The details shown below are for an owner occupier taking out a principal & interest loan between $50,000 and $2,000,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a interest only loan between $50,000 and $2,000,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $50,000 $2,000,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $50,000 $2,000,000

Rate
2.74% p.a.
Comparison Rate
2.80% p.a.
Service fee
$0.00
Upfront fee
$720
Rate
3.09% p.a.
Comparison Rate
3.12% p.a.
Service fee
$0.00
Upfront fee
$720

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 2.74% p.a.

  • n/a

  • n/a

  • n/a

  • 2.80% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits
  • $50,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 28 October 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.09% p.a.

  • n/a

  • n/a

  • n/a

  • 3.12% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $200.00

  • $220.00

  • $300.00

  • n/a

  • $0.00

  • $550.00

Other financial bits
  • $50,000

  • $2,000,000

  • none

  • 80.00%

Features
  • Owner Occupier

  • Interest Only

  • Monthly

  • yes - free

  • no

  • yes

  • $0.00

  • yes

  • yes

  • none

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are firstmac home loans rated by the Mozo community?

Overall
5.2/10
Price
5.7/10
Features
5.3/10
Customer service
5.2/10
Convenience
4.9/10
Trust
4.9/10

Latest reviews of firstmac Offset

  • Overall 6/10
    Good bank.

    Good bank, easy to deal with, good rates. No branches or ATMs.

    Read full review

    Good bank, easy to deal with, good rates. No branches or ATMs.

    Price
    6/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    4/10
    Trust
    7/10
    Less
    Brian, New South Wales reviewed 12 months ago
  • Overall 8/10
    All organised online, great service.

    Fast and friendly through a broker.

    Read full review

    Fast and friendly through a broker.

    Price
    8/10
    Features
    9/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10
    Less
    Robyn, Queensland reviewed 12 months ago
firstmac

About firstmac

Firstmac has more than 30 years' experience in home and investment loans. It is an Australian-owned financial services provider and has written in excess of 68,000 home loans in the past decade. Firstmac manages approximately $5 billion in mortgages and $150 million in cash investments and is a premier sponsor of the Brisbane Broncos.

See firstmac home loans

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2.95% p.a.

Athena

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2.34% p.a. variable

2.34% p.a.

UBank

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2.49% p.a. variable

2.49% p.a.

Suncorp

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2.49% p.a.
fixed 3 years

3.28% p.a.

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a. variable

2.76% p.a.

IMB Bank

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2.61% p.a. variable

2.67% p.a.

AMP Bank

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3.00% p.a.

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2.48% p.a.

2.50% p.a.

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2.59% p.a.

2.60% p.a.

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AcceleRATES Variable Home Loan

2.34% p.a.

2.34% p.a.

UBank

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UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

Suncorp

Suncorp

Back to Basics

2.68% p.a.

2.69% p.a.

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

IMB Bank

IMB Bank

Budget Home Loan

2.61% p.a.

2.67% p.a.

AMP Bank

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2.59% p.a.

3.00% p.a.

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Fixed Home Loan

n/a

n/a

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2.29% p.a.
fixed 3 years

2.95% p.a.

Homestar

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2.06% p.a.
fixed 3 years

2.38% p.a.

UBank

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UHomeLoan (1 Year Fixed)

n/a

n/a

Suncorp

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Fixed Home Loan (Home Package Plus)

2.49% p.a.
fixed 3 years

3.28% p.a.

Bank of Queensland

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2.25% p.a.
fixed 3 years

3.41% p.a.

IMB Bank

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2.39% p.a.
fixed 3 years

3.08% p.a.

AMP Bank

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Fixed Rate Loan (Professional Package)

2.49% p.a.
fixed 3 years

3.07% p.a.

loans.com.au

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2.48% p.a.

2.50% p.a.

$0.00

Athena

Athena

AcceleRATES Variable Home Loan

2.34% p.a.

2.34% p.a.

$0.00

UBank

UBank

UHomeLoan - Discount Offer

2.49% p.a.

2.49% p.a.

$0.00

Homestar

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Star Essentials Home Loan

2.29% p.a.

2.32% p.a.

$0.00

Suncorp

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Back to Basics

2.68% p.a.

2.69% p.a.

$0.00

Bank of Queensland

Bank of Queensland

Economy

2.59% p.a.

2.76% p.a.

$10.00 monthly

IMB Bank

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Budget Home Loan

2.61% p.a.

2.67% p.a.

$0.00

AMP Bank

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2.59% p.a.

3.00% p.a.

$349.00 yearly

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.