The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $5,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $75,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $75,000 and $5,000,000 with an LVR below 85%
The details shown below are for an investor taking out a interest only loan between $75,000 and $5,000,000 with an LVR below 85%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $75,000 | $5,000,000 |
| | Owner Occupier | Principal & Interest | 90%-95% | $75,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 90% | $75,000 | $5,000,000 |
| | Investor | Principal & Interest | < 85% | $75,000 | $5,000,000 |
| | Investor | Interest Only | < 85% | $75,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $75,000 $5,000,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $75,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $75,000 $5,000,000
Investor (Principal & Interest)
LVR < 85%
Loan: $75,000 $5,000,000
Investor (Interest Only)
LVR < 85%
Loan: $75,000 $5,000,000
3.99% p.a.
4.00% p.a.
$0.00
IMB Bank Essentials Home Loan
3.99% p.a.
4.00% p.a.
$0.00
4.57% p.a.
4.60% p.a.
$0.00
IMB Bank Essentials Home Loan
4.57% p.a.
4.60% p.a.
$0.00
4.29% p.a.
4.30% p.a.
$0.00
IMB Bank Essentials Home Loan
4.29% p.a.
4.30% p.a.
$0.00
4.42% p.a.
4.48% p.a.
$0.00
IMB Bank Essentials Home Loan
4.42% p.a.
4.48% p.a.
$0.00
4.72% p.a.
4.78% p.a.
$0.00
IMB Bank Essentials Home Loan
4.72% p.a.
4.78% p.a.
$0.00
3.99% p.a.
n/a
0 Months
none
4.00% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
none
none
none
$0.00
$270.00
$75,000
$5,000,000
none
90.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$500.00
yes
yes
none
none
4.57% p.a.
n/a
0 Months
none
4.60% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$323.74
none
none
none
$0.00
$270.00
$75,000
$5,000,000
90.00%
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$500.00
yes
yes
none
none
4.29% p.a.
n/a
0 Months
none
4.30% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
none
none
none
$0.00
$270.00
$75,000
$5,000,000
none
90.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$500.00
yes
yes
none
none
4.42% p.a.
n/a
0 Months
none
4.48% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$445.00
$323.74
none
none
none
$0.00
$270.00
$75,000
$5,000,000
none
85.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$500.00
yes
yes
none
none
4.72% p.a.
n/a
0 Months
none
4.78% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$445.00
$323.74
none
none
none
$0.00
$270.00
$75,000
$5,000,000
none
85.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$500.00
yes
yes
none
none
IMB have been really great - after getting our home loan with them after previously after an...
Read full review
IMB have been really great - after getting our home loan with them after previously after an account with the big four, the customer service difference was amazing. They really do remember our names when we come in! Also a really competitive rate compared with the rest of the market.
Less
Liz | Australian Capital Territory
reviewed over 3 years ago
IMB is great.
Read full review
IMB is great.
Less
Jane | New South Wales
reviewed over 3 years ago
Amazing service. Never have to wait in line. Great home loan rates. No hidden fees. Staff know...
Read full review
Amazing service. Never have to wait in line. Great home loan rates. No hidden fees. Staff know what they are talking about and are passionate to help me with any enquiry. I also appreciated consistent communication throughout the entire loan process.
Less
Judy | Australian Capital Territory
reviewed over 5 years ago
IMB is one of Australia's largest building society servicing the lower east coast of Australia. IMB's better value banking offers its customers lower cost banking and secure services. IMBs' face-to-face facilities allow them to offer a more personalised service in taking care of the IMB community. IMB offers a range of products including insurance, business banking, term deposits, saving & transaction accounts and home & personal loans.
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