The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $10,000 | $5,000,000 |
| | Owner Occupier | Interest Only | < 90% | $10,000 | $5,000,000 |
| | Investor | Principal & Interest | < 90% | $10,000 | $5,000,000 |
| | Investor | Interest Only | < 90% | $10,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $10,000 $5,000,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000 $5,000,000
Investor (Interest Only)
LVR < 90%
Loan: $10,000 $5,000,000
| 4.71% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.77% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $449.00 | |
| $350.00 | |
| n/a | |
| n/a | |
| n/a | |
| $0.00 | |
| $350.00 |
| $10,000 | |
| $5,000,000 | |
| none | |
| 95.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $500.00 | |
| yes | |
| yes | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 5.01% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 5.07% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $449.00 | |
| $350.00 | |
| n/a | |
| n/a | |
| n/a | |
| $0.00 | |
| $350.00 |
| $10,000 | |
| $5,000,000 | |
| none | |
| 90.00% |
| Owner Occupier | |
| Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $500.00 | |
| yes | |
| yes | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 5.28% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 5.34% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $449.00 | |
| $350.00 | |
| n/a | |
| n/a | |
| n/a | |
| $0.00 | |
| $350.00 |
| $10,000 | |
| $5,000,000 | |
| none | |
| 90.00% |
| Investor | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $500.00 | |
| yes | |
| yes | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 5.58% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 5.64% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $449.00 | |
| $350.00 | |
| n/a | |
| n/a | |
| n/a | |
| $0.00 | |
| $350.00 |
| $10,000 | |
| $5,000,000 | |
| none | |
| 90.00% |
| Investor | |
| Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| $500.00 | |
| yes | |
| yes | |
| none | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I've tried the big banks and BOQ while at the same time I was with IMB. There is no comparison IMB Bank is the best of them all. Loans or savings they should have a bigger customer base. Customer service is exceptional with my experience being with them since 1989. I had a loan with BOQ to build our house and they kept changing the goal posts, nothing but trouble 0/10. Changed over to IMB the loan and they have been exceptional even reviewing my loan on a regular basis. I live on the central coast NSW and haven't got a branch close by but doesn't matter as the way the future is without branches anyway plus there is mobile banking. Great Bank keep up the good work, plus they are generous in their support to the community.
Read full reviewI've tried the big banks and BOQ while at the same time I was with IMB. There is no comparison IMB Bank is the best of them all. Loans or savings they should have a bigger customer base. Customer service is exceptional with my experience being with them since 1989. I had a loan with BOQ to build our house and they kept changing the goal posts, nothing but trouble 0/10. Changed over to IMB the loan and they have been exceptional even reviewing my loan on a regular basis. I live on the central coast NSW and haven't got a branch close by but doesn't matter as the way the future is without branches anyway plus there is mobile banking. Great Bank keep up the good work, plus they are generous in their support to the community.
Was having some difficulty with a few other banks. Until I was told to call Vanessa M and what a legend of a phone call that was. Not only did Vanessa sort out my home loan with unreal speed and determination but she has made all my dreams come true. I have never seen someone work as hard as her. If you had a question it was already answered, if you had some doubt.. it was quickly lifted. If your life was in a muddle and didn’t know how to change the way you managed your money she quickly changed that and steered me in the right direction. I would recommend Vanessa to anyone that wants nothing but the best. Absolute unreal lady and she is an absolute asset to anyone that knows her. Thanks again Vanessa, I appreciate everything you have done for my family and I.
Read full reviewWas having some difficulty with a few other banks. Until I was told to call Vanessa M and what a legend of a phone call that was. Not only did Vanessa sort out my home loan with unreal speed and determination but she has made all my dreams come true. I have never seen someone work as hard as her. If you had a question it was already answered, if you had some doubt.. it was quickly lifted. If your life was in a muddle and didn’t know how to change the way you managed your money she quickly changed that and steered me in the right direction. I would recommend Vanessa to anyone that wants nothing but the best. Absolute unreal lady and she is an absolute asset to anyone that knows her. Thanks again Vanessa, I appreciate everything you have done for my family and I.
Love this bank, staff are friendly, borrowing rates are competitive, service is fast. I have had a car loan, and currently home loan, several bank accounts. You can pay out your loan early without penalty. Interest rates are low. Highly recommended.
Read full reviewLove this bank, staff are friendly, borrowing rates are competitive, service is fast. I have had a car loan, and currently home loan, several bank accounts. You can pay out your loan early without penalty. Interest rates are low. Highly recommended.
IMB rates are competition and their customer service is great
Read full reviewIMB rates are competition and their customer service is great
Personalised service like a small bank with big bank options.
Read full reviewPersonalised service like a small bank with big bank options.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.59% p.a.
fixed 3 years
3.71% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.59% p.a.
fixed 3 years
3.71% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.59% p.a.
fixed 3 years
3.71% p.a.
Bank of Queensland
Fixed Rate
2.79% p.a.
fixed 3 years
3.18% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
