The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 90% | $10,000 | $5,000,000 |
| | Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Investor | Interest Only | < 90% | $10,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 90%
Loan: $10,000 $5,000,000
4.71% p.a.
n/a
n/a
n/a
4.77% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$449.00
$350.00
n/a
n/a
n/a
$0.00
$350.00
$10,000
$5,000,000
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.01% p.a.
n/a
n/a
n/a
5.07% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$449.00
$350.00
n/a
n/a
n/a
$0.00
$350.00
$10,000
$5,000,000
none
90.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.28% p.a.
n/a
n/a
n/a
5.34% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$449.00
$350.00
n/a
n/a
n/a
$0.00
$350.00
$10,000
$5,000,000
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.58% p.a.
n/a
n/a
n/a
5.64% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$449.00
$350.00
n/a
n/a
n/a
$0.00
$350.00
$10,000
$5,000,000
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
yes - free
$500.00
yes
yes
none
none
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Was having some difficulty with a few other banks. Until I was told to call Vanessa M and what a legend of a phone call that was. Not only did Vanessa sort out my home loan with unreal speed and determination but she has made all my dreams come true. I have never seen someone work as hard as her. If you had a question it was already answered, if you had some doubt.. it was quickly lifted. If your life was in a muddle and didn’t know how to change the way you managed your money she quickly changed that and steered me in the right direction. I would recommend Vanessa to anyone that wants nothing but the best. Absolute unreal lady and she is an absolute asset to anyone that knows her. Thanks again Vanessa, I appreciate everything you have done for my family and I.
Read full reviewWas having some difficulty with a few other banks. Until I was told to call Vanessa M and what a legend of a phone call that was. Not only did Vanessa sort out my home loan with unreal speed and determination but she has made all my dreams come true. I have never seen someone work as hard as her. If you had a question it was already answered, if you had some doubt.. it was quickly lifted. If your life was in a muddle and didn’t know how to change the way you managed your money she quickly changed that and steered me in the right direction. I would recommend Vanessa to anyone that wants nothing but the best. Absolute unreal lady and she is an absolute asset to anyone that knows her. Thanks again Vanessa, I appreciate everything you have done for my family and I.
Love this bank, staff are friendly, borrowing rates are competitive, service is fast. I have had a car loan, and currently home loan, several bank accounts. You can pay out your loan early without penalty. Interest rates are low. Highly recommended.
Read full reviewLove this bank, staff are friendly, borrowing rates are competitive, service is fast. I have had a car loan, and currently home loan, several bank accounts. You can pay out your loan early without penalty. Interest rates are low. Highly recommended.
IMB rates are competition and their customer service is great
Read full reviewIMB rates are competition and their customer service is great
Personalised service like a small bank with big bank options.
Read full reviewPersonalised service like a small bank with big bank options.
The bank is mostly looking after its own profit.
Read full reviewThe bank is mostly looking after its own profit.
IMB is one of Australia's largest building society servicing the lower east coast of Australia. IMB's better value banking offers its customers lower cost banking and secure services. IMBs' face-to-face facilities allow them to offer a more personalised service in taking care of the IMB community. IMB offers a range of products including insurance, business banking, term deposits, saving & transaction accounts and home & personal loans.
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
