IMB Bank Standard Variable Home Loan

The details shown below are for an owner occupier taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 95%

The details shown below are for an investor taking out a principal & interest loan between $10,000 and $5,000,000 with an LVR below 85%

The details shown below are for an investor taking out a interest only loan between $10,000 and $5,000,000 with an LVR below 85%

Choose the version of loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $10,000 $5,000,000

  • Owner Occupier (Interest Only)

    LVR < 95%

    Loan: $10,000 $5,000,000

  • Investor (Principal & Interest)

    LVR < 85%

    Loan: $10,000 $5,000,000

  • Investor (Interest Only)

    LVR < 85%

    Loan: $10,000 $5,000,000

5.27% p.a.

5.33% p.a.

$0.00

IMB Bank Standard Variable Home Loan

5.27% p.a.

5.33% p.a.

$0.00

5.57% p.a.

5.63% p.a.

$0.00

IMB Bank Standard Variable Home Loan

5.57% p.a.

5.63% p.a.

$0.00

5.84% p.a.

5.90% p.a.

$0.00

IMB Bank Standard Variable Home Loan

5.84% p.a.

5.90% p.a.

$0.00

6.14% p.a.

6.20% p.a.

$0.00

IMB Bank Standard Variable Home Loan

6.14% p.a.

6.20% p.a.

$0.00

Details

Rates and fees information correct as at 18 August 2018.

Rates
  • 5.27% p.a.

  • n/a

  • 0 Months

  • none

  • 5.33% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $270.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 18 August 2018.

Rates
  • 5.57% p.a.

  • n/a

  • 0 Months

  • none

  • 5.63% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $270.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 95.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 18 August 2018.

Rates
  • 5.84% p.a.

  • n/a

  • 0 Months

  • none

  • 5.90% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $270.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 85.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Details

Rates and fees information correct as at 18 August 2018.

Rates
  • 6.14% p.a.

  • n/a

  • 0 Months

  • none

  • 6.20% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $445.00

  • $323.74

  • none

  • none

  • none

  • $0.00

  • $270.00

Other financial bits
  • $10,000

  • $5,000,000

  • none

  • 85.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $500.00

  • yes

  • yes

  • none

  • none

Customer Reviews

How are IMB Bank home loans rated by the Mozo community?

Overall customer rating
7.3/10
Price
7.0/10
Features
6.8/10
Customer service
7.9/10
Convenience
7.2/10
Trust
7.4/10

Latest reviews of IMB Bank Standard Variable Home Loan

  • Overall
    8/10
    Competitive premiums and great service

    IMB rates are competition and their customer service is great

    IMB rates are competition and their customer service is great

    Price
    10/10
    Features
    5/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Glenn | NSW

    31 Jan 2018

  • Overall
    10/10
    Friendly, approachable and great customer care.

    Personalised service like a small bank with big bank options.

    Personalised service like a small bank with big bank options.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    10/10

    Patricia | NSW

    23 Nov 2015

  • Overall
    3/10
    High rates.

    The bank is mostly looking after its own profit.

    The bank is mostly looking after its own profit.

    Price
    3/10
    Features
    2/10
    Customer service
    4/10
    Convenience
    5/10
    Trust
    1/10

    Marina | NSW

    29 Jun 2015

  • Overall
    8/10
    Excellent customer service without the gimmicks!

    The bank manger at our local bank has always made time for my husband and I. We have two morgages...

    The bank manger at our local bank has always made time for my husband and I. We have two morgages through the bank (one variable and the other fixed/variable), and no matter how many questions we've had,or how silly they may seem, we have always been able to contact her and recieved a quick response. The interest rates are not the lowest, but they are competitive. At the end of the day however, excellent customer service counted a lot towards our decision to go with IMB for our morgages and bank accounts.

    Price
    5/10
    Features
    3/10
    Customer service
    10/10
    Convenience
    10/10
    Trust
    8/10

    Rebecca | NSW

    30 Sep 2014

  • Overall
    0/10
    Take your money and that's it

    After being with this bank for several years and paying them 100's of thousands in interest we...

    After being with this bank for several years and paying them 100's of thousands in interest we wanted to extend an interest only period on one loan, they made us jump through hoops and then denied us this, even though our serviceability is good. The reason, apparently they no longer want to do business in Queensland. We then shopped around to refinance and found we can save 12k per year by changing banks. They are making this chore impossible by not doing what they are supposed to do, by not sending us the 1 form that will allow the process to roll on, now we are going on leave tomorrow and will not have phone or email contact for 2 weeks. so delaying tactics. Thanks a bunch IMB, I won't be recommending you to my worst enemy.

    Price
    0/10
    Features
    0/10
    Customer service
    0/10
    Convenience
    0/10
    Trust
    0/10

    Yvonne | QLD

    27 Feb 2014

IMB Bank

About IMB Bank

IMB is one of Australia's largest building society servicing the lower east coast of Australia. IMB's better value banking offers its customers lower cost banking and secure services. IMBs' face-to-face facilities allow them to offer a more personalised service in taking care of the IMB community. IMB offers a range of products including insurance, business banking, term deposits, saving & transaction accounts and home & personal loans.

See IMB Bank home loans

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.