Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
|
|
Owner Occupier | Principal & Interest | < 90% | $50,000 | $1,000,000 |
|
|
Owner Occupier | Principal & Interest | < 90% | $50,000 | $1,000,000 |
|
|
Owner Occupier | Interest Only | < 80% | $50,000 | $1,000,000 |
|
|
Investor | Principal & Interest | < 90% | $50,000 | $1,000,000 |
|
|
Investor | Interest Only | < 80% | $50,000 | $1,000,000 |
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n/a |
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n/a |
|
|
n/a |
|
|
n/a |
|
|
6.54% (6.29%*) |
|
|
6.34% (6.28%*) |
|
|
6.24% (6.27%*) |
|
|
6.44% (6.32%*) |
|
|
6.04% (6.20%*) |
|
|
n/a |
|
|
n/a |
|
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6.25% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$230.00 |
|
|
$300.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
$50,000 |
|
|
$1,000,000 |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
$300 discharge fee and $250 discharge documentation fee applicable if loan doesnt go to full term. Rate Lock Period is available for 90 day period with a $350 rate lock fee. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
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|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
5.69% (6.16%*) |
|
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n/a |
|
|
n/a |
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|
n/a |
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|
n/a |
|
|
6.25% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$230.00 |
|
|
$300.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
$50,000 |
|
|
$1,000,000 |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
$300 discharge fee and $250 discharge documentation fee applicable if loan doesnt go to full term. Rate Lock Period is available for 90 day period with a $350 rate lock fee. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.94% (6.77%*) |
|
|
6.74% (6.76%*) |
|
|
6.64% (6.74%*) |
|
|
6.84% (6.78%*) |
|
|
6.79% (6.77%*) |
|
|
n/a |
|
|
n/a |
|
|
6.74% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$230.00 |
|
|
$300.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
$50,000 |
|
|
$1,000,000 |
|
|
none |
|
|
80.00% |
|
Monthly |
|
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yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
$300 discharge fee and $250 discharge documentation fee applicable if loan doesnt go to full term. Rate Lock Period is available for 90 day period with a $350 rate lock fee. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
6.74% (6.57%*) |
|
|
6.54% (6.56%*) |
|
|
6.44% (6.54%*) |
|
|
6.64% (6.58%*) |
|
|
6.59% (6.57%*) |
|
|
n/a |
|
|
n/a |
|
|
6.54% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$230.00 |
|
|
$300.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
$50,000 |
|
|
$1,000,000 |
|
|
none |
|
|
90.00% |
|
Weekly, Fortnightly, Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
$300 discharge fee and $250 discharge documentation fee applicable if loan doesnt go to full term. Rate Lock Period is available for 90 day period with a $350 rate lock fee. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
n/a |
|
|
7.14% (6.97%*) |
|
|
6.94% (6.96%*) |
|
|
6.84% (6.94%*) |
|
|
7.04% (6.98%*) |
|
|
6.99% (6.97%*) |
|
|
n/a |
|
|
n/a |
|
|
6.94% p.a. |
|
$0.00 |
|
|
$0.00 |
|
|
$230.00 |
|
|
$300.00 |
|
|
n/a |
|
|
$0.00 |
|
|
$0.00 |
|
$50,000 |
|
|
$1,000,000 |
|
|
none |
|
|
80.00% |
|
Monthly |
|
|
yes - free up to $10,000 p.a. |
|
|
no |
|
|
no |
|
|
none |
|
|
yes |
|
|
no |
|
|
$300 discharge fee and $250 discharge documentation fee applicable if loan doesnt go to full term. Rate Lock Period is available for 90 day period with a $350 rate lock fee. |
|
|
none |
|
|
none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Extremely difficult to deal with. Made us jump through hoops to secure a minimum loan, does not follow through with customers or service. Poor communication, and cannot recommend enough for loans.
Read full reviewExtremely difficult to deal with. Made us jump through hoops to secure a minimum loan, does not follow through with customers or service. Poor communication, and cannot recommend enough for loans.
It's worth noting that, unlike all the major banks, loans.com.au didn't pass on any of the latest Reserve Bank interest rate cut. As in, they passed on 0% of the RBA cut. Which is shameful to say the least.
Read full reviewIt's worth noting that, unlike all the major banks, loans.com.au didn't pass on any of the latest Reserve Bank interest rate cut. As in, they passed on 0% of the RBA cut. Which is shameful to say the least.
I have had a great experience with this provider. Great service, great advice, quick loan approval, great rates, great features. No hidden costs. Easy to make changes to repayments and friendly people to talk to. Would recommend this service to anyone.
Read full reviewI have had a great experience with this provider. Great service, great advice, quick loan approval, great rates, great features. No hidden costs. Easy to make changes to repayments and friendly people to talk to. Would recommend this service to anyone.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Home Value Loan
6.09% p.a. variable
6.09% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
Basic Home Loan
6.14% p.a. variable
6.16% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Great Rate Home Loan
5.99% p.a. variable
6.01% p.a.
Flex Home Loan
6.14% p.a. variable
6.38% p.a.
Express Home Loan
6.09% p.a. variable
6.22% p.a.
Elevate
6.18% p.a. variable
6.18% p.a.
Basic Home Loan
6.14% p.a.
6.16% p.a.
Great Rate Home Loan
5.99% p.a.
6.01% p.a.
Express Home Loan
6.09% p.a.
6.22% p.a.
OMG Home Loan
5.99% p.a.
6.02% p.a.
Elevate
6.18% p.a.
6.18% p.a.
Mortgage Simplifier
6.14% p.a.
6.17% p.a.
Offset Home Loan (Package)
6.14% p.a.
6.39% p.a.
Basic Home Loan (Fixed)
5.39% p.a.
fixed 3 years
5.95% p.a.
Express Home Loan (Fixed)
6.04% p.a.
fixed 3 years
6.21% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.49% p.a.
fixed 3 years
6.62% p.a.
Fixed Home Loan Rate
5.59% p.a.
fixed 3 years
6.31% p.a.
Basic Home Loan (Fixed)
5.79% p.a.
fixed 3 years
6.10% p.a.
3 Year Fixed Rate Home Loan (Special Offer)
5.59% p.a.
fixed 3 years
6.64% p.a.
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
