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Great Southern Bank Offset Variable

Advertiser disclosure
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $5,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $5,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $5,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $100,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $5,000,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $5,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $100,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $5,000,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $100,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $100,000 and $5,000,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan between $100,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan between $100,000 and $5,000,000 with an LVR below 90%

Choose the version of this loan that suits you best

Availability Loan type LVR Min loan amount Max loan amount
Owner Occupier Principal & Interest < 70% $100,000 $5,000,000
Owner Occupier Principal & Interest 70%-80% $100,000 $5,000,000
Owner Occupier Principal & Interest 80%-90% $100,000 $5,000,000
Owner Occupier Principal & Interest 90%-95% $100,000 $5,000,000
Owner Occupier Interest Only < 70% $100,000 $5,000,000
Owner Occupier Interest Only 70%-80% $100,000 $5,000,000
Owner Occupier Interest Only 80%-90% $100,000 $5,000,000
Investor Principal & Interest < 70% $100,000 $5,000,000
Investor Principal & Interest 70%-80% $100,000 $5,000,000
Investor Principal & Interest 80%-90% $100,000 $5,000,000
Investor Interest Only < 70% $100,000 $5,000,000
Investor Interest Only 70%-80% $100,000 $5,000,000
Investor Interest Only 80%-90% $100,000 $5,000,000
  • Owner Occupier (Principal & Interest)
    LVR < 70%
    Loan: $100,000 $5,000,000
  • Owner Occupier (Principal & Interest)
    LVR 70%-80%
    Loan: $100,000 $5,000,000
  • Owner Occupier (Principal & Interest)
    LVR 80%-90%
    Loan: $100,000 $5,000,000
  • Owner Occupier (Principal & Interest)
    LVR 90%-95%
    Loan: $100,000 $5,000,000
  • Owner Occupier (Interest Only)
    LVR < 70%
    Loan: $100,000 $5,000,000
  • Owner Occupier (Interest Only)
    LVR 70%-80%
    Loan: $100,000 $5,000,000
  • Owner Occupier (Interest Only)
    LVR 80%-90%
    Loan: $100,000 $5,000,000
  • Investor (Principal & Interest)
    LVR < 70%
    Loan: $100,000 $5,000,000
  • Investor (Principal & Interest)
    LVR 70%-80%
    Loan: $100,000 $5,000,000
  • Investor (Principal & Interest)
    LVR 80%-90%
    Loan: $100,000 $5,000,000
  • Investor (Interest Only)
    LVR < 70%
    Loan: $100,000 $5,000,000
  • Investor (Interest Only)
    LVR 70%-80%
    Loan: $100,000 $5,000,000
  • Investor (Interest Only)
    LVR 80%-90%
    Loan: $100,000 $5,000,000
Rate
6.19% p.a.
Comparison Rate
6.25% p.a.
Service fee
Upfront fee
$835
Rate
6.29% p.a.
Comparison Rate
6.35% p.a.
Service fee
Upfront fee
$835
Rate
6.59% p.a.
Comparison Rate
6.65% p.a.
Service fee
Upfront fee
$835
Rate
7.04% p.a.
Comparison Rate
7.10% p.a.
Service fee
Upfront fee
$835
Rate
6.94% p.a.
Comparison Rate
6.25% p.a.
Service fee
Upfront fee
$835
Rate
7.24% p.a.
Comparison Rate
6.56% p.a.
Service fee
Upfront fee
$835
Rate
7.49% p.a.
Comparison Rate
6.95% p.a.
Service fee
Upfront fee
$835
Rate
6.35% p.a.
Comparison Rate
6.41% p.a.
Service fee
Upfront fee
$835
Rate
6.44% p.a.
Comparison Rate
6.50% p.a.
Service fee
Upfront fee
$835
Rate
6.74% p.a.
Comparison Rate
6.80% p.a.
Service fee
Upfront fee
$835
Rate
6.64% p.a.
Comparison Rate
6.54% p.a.
Service fee
Upfront fee
$835
Rate
6.74% p.a.
Comparison Rate
6.63% p.a.
Service fee
Upfront fee
$835
Rate
7.14% p.a.
Comparison Rate
6.98% p.a.
Service fee
Upfront fee
$835

Mozo editorial review Great Southern Bank Offset Variable - last updated: 28 June 2024

binocular icon
What's hot
  • Variables rates from 6.19% p.a. (6.25% p.a. comparison rate*)
  • $100% offset account
  • Extra repayments and redraws
What's not
  • $835 in upfront fees
Mozo snapshot

Featuring competitive variable interest rates and a bunch of handy extras, including an offset account, the Offset Variable loan from Great Southern Bank is a home loan with a lot to like about it. And for a limited time Great Southern Bank is offering a waiver on its establishment fees (T&Cs apply).

key icon
Key features

Let’s start off with the basic details. The Offset Variable loan is available to owner occupiers and investors who are looking to borrow anywhere between $100,000 and $5,000,000, plus there are both principal and interest and interest-only repayment options.

The variable rates on offer depend on a number of factors including the type of borrower you are, the type of repayments you’ll be making and the loan-to-value ratio (LVR) of your loan, but currently they began at a relatively competitive: 

  • 6.19% p.a. (6.25% p.a. comparison rate*) for owner occupiers making principal and interest repayments with an LVR below 70%

  • 6.35% p.a. (6.41% p.a. comparison rate*) for investors making principal and interest repayments with an LVR below 70%

Moving on to the loan features, Great Southern Bank gives their Offset Variable customers plenty of options, including access to (surprise, surprise) a 100% offset account, as well as the ability to make extra repayments and redraws for free. Borrowers will also have the choice between making their repayments on a weekly, fortnightly or monthly schedule. 

There are some additional costs (on top of the interest rate) that borrowers will want to take into consideration though, including the settlement fee ($235), the discharge fee ($500) and the establishment fee ($600). You could potentially have the establishment fee waived though if you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle before 31 May 2024 (minimum loan amount of $100,000).

snapshot
Who is it good for

Great Southern Bank’s Offset Variable home loan could be an option worth considering for any borrower after a loan that offers both a full offset account and competitive variable rates. 

question icon
Any catches

As we mentioned above the loan does come with some relatively large one-off fees, so make sure you weigh those up against the benefits of the loan. 

Details

Rates and fees information correct as at 24 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.19% p.a.

n/a

n/a

n/a

6.25% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$235.00

n/a

n/a

$500.00

Other financial bits

$100,000

$5,000,000

none

70.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.29% p.a.

n/a

n/a

n/a

6.35% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$235.00

n/a

n/a

$500.00

Other financial bits

$100,000

$5,000,000

70.00%

80.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.59% p.a.

n/a

n/a

n/a

6.65% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$235.00

n/a

n/a

$500.00

Other financial bits

$100,000

$5,000,000

80.00%

90.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.04% p.a.

n/a

n/a

n/a

7.10% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$235.00

n/a

n/a

$500.00

Other financial bits

$100,000

$5,000,000

90.00%

95.00%

Features

Owner Occupier

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.94% p.a.

n/a

n/a

n/a

6.25% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$235.00

n/a

n/a

$500.00

Other financial bits

$100,000

$5,000,000

none

70.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.24% p.a.

n/a

n/a

n/a

6.56% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$235.00

n/a

n/a

$500.00

Other financial bits

$100,000

$5,000,000

70.00%

80.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.49% p.a.

n/a

n/a

n/a

6.95% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$235.00

n/a

n/a

$500.00

Other financial bits

$100,000

$5,000,000

80.00%

90.00%

Features

Owner Occupier

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.35% p.a.

n/a

n/a

n/a

6.41% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$235.00

n/a

n/a

$500.00

Other financial bits

$100,000

$5,000,000

none

70.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.44% p.a.

n/a

n/a

n/a

6.50% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$235.00

n/a

n/a

$500.00

Other financial bits

$100,000

$5,000,000

70.00%

80.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.74% p.a.

n/a

n/a

n/a

6.80% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$235.00

n/a

n/a

$500.00

Other financial bits

$100,000

$5,000,000

80.00%

90.00%

Features

Investor

Principal & Interest

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.64% p.a.

n/a

n/a

n/a

6.54% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$235.00

n/a

n/a

$500.00

Other financial bits

$100,000

$5,000,000

none

70.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

6.74% p.a.

n/a

n/a

n/a

6.63% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$235.00

n/a

n/a

$500.00

Other financial bits

$100,000

$5,000,000

70.00%

80.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 24 July 2024. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates

7.14% p.a.

n/a

n/a

n/a

6.98% p.a.

n/a

n/a

n/a

n/a

n/a

n/a

n/a

n/a

Fees

$600.00

n/a

n/a

$235.00

n/a

n/a

$500.00

Other financial bits

$100,000

$5,000,000

80.00%

90.00%

Features

Investor

Interest Only

Weekly, Fortnightly, Monthly

yes - free

no

yes - free

$0.00

yes

yes

none

$0 Establishment fee when you apply online to buy an existing property or to refinance between 31/8/2022 and 28/2/2025 and settle by 31 May 2025, minimum loan amount of $100,000.

none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Great Southern Bank home loans rated by the Mozo community?

Overall
8.0/10
Price
7.9/10
Features
7.7/10
Customer service
8.2/10
Convenience
7.4/10
Trust
8.1/10
Based on 391 Great Southern Bank home loan reviews as rated by the Mozo customers. More about the Mozo Customer Ratings.
Mozo recommends that ratings are only one factor to be taken into account when deciding whether to take up any financial product offer.

Latest review of Great Southern Bank Offset Variable Home Loan

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Greater Bank

Great Rate Home Loan

6.04% p.a. variable

6.06% p.a.

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Unloan

Variable

6.29% p.a. variable

6.20% p.a.

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ubank

Flex Home Loan

6.19% p.a. variable

6.43% p.a.

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Aussie

Elevate

6.09% p.a. variable

6.20% p.a.

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South West Slopes Bank

Fixed Home Loan Rate

5.69% p.a.
fixed 3 years

6.34% p.a.

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BCU Bank

OMG Home Loan

5.99% p.a. variable

6.02% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

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Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

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Greater Bank

Great Rate Home Loan

6.04% p.a.

6.06% p.a.

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

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BCU Bank

OMG Home Loan

5.99% p.a.

6.02% p.a.

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Aussie

Elevate

6.09% p.a.

6.20% p.a.

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ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

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Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.25% p.a.
fixed 3 years

6.20% p.a.

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South West Slopes Bank

Fixed Home Loan Rate

5.69% p.a.
fixed 3 years

6.34% p.a.

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Macquarie

Basic Home Loan (Fixed)

6.35% p.a.
fixed 3 years

6.26% p.a.

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ING

Fixed Rate Loan

6.09% p.a.
fixed 3 years

6.15% p.a.

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ANZ

Fixed Rate

6.59% p.a.
fixed 3 years

7.06% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

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Bendigo Bank

Express Home Loan (Fixed)

6.54% p.a.
fixed 3 years

6.38% p.a.

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ubank

Flex Home Loan Fixed

5.99% p.a.
fixed 3 years

6.37% p.a.

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Unloan

Variable

5.99% p.a.

5.90% p.a.

$0.00

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Greater Bank

Great Rate Home Loan

6.04% p.a.

6.06% p.a.

$0.00

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HSBC

Home Value Loan

6.14% p.a.

6.14% p.a.

$0.00

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BCU Bank

OMG Home Loan

5.99% p.a.

6.02% p.a.

$0.00

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Macquarie

Basic Home Loan

6.14% p.a.

6.16% p.a.

$0.00

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Bendigo Bank

Express Home Loan

6.01% p.a.

6.14% p.a.

$10.00 monthly

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ING

Mortgage Simplifier

6.14% p.a.

6.17% p.a.

$0.00

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Macquarie

Offset Home Loan (Package)

6.14% p.a.

6.39% p.a.

$248.00 yearly

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

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