Suncorp Fixed Home Loan (Home Package Plus)
This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $150,000 | |
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | |
| | Owner Occupier | Interest Only | < 90% | $150,000 | |
| | Investor | Principal & Interest | < 90% | $150,000 | |
| | Investor | Interest Only | < 90% | $150,000 | |
| | Investor | Principal & Interest | < 90% | $150,000 | |
| | Investor | Interest Only | < 90% | $150,000 |
-
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $150,000
-
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000
-
Owner Occupier (Interest Only)
LVR < 90%
Loan: $150,000
-
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000
-
Investor (Interest Only)
LVR < 90%
Loan: $150,000
-
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000
-
Investor (Interest Only)
LVR < 90%
Loan: $150,000
2.89% p.a.
3.59% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
2.89% p.a.
3.59% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
2.89% p.a.
3.59% p.a.
$375.00 yearly
3.19% p.a.
4.24% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.19% p.a.
4.24% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.19% p.a.
4.24% p.a.
$375.00 yearly
3.99% p.a.
4.36% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.99% p.a.
4.36% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.99% p.a.
4.36% p.a.
$375.00 yearly
3.19% p.a.
3.89% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.19% p.a.
3.89% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.19% p.a.
3.89% p.a.
$375.00 yearly
3.39% p.a.
3.93% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.39% p.a.
3.93% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.39% p.a.
3.93% p.a.
$375.00 yearly
3.49% p.a.
4.93% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.49% p.a.
4.93% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.49% p.a.
4.93% p.a.
$375.00 yearly
3.69% p.a.
4.97% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.69% p.a.
4.97% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.69% p.a.
4.97% p.a.
$375.00 yearly
Mozo Review Suncorp Fixed Home Loan (Home Package Plus) Review
Last updated: 4 December 2019.
What's hot:
2.89% 2 year fixed rate (3.63% comparison rate*)
2019 Mozo Experts Choice Award
Free extra repayments up to $500 each month
Annual package fee waived in the first year
What's not:
Ongoing $375 annual service fee
Mozo snapshot:
Suncorp’s Fixed Home Loan (Home Package Plus) could be the answer for home buyers who are looking for a competitive low rate home loan with the ability to receive discounted rates and savings through bundling an Everyday Option Bank Account with their loan. With a competitive low rates starting from 2.89% (3.63% comparison rate*) 2 years fixed for owner occupiers. To help you in you first year, Suncorp will waive the annual package fee as well as offer no application or other upfront fees.
It even impressed our expert judges enough to take out a 2019 Mozo Experts Choice Award for best Fixed Rate Home Loan.
Key features:
A Fixed Home Loan (Home Package Plus) with Suncorp has a range of options with principal and interest, and interest only repayments for owner occupiers and investors. For owner occupiers you can receive a low fixed rate of 2.99% (3.63% comparison rate*) for a 2 year loan, and for investors they offer a low 3 year fixed rate of 3.19% (3.89% comparison rate*).
This loan is designed to help home buyers get on their way, so Suncorp offers no application, legal, valuation or other upfront fees. Additionally, for owner occupiers and investors they will waive the annual package fee in the first year of the loan. After this initial period, borrowers are required to pay a $375 annual service fee and a $350 discharge fee once the loan is fully paid out.
With the ability to fix your rate for a term of 1 to 5 years, you can get repayment and rate certainty as you pay back your loan. If you want to pay off your loan faster, you are also able to make free extra repayments of up to $500 a month.
It’s important to note that if you are a first home buyer, Suncorp may refund the annual service fee with a 5 Year Fixed Rate Loan with minimum new home lending in the Home Package Plus of $150,000 - this could save you $11,250 over a 30 year loan.
And because this is the Home Package Plus option, you will be able to package your loan with a Suncorp Everyday Options Bank Account. The benefit of this option is that you gain access to interest rate discounts, you save on fees - like monthly account keeping fees or loan establishment fees - and on other products offered by Suncorp. It may be worth considering if you are looking to save on fees in more areas than one.
Who it's good for:
The Suncorp Fixed Rate Home Loan (Home Package Plus) could be ideal for someone looking to save on interest and fees through bundling an Everyday Options Bank Account with their home loan. There are considerable bonuses to this loan like the discounted 3 Year rate as well as the lack of an application or annual service fee in your first year.
Any catches?
While you may not pay the annual service fee in your first year, be mindful that you are required to pay a fee of $375 every year following. Similarly you are required to pay a $350 discharge fee on this loan.
Details
Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
2.89% (3.63%*)
-
2.89% (3.59%*)
-
n/a
-
n/a
-
n/a
-
n/a
-
3.29% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$375.00 yearly
-
$350.00
Other financial bits
-
$150,000
-
none
-
none
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to $500 per month
-
no
-
no
-
none
-
no
-
no
-
none
-
Annual package fee is waived in the first year.
-
Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 31 March 2020 and settle by 30 June 2020.
Details
Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.49% (4.32%*)
-
3.19% (4.31%*)
-
3.19% (4.24%*)
-
n/a
-
2.99% (4.03%*)
-
n/a
-
n/a
-
3.98% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$375.00 yearly
-
$350.00
Other financial bits
-
$150,000
-
none
-
none
-
95.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to $500 per month
-
no
-
no
-
none
-
no
-
no
-
none
-
Annual package fee is waived in the first year.
-
Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 31 March 2020 and settle by 30 June 2020.
Details
Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.99% (4.36%*)
-
3.99% (4.36%*)
-
3.99% (4.36%*)
-
n/a
-
3.99% (4.37%*)
-
n/a
-
n/a
-
3.98% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$375.00 yearly
-
$350.00
Other financial bits
-
$150,000
-
none
-
none
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to $500 per month
-
no
-
no
-
none
-
no
-
no
-
none
-
Annual package fee is waived in the first year.
-
Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 31 March 2020 and settle by 30 June 2020.
Details
Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
3.19% (3.92%*)
-
3.19% (3.89%*)
-
n/a
-
n/a
-
n/a
-
n/a
-
3.59% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$375.00 yearly
-
$350.00
Other financial bits
-
$150,000
-
none
-
none
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to $500 per month
-
no
-
no
-
none
-
no
-
no
-
none
-
Annual package fee is waived in the first year.
-
Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 31 March 2020 and settle by 30 June 2020.
Details
Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
n/a
-
3.39% (3.95%*)
-
3.39% (3.93%*)
-
n/a
-
n/a
-
n/a
-
n/a
-
3.59% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$375.00 yearly
-
$350.00
Other financial bits
-
$150,000
-
none
-
none
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to $500 per month
-
no
-
no
-
none
-
no
-
no
-
none
-
Annual package fee is waived in the first year.
-
Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 31 March 2020 and settle by 30 June 2020.
Details
Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.99% (5.23%*)
-
3.49% (5.05%*)
-
3.49% (4.93%*)
-
n/a
-
3.29% (4.64%*)
-
n/a
-
n/a
-
4.45% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$375.00 yearly
-
$350.00
Other financial bits
-
$150,000
-
none
-
none
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to $500 per month
-
no
-
no
-
none
-
no
-
no
-
none
-
Annual package fee is waived in the first year.
-
Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 31 March 2020 and settle by 30 June 2020.
Details
Rates and fees information correct as at 24 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.Rates
-
n/a
-
n/a
-
n/a
-
n/a
-
3.99% (4.78%*)
-
3.69% (4.68%*)
-
3.69% (4.97%*)
-
n/a
-
3.49% (4.71%*)
-
n/a
-
n/a
-
4.45% p.a.
Fees
-
$0.00
-
$0.00
-
$0.00
-
$0.00
-
n/a
-
$375.00 yearly
-
$350.00
Other financial bits
-
$150,000
-
none
-
none
-
90.00%
Features
-
Weekly, Fortnightly, Monthly
-
yes - free up to $500 per month
-
no
-
no
-
none
-
no
-
no
-
none
-
Annual package fee is waived in the first year.
-
Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 31 March 2020 and settle by 30 June 2020.
Customer Reviews
How are Suncorp home loans rated by the Mozo community?
Latest reviews of Suncorp Fixed Home Loan (Home Package Plus)
-
Very good product.
I live in a rural town, and it's sad to see branch close as it was good to have face-to-face service.
Read full reviewI live in a rural town, and it's sad to see branch close as it was good to have face-to-face service.
Price8/10Features9/10Customer service10/10Convenience7/10LessTrust10/10 -
Great
I'm happy at the moment .
Read full reviewI'm happy at the moment .
Price9/10Features8/10Customer service9/10Convenience9/10LessTrust9/10 -
Highly recommend Suncorp
Suncorp Bank, have been amazing. They were so helpful with the home loan process especially considering I was a first home buyer.
Read full reviewSuncorp Bank, have been amazing. They were so helpful with the home loan process especially considering I was a first home buyer.
Price10/10Features10/10Customer service10/10Convenience10/10LessTrust10/10 -
Suncorp could use work.
Suncorp bank is a bank that is fairly debatable, it has poor customer service because it is very hard to contact them physically and online.
Read full reviewSuncorp bank is a bank that is fairly debatable, it has poor customer service because it is very hard to contact them physically and online.
Price8/10Features5/10Customer service4/10Convenience3/10LessTrust9/10 -
Great staff & good competitive products.
Branch in local shopping centre & staff are extremely helpful & very knowledgable. No matter who serves you they deal with pretty much all queries or processes.
Read full reviewBranch in local shopping centre & staff are extremely helpful & very knowledgable. No matter who serves you they deal with pretty much all queries or processes.
Price8/10Features9/10Customer service7/10Convenience10/10LessTrust9/10
About Suncorp
From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.
Promoted
Bank of Queensland
Fixed Rate
2.79% p.a.
fixed 3 years
3.67% p.a.
$450
Promoted
IMB Bank
Budget Home Loan
3.03% p.a. variable
3.09% p.a.
$773
Promoted
Newcastle Permanent
Real Deal Home Loan
3.19% p.a. variable
3.23% p.a.
$0
Promoted
Newcastle Permanent
Real Deal Home Loan
3.19% p.a.
3.23% p.a.
$0
Promoted
Bank of Queensland
Fixed Rate
2.79% p.a.
fixed 3 years
3.67% p.a.
$450
Promoted
loans.com.au
Fixed Home Loan
2.99% p.a.
fixed 3 years
3.27% p.a.
$520
Promoted
Tic:Toc
Fixed Home Loan
2.84% p.a.
fixed 3 years
2.92% p.a.
$0
Promoted
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.89% p.a.
fixed 3 years
3.96% p.a.
$0
Promoted
loans.com.au
Fixed Home Loan
3.79% p.a.
fixed 3 years
3.47% p.a.
$520
Promoted
Bank of Queensland
Fixed Rate
2.79% p.a.
fixed 3 years
3.67% p.a.
$450
