The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan between $75,000 and $5,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 80%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 95% | $10,000 | $5,000,000 |
|
|
Owner Occupier | Principal & Interest | 80%-90% | $10,000 | $5,000,000 |
|
|
Owner Occupier | Principal & Interest | < 80% | $75,000 | $5,000,000 |
|
|
Owner Occupier | Interest Only | < 80% | $10,000 | $5,000,000 |
|
|
Owner Occupier | Interest Only | 80%-90% | $10,000 | $5,000,000 |
|
|
Investor | Principal & Interest | < 80% | $10,000 | $5,000,000 |
|
|
Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
|
|
Investor | Interest Only | < 90% | $10,000 | $5,000,000 |
|
|
Investor | Interest Only | < 80% | $10,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000 $5,000,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $10,000 $5,000,000
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $75,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 80%
Loan: $10,000 $5,000,000
Owner Occupier (Interest Only)
LVR 80%-90%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 80%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 80%
Loan: $10,000 $5,000,000
|
4.44% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.56% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
95.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.24% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.37% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.04% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.19% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$350.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$75,000 |
|
|
$5,000,000 |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.34% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.47% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
80.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.54% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.66% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$0.00 |
|
|
$0.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
80.00% |
|
|
90.00% |
|
Owner Occupier |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.34% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.52% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$449.00 |
|
|
$350.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.63% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.81% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$449.00 |
|
|
$350.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
90.00% |
|
Investor |
|
|
Principal & Interest |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.93% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.10% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$449.00 |
|
|
$350.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
90.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
4.64% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
4.82% p.a. |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
$449.00 |
|
|
$350.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$10.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
80.00% |
|
Investor |
|
|
Interest Only |
|
|
Weekly, Fortnightly, Monthly |
|
|
yes - free |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
yes |
|
|
none |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Good tellers and easy internet banking.
Read full reviewGood tellers and easy internet banking.
IMB have been really great - after getting our home loan with them after previously after an account with the big four, the customer service difference was amazing. They really do remember our names when we come in! Also a really competitive rate compared with the rest of the market.
Read full reviewIMB have been really great - after getting our home loan with them after previously after an account with the big four, the customer service difference was amazing. They really do remember our names when we come in! Also a really competitive rate compared with the rest of the market.
IMB is great.
Read full reviewAmazing service. Never have to wait in line. Great home loan rates. No hidden fees. Staff know what they are talking about and are passionate to help me with any enquiry. I also appreciated consistent communication throughout the entire loan process.
Read full reviewAmazing service. Never have to wait in line. Great home loan rates. No hidden fees. Staff know what they are talking about and are passionate to help me with any enquiry. I also appreciated consistent communication throughout the entire loan process.
loans.com.au
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3.96% p.a.
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Smart Booster Home Loan
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3.96% p.a.
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4.22% p.a.
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Smart Booster Home Loan
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3.96% p.a.
loans.com.au
Smart Booster Home Loan
3.60% p.a.variable for 24 months and then 4.00% p.a.
3.96% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
