Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 95% | $10,000 | $5,000,000 |
|
|
Owner Occupier | Interest Only | < 90% | $10,000 | $5,000,000 |
|
|
Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
|
|
Investor | Interest Only | < 90% | $10,000 | $5,000,000 |
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.49% (7.90%*) |
|
|
6.14% (7.68%*) |
|
|
5.99% (7.47%*) |
|
|
n/a |
|
|
6.09% (7.20%*) |
|
|
n/a |
|
|
n/a |
|
|
8.00% p.a. |
|
$600.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$235.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$500.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
95.00% |
|
Monthly |
|
|
yes - up to $30,000 during fixed rate term |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.79% (7.93%*) |
|
|
6.44% (7.74%*) |
|
|
6.29% (7.55%*) |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
8.00% p.a. |
|
$600.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$235.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$500.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
90.00% |
|
Monthly |
|
|
yes - up to $30,000 during fixed rate term |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.59% (8.29%*) |
|
|
6.24% (8.03%*) |
|
|
6.09% (7.79%*) |
|
|
n/a |
|
|
6.19% (7.48%*) |
|
|
n/a |
|
|
n/a |
|
|
8.43% p.a. |
|
$600.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$235.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$500.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
90.00% |
|
Monthly |
|
|
yes - up to $30,000 during fixed rate term |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.89% (8.32%*) |
|
|
6.54% (8.09%*) |
|
|
6.39% (7.88%*) |
|
|
n/a |
|
|
6.49% (7.61%*) |
|
|
n/a |
|
|
n/a |
|
|
8.43% p.a. |
|
$600.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$235.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$500.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
90.00% |
|
Monthly |
|
|
yes - up to $30,000 during fixed rate term |
|
|
no |
|
|
yes - free |
|
|
$0.00 |
|
|
yes |
|
|
no |
|
|
Legal fees charged at cost. |
|
|
$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000. |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I’ve been with GSB for a long time and have never had any issues. There’s no hidden fees. The home loan process was a breeze and I had no issues at all. I like how they’re not a pushy bank and customer service is always personable and available.
Read full reviewI’ve been with GSB for a long time and have never had any issues. There’s no hidden fees. The home loan process was a breeze and I had no issues at all. I like how they’re not a pushy bank and customer service is always personable and available.
Happy at this stage with this banking institute.
Read full reviewHappy at this stage with this banking institute.
CPremium fixed is awesome as you can still pay extra with no restrictions.
Read full reviewCPremium fixed is awesome as you can still pay extra with no restrictions.
CUA have very competitive rates for all home loan products. The local branch always takes the time to assist you. There are no hidden fees or charges for paying extra.
Read full reviewCUA have very competitive rates for all home loan products. The local branch always takes the time to assist you. There are no hidden fees or charges for paying extra.
Been with them a long time. Very happy.
Read full reviewBeen with them a long time. Very happy.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
OMG Home Loan
5.99% p.a. variable
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
Fixed Rate Loan
5.79% p.a.
fixed 3 years
6.07% p.a.
Fixed Rate
6.59% p.a.
fixed 3 years
7.06% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
