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Defence Bank Essentials Fixed Home Loan (Ultimate Package)

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $249,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan between $250,000 and $749,999 with an LVR below 95%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $750,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $50,000 and $249,999 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $250,000 and $749,999 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan of at least $750,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan of at least $750,000 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $250,000 and $749,999 with an LVR below 95%

The details shown below are for an investor taking out a interest only loan between $50,000 and $249,999 with an LVR below 95%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $249,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $250,000 $749,999

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $750,000

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $50,000 $249,999

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $250,000 $749,999

  • Investor (Principal & Interest)

    LVR < 95%

    Loan: $750,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $750,000

  • Investor (Interest Only)

    LVR < 95%

    Loan: $250,000 $749,999

  • Investor (Interest Only)

    LVR < 95%

    Loan: $50,000 $249,999

Fixed 3 year rate
2.39% p.a.
Comparison Rate
3.77% p.a.
Service fee
$380.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.39% p.a.
Comparison Rate
3.73% p.a.
Service fee
$380.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.39% p.a.
Comparison Rate
3.70% p.a.
Service fee
$380.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.39% p.a.
Comparison Rate
3.77% p.a.
Service fee
$380.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.39% p.a.
Comparison Rate
3.73% p.a.
Service fee
$380.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.39% p.a.
Comparison Rate
3.70% p.a.
Service fee
$380.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.49% p.a.
Comparison Rate
3.72% p.a.
Service fee
$380.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.49% p.a.
Comparison Rate
3.76% p.a.
Service fee
$380.00 yearly
Upfront fee
$0
Fixed 3 year rate
2.49% p.a.
Comparison Rate
3.79% p.a.
Service fee
$380.00 yearly
Upfront fee
$0

Details

Rates and fees information correct as at 27 February 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.39% (3.98%*)

  • 2.39% (3.87%*)

  • 2.39% (3.77%*)

  • 2.69% (3.77%*)

  • 2.69% (3.70%*)

  • n/a

  • n/a

  • 3.72% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $380.00 yearly

  • $0.00

Other financial bits
  • $50,000

  • $249,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 February 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.39% (3.94%*)

  • 2.39% (3.83%*)

  • 2.39% (3.73%*)

  • 2.69% (3.73%*)

  • 2.69% (3.67%*)

  • n/a

  • n/a

  • 3.67% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $380.00 yearly

  • $0.00

Other financial bits
  • $250,000

  • $749,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 February 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.39% (3.89%*)

  • 2.39% (3.79%*)

  • 2.39% (3.70%*)

  • 2.69% (3.70%*)

  • 2.69% (3.64%*)

  • n/a

  • n/a

  • 3.62% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $380.00 yearly

  • $0.00

Other financial bits
  • $750,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 February 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.39% (3.98%*)

  • 2.39% (3.87%*)

  • 2.39% (3.77%*)

  • 2.69% (3.77%*)

  • 2.69% (3.70%*)

  • n/a

  • n/a

  • 3.72% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $380.00 yearly

  • $0.00

Other financial bits
  • $50,000

  • $249,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 February 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.39% (3.94%*)

  • 2.39% (3.83%*)

  • 2.39% (3.73%*)

  • 2.69% (3.73%*)

  • 2.69% (3.67%*)

  • n/a

  • n/a

  • 3.67% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $380.00 yearly

  • $0.00

Other financial bits
  • $250,000

  • $749,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 February 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.39% (3.89%*)

  • 2.39% (3.79%*)

  • 2.39% (3.70%*)

  • 2.69% (3.70%*)

  • 2.69% (3.64%*)

  • n/a

  • n/a

  • 3.62% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $380.00 yearly

  • $0.00

Other financial bits
  • $750,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 February 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.49% (3.90%*)

  • 2.49% (3.81%*)

  • 2.49% (3.72%*)

  • 2.79% (3.74%*)

  • 2.79% (3.68%*)

  • n/a

  • n/a

  • 3.62% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $380.00 yearly

  • $0.00

Other financial bits
  • $750,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 February 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.49% (3.95%*)

  • 2.49% (3.85%*)

  • 2.49% (3.76%*)

  • 2.79% (3.77%*)

  • 2.79% (3.71%*)

  • n/a

  • n/a

  • 3.67% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $380.00 yearly

  • $0.00

Other financial bits
  • $250,000

  • $749,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 27 February 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.49% (3.99%*)

  • 2.49% (3.89%*)

  • 2.49% (3.79%*)

  • 2.79% (3.80%*)

  • 2.79% (3.74%*)

  • n/a

  • n/a

  • 3.72% p.a.

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $380.00 yearly

  • $0.00

Other financial bits
  • $50,000

  • $249,999

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • no

  • none

  • yes

  • no

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Defence Bank home loans rated by the Mozo community?

Overall
7.9/10
Price
7.7/10
Features
7.4/10
Customer service
8.6/10
Convenience
7.9/10
Trust
8.1/10

Latest review of Defence Bank Essentials Fixed Home Loan (Ultimate Package)

Thumbnail icon for Defence Bank

About Defence Bank

Defence Bank was originally set up to provide financial products and services to members of the Defence force and their families. Now catering to the defence community and general public, Defence Bank offer services in savings and investment accounts, personal loans, home loans, credit cards, debit cards, term deposits and car insurance.

See Defence Bank home loans

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1.99% p.a.variable for 12 months and then 2.48% p.a. variable

2.47% p.a.

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2.19% p.a.
fixed 3 years

2.53% p.a.

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UHomeLoan - Discount Offer

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2.34% p.a.

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AcceleRATES Variable Home Loan

2.19% p.a. variable

2.19% p.a.

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Fixed Rate Home Loan (Premium Plus Package)

2.18% p.a.
fixed 3 years

3.62% p.a.

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86 400

Neat Home Loan

2.19% p.a. variable

2.20% p.a.

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2.09% p.a.
fixed 3 years

3.01% p.a.

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Well Balanced

2.17% p.a. variable

2.20% p.a.

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Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a. variable

2.47% p.a.

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Macquarie

Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.53% p.a.

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UHomeLoan (Fixed)

1.75% p.a.
fixed 3 years

2.22% p.a.

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Athena

AcceleRATES Variable Home Loan

2.19% p.a. variable

2.19% p.a.

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Newcastle Permanent

Variable Home Loan (Premium Plus Package)

2.94% p.a. variable

3.34% p.a.

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86 400

Neat Home Loan

2.19% p.a. variable

2.20% p.a.

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Suncorp

Fixed Home Loan (Home Package Plus)

1.99% p.a.
fixed 3 years

2.90% p.a.

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UBank

UHomeLoan - Discount Offer

2.34% p.a. variable

2.34% p.a.

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Smart Booster Home Loan

1.99% p.a.variable for 12 months and then 2.48% p.a.

2.47% p.a.

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Macquarie

Basic Home Loan

2.64% p.a.

2.64% p.a.

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UBank

UHomeLoan - Discount Offer

2.34% p.a.

2.34% p.a.

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Athena

AcceleRATES Variable Home Loan

2.19% p.a.

2.19% p.a.

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Newcastle Permanent

Variable Home Loan (Premium Plus Package)

2.94% p.a.

3.34% p.a.

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Well Home Loans

Well Balanced

2.17% p.a.

2.20% p.a.

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86 400

Neat Home Loan

2.19% p.a.

2.20% p.a.

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Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

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Fixed Home Loan

1.99% p.a.
fixed 3 years

2.70% p.a.

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Macquarie

Basic Home Loan (Fixed)

2.19% p.a.
fixed 3 years

2.53% p.a.

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UBank

UHomeLoan (Fixed)

1.75% p.a.
fixed 3 years

2.22% p.a.

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Newcastle Permanent

Fixed Rate Home Loan (Premium Plus Package)

2.18% p.a.
fixed 3 years

3.62% p.a.

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Bank of Queensland

Fixed Rate

2.09% p.a.
fixed 3 years

3.01% p.a.

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Well Home Loans

Well Balanced Fixed

2.04% p.a.
fixed 3 years

2.17% p.a.

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Fixed Home Loan (Home Package Plus)

2.19% p.a.
fixed 3 years

3.03% p.a.

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2.29% p.a.
fixed 3 years

3.00% p.a.

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.