Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 95% | $10,000 | $5,000,000 |
|
|
Owner Occupier | Principal & Interest | < 95% | $10,000 | $5,000,000 |
|
|
Owner Occupier | Interest Only | < 90% | $10,000 | $5,000,000 |
|
|
Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
|
|
Investor | Interest Only | < 90% | $10,000 | $5,000,000 |
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n/a |
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|
n/a |
|
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n/a |
|
|
n/a |
|
|
6.19% (6.45%*) |
|
|
5.79% (6.36%*) |
|
|
5.69% (6.28%*) |
|
|
5.89% (6.30%*) |
|
|
5.89% (6.27%*) |
|
|
n/a |
|
|
n/a |
|
|
6.34% p.a. |
|
$449.00 |
|
|
$350.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$6.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to 1 year in advance |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
Monthly fee only applies to fixed period of loan. |
|
|
none |
|
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
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n/a |
|
|
6.44% (6.48%*) |
|
|
6.14% (6.43%*) |
|
|
6.14% (6.41%*) |
|
|
6.24% (6.43%*) |
|
|
6.24% (6.42%*) |
|
|
n/a |
|
|
n/a |
|
|
6.34% p.a. |
|
$449.00 |
|
|
$350.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$6.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
95.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to 1 year in advance |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
Monthly fee only applies to fixed period of loan. |
|
|
none |
|
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.39% (6.47%*) |
|
|
6.24% (6.45%*) |
|
|
6.34% (6.47%*) |
|
|
6.49% (6.52%*) |
|
|
6.49% (6.53%*) |
|
|
n/a |
|
|
n/a |
|
|
6.34% p.a. |
|
$449.00 |
|
|
$350.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$6.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to 1 year in advance |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
Monthly fee only applies to fixed period of loan. |
|
|
none |
|
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.29% (6.97%*) |
|
|
n/a |
|
|
5.99% (6.77%*) |
|
|
n/a |
|
|
5.99% (6.63%*) |
|
|
n/a |
|
|
n/a |
|
|
6.91% p.a. |
|
$449.00 |
|
|
$350.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$6.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to 1 year in advance |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
Monthly fee only applies to fixed period of loan. |
|
|
none |
|
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.49% (6.99%*) |
|
|
n/a |
|
|
6.39% (6.89%*) |
|
|
n/a |
|
|
6.49% (6.85%*) |
|
|
n/a |
|
|
n/a |
|
|
6.91% p.a. |
|
$449.00 |
|
|
$350.00 |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
$6.00 monthly |
|
|
$350.00 |
|
$10,000 |
|
|
$5,000,000 |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to 1 year in advance |
|
|
no |
|
|
yes - free |
|
|
$500.00 |
|
|
yes |
|
|
no |
|
|
Monthly fee only applies to fixed period of loan. |
|
|
none |
|
|
$4,000 cashback for loans $1,000,000 and above with a maximum LVR of 80%, settled within 90 days of application for refinancers or 180 for purchase loans. $3,000 for loans between $700k and $999,999, $2,000 for loans between $350k and $699,999. |
^See information about the Mozo Expert Choice Home Loans Awards
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Customer service is key at IMB. My bank manager is great, the open communication is outstanding and I plan to continue using IMB due to their reliability and integrity.
Read full reviewCustomer service is key at IMB. My bank manager is great, the open communication is outstanding and I plan to continue using IMB due to their reliability and integrity.
Changed to IMB. Fantastic service, great rates and features. Highly recommend to any that are looking to refinance.
Read full reviewChanged to IMB. Fantastic service, great rates and features. Highly recommend to any that are looking to refinance.
As far as banks go, it would take a very good offer to make me change to another provider.
Read full reviewAs far as banks go, it would take a very good offer to make me change to another provider.
The main pro of our home loan with IMB is our mortgage consultant. He's a mobile lender and is always on call. When queried, he gives us the most accurate and up-to-date information needed to make us at ease with any of our financial concerns. Being mobile comes in handy since the main con is that there are limited branches of this building society.
Read full reviewThe main pro of our home loan with IMB is our mortgage consultant. He's a mobile lender and is always on call. When queried, he gives us the most accurate and up-to-date information needed to make us at ease with any of our financial concerns. Being mobile comes in handy since the main con is that there are limited branches of this building society.
They look after me.
Read full review
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.49% p.a.
fixed 3 years
6.02% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
