The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 70%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 70%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 70%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $10,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $10,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $10,000 with an LVR below 90%
Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
|
Owner Occupier | Principal & Interest | < 70% | $150,000 | |
|
Owner Occupier | Principal & Interest | 70%-80% | $150,000 | |
|
Owner Occupier | Principal & Interest | 80%-90% | $150,000 | |
|
Owner Occupier | Principal & Interest | 90%-95% | $150,000 | |
|
Owner Occupier | Interest Only | 70%-80% | $150,000 | |
|
Owner Occupier | Interest Only | < 70% | $150,000 | |
|
Owner Occupier | Interest Only | 80%-90% | $150,000 | |
|
Investor | Principal & Interest | < 70% | $150,000 | |
|
Investor | Principal & Interest | 80%-90% | $150,000 | |
|
Investor | Principal & Interest | 70%-80% | $150,000 | |
|
Investor | Interest Only | < 70% | $150,000 | |
|
Investor | Interest Only | 80%-90% | $150,000 | |
|
Investor | Interest Only | 70%-80% | $150,000 | |
|
Owner Occupier | Principal & Interest | 90%-95% | $10,000 | |
|
Owner Occupier | Interest Only | < 90% | $10,000 | |
|
Investor | Principal & Interest | < 90% | $10,000 | |
|
Investor | Interest Only | < 90% | $10,000 |
Owner Occupier (Principal & Interest)
LVR < 70%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR 70%-80%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $150,000
Owner Occupier (Interest Only)
LVR 70%-80%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 70%
Loan: $150,000
Owner Occupier (Interest Only)
LVR 80%-90%
Loan: $150,000
Investor (Principal & Interest)
LVR < 70%
Loan: $150,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000
Investor (Principal & Interest)
LVR 70%-80%
Loan: $150,000
Investor (Interest Only)
LVR < 70%
Loan: $150,000
Investor (Interest Only)
LVR 80%-90%
Loan: $150,000
Investor (Interest Only)
LVR 70%-80%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR 90%-95%
Loan: $10,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $10,000
Investor (Principal & Interest)
LVR < 90%
Loan: $10,000
Investor (Interest Only)
LVR < 90%
Loan: $10,000
If you’re looking to borrow more than $150,000 and have at least a 10% deposit or equity in your home, the Back to Basics Home Loan from Suncorp has all the great features you want in a mortgage - a competitively low interest rate, no fees and flexible payment options. And if you're an investor, you'll be happy to know that this home loan also picked up a 2021 Mozo Experts Choice Award in the Investor Home Loan category.
To get the most competitive interest rate with the Back to Basics Loan of 2.19% p.a. (2.20% p.a. comparison*), you’ll need to be an owner-occupier with a LVR of 70% or less, borrow more than $150,000, and open a Suncorp Everyday Option Account. And the good news is, if you have an LVR between 70% and 80%, there's a still competitive 2.32% p.a. (2.33% p.a. comparison rate*) up for grabs. Called the ‘Better Together’ bundle, in addition to a special discounted rate on your home loan, you’ll also get a discount of up to 20% off your first premium on a new Suncorp Home, Landlord and/or Contents insurance policy.
There is also an Investor option available with this home loan, where interest rates sit at 2.42% p.a. (2.43% p.a. comparison rate*) for those with an LVR of 70% or less and 2.48% (2.49% comparison*) for those with an LVR between 70% and 80%.
You can say goodbye to pesky ongoing fees as the Back to Basics Loan doesn’t have any. There are no loan application fees, annual or monthly account fees. There is a loan discharge fee of $350, which you’ll pay at the end of the loan but this is a standard fee across most home loans so it shouldn’t be something to be overly concerned with.
This flexible home loan gives borrowers the option to make weekly, fortnightly or monthly repayments as well as offering free extra repayments. There is a redraw facility, but there are some conditions - only the first redraw of every month is free and there is a minimum redraw amount of $1,000.
Last but not least, eligible new Suncorp customers might also be able to grab $3,000 cashback. To be eligible, borrowers must be applying for a loan of $750,000 or more and have an LVR equal to or below 90%. Applications must be made by June 30, 2022 and settled by September, 30 2022. The offer cannot be used in conjunction with other cashback deals and be sure to read the fine print, as other terms and conditions may apply.
This is a great home loan option for borrowers who are keen to do the bulk of their banking with Suncorp and are looking for a low cost, competitive loan without the bells and whistles.
While you can make extra repayments with this loan just be aware that it doesn’t come with an offset account. Also, if you have a loan to value ratio (LVR) of over 80%, you’ll need to purchase Lenders Mortgage Insurance (LMI).
2.19% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
2.20% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$150,000 |
|
none |
|
none |
|
70.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.32% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
2.33% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$150,000 |
|
none |
|
70.00% |
|
80.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.54% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
2.55% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$150,000 |
|
none |
|
80.00% |
|
90.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.34% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
3.35% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$150,000 |
|
none |
|
90.00% |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.79% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
2.50% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$150,000 |
|
none |
|
70.00% |
|
80.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.76% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
2.41% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$150,000 |
|
none |
|
none |
|
70.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
3.19% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
2.79% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$150,000 |
|
none |
|
80.00% |
|
90.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.42% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
2.43% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$150,000 |
|
none |
|
none |
|
70.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.89% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
2.90% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$150,000 |
|
none |
|
80.00% |
|
90.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.48% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
2.49% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$150,000 |
|
none |
|
70.00% |
|
80.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.76% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
2.55% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$150,000 |
|
none |
|
none |
|
70.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.99% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
2.94% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$150,000 |
|
none |
|
80.00% |
|
90.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
2.84% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
2.62% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$0.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$150,000 |
|
none |
|
70.00% |
|
80.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.65% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
4.66% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$10,000 |
|
none |
|
90.00% |
|
95.00% |
Owner Occupier |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
4.82% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
4.72% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$10,000 |
|
none |
|
none |
|
90.00% |
Owner Occupier |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.07% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
5.08% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$10,000 |
|
none |
|
none |
|
90.00% |
Investor |
|
Principal & Interest |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
5.49% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
5.25% p.a. |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
|
n/a |
$600.00 |
|
$0.00 |
|
$0.00 |
|
$0.00 |
|
n/a |
|
$0.00 |
|
$350.00 |
$10,000 |
|
none |
|
none |
|
90.00% |
Investor |
|
Interest Only |
|
Weekly, Fortnightly, Monthly |
|
yes - free |
|
no |
|
yes - free |
|
none |
|
yes |
|
no |
|
none |
|
none |
|
$3,000 cashback taking out existing loan, $750k+ <90% LVR and approved before 30 June 2022, settle by 30 September 2022. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
Customer service representative are always rude. Every single one hang up the phone give you a smart@$$ answer and very unprofessional, if you applied a loan or try to negotiate with interest rate they will say some reason and will not give you an interest rate which other bank gives you without negotiation. Service is horrendous and they can't even track record. Luckily I came out of the bank.
Read full reviewCustomer service representative are always rude. Every single one hang up the phone give you a smart@$$ answer and very unprofessional, if you applied a loan or try to negotiate with interest rate they will say some reason and will not give you an interest rate which other bank gives you without negotiation. Service is horrendous and they can't even track record. Luckily I came out of the bank.
Just a call for any support doesn't give a customer doubt but help.
Read full reviewJust a call for any support doesn't give a customer doubt but help.
Suncorp are extremely responsive and easy to deal with. They have offered competitive rates and periodically check in with their customers.
Read full reviewSuncorp are extremely responsive and easy to deal with. They have offered competitive rates and periodically check in with their customers.
We are not happy with the interest rate and they keep mixing up our accounts.
Read full reviewWe are not happy with the interest rate and they keep mixing up our accounts.
Went in to do some banking with my home loan and was told the process would take 3-4 weeks, it has been 4 months now and still waiting for it all to be finalised. Been thrown around with multiple bankers and departments. Spent hours on the phone to get no where. No responses through email. Documents sent by mail to wrong address even though I told them it was urgent and I could come into the branch straight away or sign and email. The long process has ruined a lot of financial opportunities for me and has shown me Suncorp have no care for people. Appalling.
Read full reviewWent in to do some banking with my home loan and was told the process would take 3-4 weeks, it has been 4 months now and still waiting for it all to be finalised. Been thrown around with multiple bankers and departments. Spent hours on the phone to get no where. No responses through email. Documents sent by mail to wrong address even though I told them it was urgent and I could come into the branch straight away or sign and email. The long process has ruined a lot of financial opportunities for me and has shown me Suncorp have no care for people. Appalling.
loans.com.au
Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a. variable
2.46% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.35% p.a.
loans.com.au
Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a. variable
2.46% p.a.
Newcastle Permanent
Variable Home Loan (Premium Plus Package)
2.94% p.a. variable
3.35% p.a.
loans.com.au
Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a.
2.46% p.a.
Qudos Bank
Fixed Rate Home Loan
4.19% p.a.
fixed 3 years
3.11% p.a.
Heritage Bank
Fixed Rate Loan (Home Advantage)
4.49% p.a.
fixed 3 years
3.50% p.a.
loans.com.au
Smart Booster Home Loan
2.10% p.a.variable for 24 months and then 2.50% p.a.
2.46% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.