IMB Bank Standard Variable Home Loan

5.19% p.a.

5.24% p.a.

$0.00

5.49% p.a.

5.54% p.a.

$0.00

5.76% p.a.

5.81% p.a.

$0.00

6.06% p.a.

6.12% p.a.

$0.00

Currently showing

Rates

  • 5.19% p.a.

  • n/a

  • 0 Months

  • none

  • 5.24% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $50.00

Other financial bits

  • $10,000

  • $5,000,000

  • none

  • 95.00%

Features

  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Rates

  • 5.49% p.a.

  • n/a

  • 0 Months

  • none

  • 5.54% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $50.00

Other financial bits

  • $10,000

  • $5,000,000

  • none

  • 95.00%

Features

  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Rates

  • 5.76% p.a.

  • n/a

  • 0 Months

  • none

  • 5.81% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $50.00

Other financial bits

  • $10,000

  • $5,000,000

  • none

  • 70.00%

Features

  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Rates

  • 6.06% p.a.

  • n/a

  • 0 Months

  • none

  • 6.12% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees

  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $50.00

Other financial bits

  • $10,000

  • $5,000,000

  • none

  • 70.00%

Features

  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

About IMB Bank

IMB is one of Australia's largest building society servicing the lower east coast of Australia. IMB's better value banking offers its customers lower cost banking and secure services. IMBs' face-to-face facilities allow them to offer a more personalised service in taking care of the IMB community. IMB offers a range of products including insurance, business banking, term deposits, saving & transaction accounts and home & personal loans.

How are IMB Bank home loans rated by the Mozo community?

Product Type Overall Rating Price Features Service Convenience Trust
7.2

Based on 20
IMB Bank home loans reviews

7.0 6.8 7.9 7.2 7.4

Read IMB Bank home loan reviews by the Mozo community

Latest reviews of IMB Bank Standard Variable Home Loan

IMB Bank

IMB Bank Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Friendly, approachable and great customer care.

Personalised service like a small bank with big bank options.

Full review

Personalised service like a small bank with big bank options.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Patricia (NSW), reviewed almost 2 years ago

IMB Bank

IMB Bank Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   3 / 10

High rates.

The bank is mostly looking after its own profit.

Full review

The bank is mostly looking after its own profit.

    Price   3 / 10

    Features   2 / 10

    Customer service   4 / 10

    Convenience   5 / 10

    Trust   1 / 10

Less

Marina (NSW), reviewed over 2 years ago

IMB Bank

IMB Bank Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   8 / 10

Excellent customer service without the gimmicks!

The bank manger at our local bank has always made time for my husband and I. We have two morgages through the bank (one variable and the other fixed/variable), and no matter how many questions we've had,or how silly they may seem, we have always...

Full review

The bank manger at our local bank has always made time for my husband and I. We have two morgages through the bank (one variable and the other fixed/variable), and no matter how many questions we've had,or how silly they may seem, we have always been able to contact her and recieved a quick response. The interest rates are not the lowest, but they are competitive. At the end of the day however, excellent customer service counted a lot towards our decision to go with IMB for our morgages and bank accounts.

    Price   5 / 10

    Features   3 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   8 / 10

Less

Rebecca (NSW), reviewed about 3 years ago

IMB Bank

IMB Bank Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   0 / 10

Take your money and that's it

After being with this bank for several years and paying them 100's of thousands in interest we wanted to extend an interest only period on one loan, they made us jump through hoops and then denied us this, even though our serviceability is good....

Full review

After being with this bank for several years and paying them 100's of thousands in interest we wanted to extend an interest only period on one loan, they made us jump through hoops and then denied us this, even though our serviceability is good. The reason, apparently they no longer want to do business in Queensland. We then shopped around to refinance and found we can save 12k per year by changing banks. They are making this chore impossible by not doing what they are supposed to do, by not sending us the 1 form that will allow the process to roll on, now we are going on leave tomorrow and will not have phone or email contact for 2 weeks. so delaying tactics. Thanks a bunch IMB, I won't be recommending you to my worst enemy.

    Price   0 / 10

    Features   0 / 10

    Customer service   0 / 10

    Convenience   0 / 10

    Trust   0 / 10

Less

Yvonne (QLD), reviewed over 3 years ago

IMB Bank

IMB Bank Standard Variable Home Loan (Owner Occupier, Principal & Interest) home loan review

Overall rating   10 / 10

Very customer friendly and convenient

The bank has always been helpful and if we need any help the Manager is always happy to meet us or discuss issues over the phone.

Full review

The bank has always been helpful and if we need any help the Manager is always happy to meet us or discuss issues over the phone.

    Price   10 / 10

    Features   10 / 10

    Customer service   10 / 10

    Convenience   10 / 10

    Trust   10 / 10

Less

Mozo reviewer (NSW), reviewed about 4 years ago

Mozo may receive a payment from financial providers listed on the site. Customer reviews are in no way affected by any commercial relationships Mozo has with providers. Reviewers may receive a voucher from Mozo in exchange for their review. Vouchers are given to all reviewers who meet our review guidelines regardless of the sentiment of their reviews.

*The Comparison Rate combines the lender's interest rate, fees and charges into a single rate to show the true cost of a home loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years, and applies only to this example. Different amounts and terms will result in different comparison rates. Full comparison rate schedules are available from lenders. Costs such as redraw fees or early repayment fees, and savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

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