The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $40,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $40,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $40,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a interest only loan of at least $40,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $40,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $40,000 with an LVR below 85%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | |
| | Owner Occupier | Principal & Interest | 80%-90% | $40,000 | |
| | Owner Occupier | Interest Only | < 80% | $150,000 | |
| | Owner Occupier | Interest Only | 80%-90% | $40,000 | |
| | Investor | Principal & Interest | < 80% | $150,000 | |
| | Investor | Principal & Interest | 80%-90% | $40,000 | |
| | Investor | Interest Only | < 80% | $150,000 | |
| | Investor | Interest Only | 80%-90% | $40,000 | |
| | Owner Occupier | Principal & Interest | < 90% | $40,000 | |
| | Owner Occupier | Interest Only | < 90% | $40,000 | |
| | Investor | Principal & Interest | < 90% | $40,000 | |
| | Investor | Interest Only | < 85% | $40,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $40,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $150,000
Owner Occupier (Interest Only)
LVR 80%-90%
Loan: $40,000
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $40,000
Investor (Interest Only)
LVR < 80%
Loan: $150,000
Investor (Interest Only)
LVR 80%-90%
Loan: $40,000
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $40,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $40,000
Investor (Principal & Interest)
LVR < 90%
Loan: $40,000
Investor (Interest Only)
LVR < 85%
Loan: $40,000
If you’re in the market for a flexible, low rate home loan package, look no further than the Greater Bank Ultimate Home Loan variable rate package. Not only is this home loan a cost-effective option, packed full of money-saving features like fee-free extra repayments, a redraw facility and 100% offset account, but you’ll also save with discounts on your Greater Bank insurance policies, and no annual fees on your everyday bank account and credit card.
Depending on how much you want to borrow, and how much you’ve saved for a deposit, there are two different variable rate Greater Bank home loan packages to choose from.
Borrowers after amounts higher than $150,000 and up to 90% of the property’s value can opt for the variable rate Discount Ultimate Home Loan, which for owner occupiers, comes with the low interest rate of 2.85% (3.28% comparison rate*).
For homebuyers wanting to borrow up to 95% of the property’s value, starting from $40,000, the Ultimate Home Loan is a perfect fit. Borrowers planning to live in the home can snag a 3.46% interest rate (3.88% comparison rate*), while investors will pay a slightly higher rate of 3.84% (4.25% comparison rate*).
To pay your home loan off faster, you’ll also have use of a range of flexible features on your variable rate Ultimate Home Loan, including unlimited, fee-free extra repayments, free redraws, and a 100% offset account.
Plus, it wouldn’t be a home loan package without some killer bundling perks. When you take out a Greater Bank Ultimate Home Loan, you’ll also use your Greater Bank credit card without paying an annual fee, and park all the money you save using the flexible features in a fee-free everyday bank account. You can also cash in on discounts on your Greater Bank insurance policies and a free initial financial planning consultation.
To tailor your loan to your budget and schedule, choose monthly, fortnightly or weekly repayments, plus, choose between a principal and interest, or interest only loan.
Offering a bunch of package perks and a suite of money-saving features, the variable rate Ultimate Home Loan is a match for borrowers after a flexible, low rate home loan solution.
The low rates and 90% LVR on the Discount Ultimate Home Loan only apply to new loans - so if you’re refinancing, check out the great money-saving options available to you here.
2.85% p.a.
n/a
n/a
n/a
3.28% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$180.00
n/a
$395.00 yearly
$300.00
$150,000
none
none
80.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes
$0.00
yes
yes
Legal fees charged at cost.
Fee free credit card and transaction account, insurance discounts.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.46% p.a.
n/a
n/a
n/a
3.88% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$180.00
n/a
$395.00 yearly
$300.00
$40,000
none
80.00%
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes
$0.00
yes
yes
Legal fees charged at cost.
Fee free credit card and transaction account, insurance discounts.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.95% p.a.
n/a
n/a
n/a
3.39% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$180.00
n/a
$395.00 yearly
$300.00
$150,000
none
none
80.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes
$0.00
yes
yes
Legal fees charged at cost.
Fee free credit card and transaction account, insurance discounts.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.39% p.a.
n/a
n/a
n/a
3.82% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$180.00
n/a
$395.00 yearly
$300.00
$40,000
none
80.00%
90.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes
$0.00
yes
yes
Legal fees charged at cost.
Fee free credit card and transaction account, insurance discounts.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.99% p.a.
n/a
n/a
n/a
3.66% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$180.00
n/a
$395.00 yearly
$300.00
$150,000
none
none
80.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes
$0.00
yes
yes
Legal fees charged at cost.
Fee free credit card and transaction account, insurance discounts.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.54% p.a.
n/a
n/a
n/a
3.96% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$180.00
n/a
$395.00 yearly
$300.00
$40,000
none
80.00%
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes
$0.00
yes
yes
Legal fees charged at cost.
Fee free credit card and transaction account, insurance discounts.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.39% p.a.
n/a
n/a
n/a
3.82% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$180.00
n/a
$395.00 yearly
$300.00
$150,000
none
none
80.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes
$0.00
yes
yes
Legal fees charged at cost.
Fee free credit card and transaction account, insurance discounts.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.69% p.a.
n/a
n/a
n/a
4.11% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$180.00
n/a
$395.00 yearly
$300.00
$40,000
none
80.00%
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes
$0.00
yes
yes
Legal fees charged at cost.
Fee free credit card and transaction account, insurance discounts.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.46% p.a.
n/a
n/a
n/a
3.88% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$180.00
n/a
$395.00 yearly
$300.00
$40,000
none
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes
$0.00
yes
yes
Legal fees charged at cost.
Fee free credit card and transaction account, insurance discounts.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.56% p.a.
n/a
n/a
n/a
3.98% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$180.00
n/a
$395.00 yearly
$300.00
$40,000
none
none
90.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes
$0.00
yes
yes
Legal fees charged at cost.
Fee free credit card and transaction account, insurance discounts.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.84% p.a.
n/a
n/a
n/a
4.25% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$180.00
n/a
$395.00 yearly
$300.00
$40,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
none
yes
$0.00
yes
yes
Legal fees charged at cost.
Fee free credit card and transaction account, insurance discounts.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.94% p.a.
n/a
n/a
n/a
4.35% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
n/a
$0.00
$180.00
n/a
$395.00 yearly
$300.00
$40,000
none
none
85.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
none
yes
$0.00
yes
yes
Legal fees charged at cost.
Fee free credit card and transaction account, insurance discounts.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
The bank has a lot of branches so you are able to access staff quite easy. They have not passed on all the interest rate drops on their home loan products so that is really disappointing.
Read full reviewThe bank has a lot of branches so you are able to access staff quite easy. They have not passed on all the interest rate drops on their home loan products so that is really disappointing.
The greater have lower fees and I just find them to be a really suitable bank.
Read full reviewThe greater have lower fees and I just find them to be a really suitable bank.
Good friendly service, just like the old days.
Read full reviewGood friendly service, just like the old days.
Greater Bank offers a range of personal and business banking products around a quarter of a million customers in NSW and Queensland. Its products include savings and investment accounts, home loans, personal loans, credit cards, business banking, financial planning, travel money and insurance. Greater Bank is owned by its customers, not shareholders, and has a focus on providing great rates, low fees and superior service.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a. variable
2.47% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.34% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
Bank of Queensland
Economy
2.59% p.a.
2.76% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.18% p.a.
fixed 3 years
3.62% p.a.
Bank of Queensland
Fixed Rate
2.09% p.a.
fixed 3 years
3.01% p.a.
loans.com.au
Smart Booster Home Loan
1.99% p.a.variable for 12 months and then 2.48% p.a.
2.47% p.a.
$0.00
Yard
Variable Home Loan Special
2.09% p.a.
2.12% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
