.a.
$0.00
CUA Fixed Rate Loan
3.99% p.a.
5.36% p.a.
$0.00
4.14% p.a.
5.40% p.a.
$0.00
CUA Fixed Rate Loan
4.14% p.a.
5.40% p.a.
$0.00
p.a.
p.a.
0 Months
none
3.84% (5.17%*)
3.89% (5.05%*)
3.87% (4.93%*)
(*)
4.28% (4.90%*)
(*)
(*)
5.24% p.a.
$600.00
$0.00
$0.00
$195.00
none
$0.00
$500.00
$10,000
$5,000,000
none
95.00%
Monthly
yes - up to $5,000 during fixed rate term
no
yes - free
$0.00
yes
no
none
none
p.a.
p.a.
0 Months
none
4.19% (5.20%*)
4.24% (5.12%*)
(*)
(*)
(*)
(*)
(*)
5.24% p.a.
$600.00
$0.00
$0.00
$195.00
none
$0.00
$500.00
$10,000
$5,000,000
none
80.00%
Monthly
yes - up to $5,000 during fixed rate term
no
yes - free
$0.00
yes
no
none
none
p.a.
p.a.
0 Months
none
4.24% (5.70%*)
4.24% (5.56%*)
3.99% (5.36%*)
(*)
4.74% (5.41%*)
(*)
(*)
5.79% p.a.
$600.00
$0.00
$0.00
$195.00
none
$0.00
$500.00
$10,000
$5,000,000
none
90.00%
Monthly
yes - up to $5,000 during fixed rate term
no
yes - free
$0.00
yes
no
none
none
p.a.
p.a.
0 Months
none
4.59% (5.73%*)
4.59% (5.62%*)
4.14% (5.40%*)
(*)
5.09% (5.55%*)
(*)
(*)
5.79% p.a.
$600.00
$0.00
$0.00
$195.00
none
$0.00
$500.00
$10,000
$5,000,000
none
90.00%
Monthly
yes - up to $5,000 during fixed rate term
no
yes - free
$0.00
yes
no
none
none
CPremium fixed is awesome as you can still pay extra with no restrictions.
Read full review
CPremium fixed is awesome as you can still pay extra with no restrictions.
Less
Tanya | Queensland
reviewed over 2 years ago
CUA have very competitive rates for all home loan products. The local branch always takes the...
Read full review
CUA have very competitive rates for all home loan products. The local branch always takes the time to assist you. There are no hidden fees or charges for paying extra.
Less
Julie | New South Wales
reviewed about 3 years ago
Been with them a long time. Very happy.
Read full review
Been with them a long time. Very happy.
Less
Jude | Queensland
reviewed about 3 years ago
Excellent service, great features, I repeatedly called to check they were all true and was...
Read full review
Excellent service, great features, I repeatedly called to check they were all true and was quickly and professionally dealt with every time. Highly recommended.
Less
Sarah | Victoria
reviewed over 3 years ago
Terrific service. They are very helpful as well.
Read full review
Terrific service. They are very helpful as well.
Less
Janwt | New South Wales
reviewed over 3 years ago
CUA is Australia's largest credit union and an alternative to the big banks, offering financial, health and insurance solutions to over 500,000 Aussies. As a mutual, it's run by members for members, and reinvests in making its service better for customers and supporting local communities. CUA is committed to helping members through life's big changes, so if you want to make a change for the better, check out CUA's range of home loans, personal loans, credit cards, savings accounts and more.
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