Your selected home loans
Since 1902, Suncorp Bank has been providing Australians with reliable personal and business banking services. It's home loans have even been rated as some of the best around, with Suncorp having taken out two 2021 Mozo Experts Choice Home Loan Awards for best Packaged and Investor Home Loans.
If you’re wondering whether a Suncorp Bank home loan is a good fit for you, you’re on the right page! We’ve done all the legwork for you by breaking down the rates, fees and features of Suncorp Bank’s various home loans (fixed, variable or package) to help inform your decision.
Your selected home loans
I like Suncorp Bank for a few key reasons. First, they offer a wide range of financial services, from home loans and savings accounts to insurance. It’s convenient having everything in one place. I’ve also found their interest rates to be pretty competitive, especially for home loans and savings accounts, which is important to me. Their customer service has been a positive experience, and I find their online and mobile banking platforms easy to use. It’s quick and simple to manage my accounts, pay bills, and transfer money. On the downside, I’ve noticed that some of their accounts have higher fees compared to other banks. This can be frustrating if you're not careful about which account you choose. Also, their branch network is somewhat limited, so if you prefer going into a branch for banking, it might not be the most convenient option depending on where you live. Another thing to watch out for is that while their interest rates are competitive, they can fluctuate, which might not always be in your favor. Lastly, the loan approval process can sometimes be slower, which can be a hassle if you’re applying for a home loan. If you’re thinking about Suncorp, I’d say the product variety and competitive rates are great, but definitely look at the fees and make sure there's a branch near you if that’s important.
It's in my state Not as good as closed branch and ATM in nearby suburban b Dif0ficult to contact by telephone
I was in the bank for another reason. I happened to mention to the teller that I was applying for a refinance with a non-bank (as I never dreamed that a bank would help due to my individual circumstance). The teller asked if I would like the lending officer to look at my situation. She wasn't pushy, just friendly. I thought it couldn't hurt, so I agreed. Within a few days the loan was approved. I had to go in to sign the mortgage but everything else was done online. What a pleasure to deal with Suncorp for my refinance. I felt like it was so easy. Don't get me wrong. You still need to produce the required paper work, which I already had prepared for the non-bank. I would highly recommend Suncorp for a mortgage. They looked at my circumstances and bent over backwards to help me. I am forever grateful.
Have had absolutely wonderful customer service, easy to approach, team is in Brisbane, no hold times, very easy to contact. Staff are very understanding and listen to individual situations. So greatful to be with Suncorp. Initial application was as also extremely efficient and easy.
We are super happy with the support and quality of customer service we have received since switching to suncorp. It is easily maintained with the mobile app and if any issue they are a phone call away and it is resolved quickly and efficiently. Would 100% recommend to anyone looking into a new bank or refinancing.
I have a small loan and am not offered the same as larger loan holders. I feel that any call to see if I can have a better deal is not regarded as the amount I owe (due to hard work) is not beneficial to the bank. I would like to refinance but don’t have the criteria needed to get a better deal. A place of do or don’t for me.
not willing to look after loyal customers
They had a competitive interest rate, easy application and on boarding process. Call centre staff have always been helpful with enquiries or internet baking questions. Online banking easy to navigate and looks nice!
When signing up with them we were given a concierge to look after us. Although we don't have a branch nearby there's alot of services that can be used online or even over the phone. The customer service has been fantastic.
I cannot think of any cons with Suncorp. For me they are a great fit. Very helpful staff, and a competitive loan rate.
* WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
** Initial monthly repayment figures are estimates only, based on the advertised rate. You can change the loan amount and term in the input boxes at the top of this table. Rates, fees and charges and therefore the total cost of the loan may vary depending on your loan amount, loan term, and credit history. Actual repayments will depend on your individual circumstances and interest rate changes.
^See information about the Mozo Experts Choice Home Loan Awards
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