IMB Bank Standard Variable Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 85%

The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 85%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $10,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 85%

    Loan: $10,000 $5,000,000

  • Investor (Interest Only)

    LVR < 85%

    Loan: $10,000 $5,000,000

5.42% p.a.

5.48% p.a.

$0.00

IMB Bank Standard Variable Home Loan

5.42% p.a.

5.48% p.a.

$0.00

5.72% p.a.

5.78% p.a.

$0.00

IMB Bank Standard Variable Home Loan

5.72% p.a.

5.78% p.a.

$0.00

5.99% p.a.

6.05% p.a.

$0.00

IMB Bank Standard Variable Home Loan

5.99% p.a.

6.05% p.a.

$0.00

6.29% p.a.

6.35% p.a.

$0.00

IMB Bank Standard Variable Home Loan

6.29% p.a.

6.35% p.a.

$0.00

Details

Rates and fees information correct as at 16 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.42% p.a.

  • n/a

  • 0 Months

  • none

  • 5.48% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $270.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.72% p.a.

  • n/a

  • 0 Months

  • none

  • 5.78% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $270.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 5.99% p.a.

  • n/a

  • 0 Months

  • none

  • 6.05% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $270.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 85.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 16 December 2018. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 6.29% p.a.

  • n/a

  • 0 Months

  • none

  • 6.35% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $270.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 85.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are IMB Bank home loans rated by the Mozo community?

Overall customer rating
7.8/10
Price
7.4/10
Features
6.6/10
Customer service
7.9/10
Convenience
7.5/10
Trust
7.8/10

Latest reviews of IMB Bank Standard Variable Home Loan

  • Overall
    8/10
    Competitive premiums and great service

    IMB rates are competition and their customer service is great

    IMB rates are competition and their customer service is great

    Price
    10/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Glenn | New South Wales

    reviewed 11 months ago

  • Overall
    10/10
    Friendly, approachable and great customer care.

    Personalised service like a small bank with big bank options.

    Personalised service like a small bank with big bank options.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Patricia | New South Wales

    reviewed about 3 years ago

  • Overall
    3/10
    High rates.

    The bank is mostly looking after its own profit.

    The bank is mostly looking after its own profit.

    Price
    3/10
    Features
    2/10
    Customer service
    4/10
    Convenience
    5/10
    Trust
    1/10

    Marina | New South Wales

    reviewed over 3 years ago

  • Overall
    10/10
    Great value bank

    IMB a great institution still care about the average person.

    IMB a great institution still care about the average person.

    Price
    8/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Jen | New South Wales

    reviewed about 4 years ago

  • Overall
    8/10
    Excellent customer service without the gimmicks!

    The bank manger at our local bank has always made time for my husband and I. We have two morgages...

    The bank manger at our local bank has always made time for my husband and I. We have two morgages through the bank (one variable and the other fixed/variable), and no matter how many questions we've had,or how silly they may seem, we have always been able to contact her and recieved a quick response. The interest rates are not the lowest, but they are competitive. At the end of the day however, excellent customer service counted a lot towards our decision to go with IMB for our morgages and bank accounts.

    Price
    5/10
    Features
    3/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    8/10

    Rebecca | New South Wales

    reviewed about 4 years ago

IMB Bank

About IMB Bank

IMB is one of Australia's largest building society servicing the lower east coast of Australia. IMB's better value banking offers its customers lower cost banking and secure services. IMBs' face-to-face facilities allow them to offer a more personalised service in taking care of the IMB community. IMB offers a range of products including insurance, business banking, term deposits, saving & transaction accounts and home & personal loans.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.