The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 85%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 85%
Choose the version of loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 95% | $10,000 | $5,000,000 |
| | Investor | Principal & Interest | < 85% | $10,000 | $5,000,000 |
| | Investor | Interest Only | < 85% | $10,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 95%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 85%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 85%
Loan: $10,000 $5,000,000
5.27% p.a.
5.33% p.a.
$0.00
IMB Bank Standard Variable Home Loan
5.27% p.a.
5.33% p.a.
$0.00
5.57% p.a.
5.63% p.a.
$0.00
IMB Bank Standard Variable Home Loan
5.57% p.a.
5.63% p.a.
$0.00
5.84% p.a.
5.90% p.a.
$0.00
IMB Bank Standard Variable Home Loan
5.84% p.a.
5.90% p.a.
$0.00
6.14% p.a.
6.20% p.a.
$0.00
IMB Bank Standard Variable Home Loan
6.14% p.a.
6.20% p.a.
$0.00
Rates and fees information correct as at 18 August 2018.
5.27% p.a.
n/a
0 Months
none
5.33% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$445.00
$323.74
none
none
none
$0.00
$270.00
$10,000
$5,000,000
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$500.00
yes
yes
none
none
Rates and fees information correct as at 18 August 2018.
5.57% p.a.
n/a
0 Months
none
5.63% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$445.00
$323.74
none
none
none
$0.00
$270.00
$10,000
$5,000,000
none
95.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$500.00
yes
yes
none
none
Rates and fees information correct as at 18 August 2018.
5.84% p.a.
n/a
0 Months
none
5.90% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$445.00
$323.74
none
none
none
$0.00
$270.00
$10,000
$5,000,000
none
85.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$500.00
yes
yes
none
none
Rates and fees information correct as at 18 August 2018.
6.14% p.a.
n/a
0 Months
none
6.20% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$445.00
$323.74
none
none
none
$0.00
$270.00
$10,000
$5,000,000
none
85.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$500.00
yes
yes
none
none
IMB rates are competition and their customer service is great
Read full review
IMB rates are competition and their customer service is great
Less
Glenn | NSW
31 Jan 2018
Personalised service like a small bank with big bank options.
Read full review
Personalised service like a small bank with big bank options.
Less
Patricia | NSW
23 Nov 2015
The bank is mostly looking after its own profit.
Read full review
The bank is mostly looking after its own profit.
Less
Marina | NSW
29 Jun 2015
The bank manger at our local bank has always made time for my husband and I. We have two morgages...
Read full review
The bank manger at our local bank has always made time for my husband and I. We have two morgages through the bank (one variable and the other fixed/variable), and no matter how many questions we've had,or how silly they may seem, we have always been able to contact her and recieved a quick response. The interest rates are not the lowest, but they are competitive. At the end of the day however, excellent customer service counted a lot towards our decision to go with IMB for our morgages and bank accounts.
Less
Rebecca | NSW
30 Sep 2014
After being with this bank for several years and paying them 100's of thousands in interest we...
Read full review
After being with this bank for several years and paying them 100's of thousands in interest we wanted to extend an interest only period on one loan, they made us jump through hoops and then denied us this, even though our serviceability is good. The reason, apparently they no longer want to do business in Queensland. We then shopped around to refinance and found we can save 12k per year by changing banks. They are making this chore impossible by not doing what they are supposed to do, by not sending us the 1 form that will allow the process to roll on, now we are going on leave tomorrow and will not have phone or email contact for 2 weeks. so delaying tactics. Thanks a bunch IMB, I won't be recommending you to my worst enemy.
Less
Yvonne | QLD
27 Feb 2014
IMB is one of Australia's largest building society servicing the lower east coast of Australia. IMB's better value banking offers its customers lower cost banking and secure services. IMBs' face-to-face facilities allow them to offer a more personalised service in taking care of the IMB community. IMB offers a range of products including insurance, business banking, term deposits, saving & transaction accounts and home & personal loans.
