Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 95% | ||
|
Owner Occupier | Principal & Interest | < 95% | ||
|
Owner Occupier | Principal & Interest | < 95% | ||
|
Owner Occupier | Principal & Interest | < 95% | ||
|
Owner Occupier | Principal & Interest | < 95% | ||
|
Owner Occupier | Interest Only | < 95% | ||
|
Owner Occupier | Interest Only | < 95% | ||
|
Owner Occupier | Interest Only | < 95% | ||
|
Owner Occupier | Interest Only | < 95% | ||
|
Owner Occupier | Interest Only | < 95% | ||
|
Investor | Principal & Interest | < 90% | ||
|
Investor | Principal & Interest | < 90% | ||
|
Investor | Principal & Interest | < 90% | ||
|
Investor | Principal & Interest | < 90% | ||
|
Investor | Principal & Interest | < 90% | ||
|
Investor | Interest Only | < 90% | ||
|
Investor | Interest Only | < 90% | ||
|
Investor | Interest Only | < 90% | ||
|
Investor | Interest Only | < 90% | ||
|
Investor | Interest Only | < 90% |
If you’re on the search for a loan with low interest rates and deposits, G&C Mutual Bank’s Fixed Rate could be the right one for you. Owner occupiers can take advantage of the extra repayments, redraw facilities and low 6.05% p.a. (6.11% p.a. comparison rate) for 1-year terms.
Owner occupiers who are looking to make principal and interest repayments on their loan can apply to G&C’s Mutual Bank Fixed Rate home loan. There is no minimum or maximum loan amount, and there are loans available for up to 95% of the property value (remember that you'll need to factor lenders mortgage insurance into your budget for loans over 80% LVR).
The low rates change based on the year term you choose your fixed home loan to be.
1 year fixed term: 6.05% p.a. (6.11% p.a. comparison rate)
2 year fixed term: 6.05% p.a (6.11% p.a. comparison rate)
3 year fixed term: 5.80% p.a (5.86% p.a. comparison rate)
4 year fixed term: 6.10% p.a (6.16% p.a. comparison rate)
This loan qualifies for G&C Mutual Bank’s Get Ahead Start Guarantor which allows you to borrow up to 100% if you’re a first time home buyer who meets the bank’s terms and conditions.
Borrowers can choose their repayment frequency (weekly, fortnightly, monthly) and have access to extra repayments (up to 5% of the loan balance p.a.) to help you pay off your loan faster. There is also a redraw facility that lets you access any extra repayments you’ve made. However it comes with a minimum redraw of $100 and a $30 service fee. While there is no offset account option, borrowers have the option to get a split account where half your loan is fixed rate and the other half is a variable rate.
When it comes to fees, there are no monthly or ongoing fees but you will have to budget for a $500 establishment fee.
The G&C Mutual Bank Fixed Rate home loan could be a great choice for those who are looking for a low deposit, low-cost home loan option with great extra features.
There is a $30 service fee every time you wish to make a redraw, with a $100 minimum redraw amount. Also with this home loan you will not be able to access a repayment holiday, meaning you won’t be granted time off from your home loan if you experience any financial difficulties.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.05% (6.11%*) |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
5.89% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.05% (6.11%*) |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
5.99% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
5.80% (5.86%*) |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.05% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.10% (6.16%*) |
|
n/a |
|
n/a |
|
n/a |
|
6.10% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.15% (6.21%*) |
|
n/a |
|
n/a |
|
6.15% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.25% (6.30%*) |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.09% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.25% (6.30%*) |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.19% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.25% (6.30%*) |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.25% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.30% (6.35%*) |
|
n/a |
|
n/a |
|
n/a |
|
6.30% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.35% (6.40%*) |
|
n/a |
|
n/a |
|
6.35% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
95.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.25% (6.31%*) |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.09% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.25% (6.31%*) |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.14% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.05% (6.11%*) |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.25% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.30% (6.36%*) |
|
n/a |
|
n/a |
|
n/a |
|
6.30% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.35% (6.42%*) |
|
n/a |
|
n/a |
|
6.35% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.45% (6.50%*) |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.29% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.45% (6.50%*) |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.34% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.45% (6.50%*) |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.45% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.50% (6.55%*) |
|
n/a |
|
n/a |
|
n/a |
|
6.50% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
6.55% (6.60%*) |
|
n/a |
|
n/a |
|
6.55% p.a. |
$500.00 |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
$0.00 |
|
$300.00 |
none |
|
none |
|
none |
|
90.00% |
Weekly, Fortnightly, Monthly |
|
yes - up to 5% of loan balance p.a. |
|
no |
|
yes - fees apply |
|
$100.00 |
|
yes |
|
no |
|
At the end of the fixed rate period, the loan will continue as a fixed rate home loan for the same period as initially contracted at the applicable rates at the time unless specified. Legal, valuation and settlement fees at cost. |
|
none |
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Online banking system needs an overhaul, no dedicated smartphone app, no 24-hour call centre but they had good home loan rates.
Read full reviewOnline banking system needs an overhaul, no dedicated smartphone app, no 24-hour call centre but they had good home loan rates.
G&C Mutual Bank have treated me with nothing but honest down to earth customer value with cheap credit card rates & loans of all types and extremely helpful in all my banking needs.
Read full reviewG&C Mutual Bank have treated me with nothing but honest down to earth customer value with cheap credit card rates & loans of all types and extremely helpful in all my banking needs.
Fixed Rate Loan (with Orange Advantage)
5.99% p.a.
fixed 3 years
6.12% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.