The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 80% | $150,000 | |
| | Owner Occupier | Principal & Interest | 80%-90% | $150,000 | |
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | |
| | Owner Occupier | Interest Only | < 90% | $150,000 | |
| | Investor | Principal & Interest | < 80% | $150,000 | |
| | Investor | Principal & Interest | 80%-90% | $150,000 | |
| | Investor | Interest Only | < 80% | $150,000 | |
| | Investor | Interest Only | 80%-90% | $150,000 | |
| | Investor | Interest Only | < 90% | $150,000 | |
| | Investor | Principal & Interest | < 90% | $150,000 |
Owner Occupier (Principal & Interest)
LVR < 80%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR 80%-90%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $150,000
Investor (Principal & Interest)
LVR < 80%
Loan: $150,000
Investor (Principal & Interest)
LVR 80%-90%
Loan: $150,000
Investor (Interest Only)
LVR < 80%
Loan: $150,000
Investor (Interest Only)
LVR 80%-90%
Loan: $150,000
Investor (Interest Only)
LVR < 90%
Loan: $150,000
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000
Suncorp’s Fixed Home Loan (Home Package Plus) could be the answer for home buyers who are looking for a competitive low rate home loan with the ability to receive discounted rates and savings through bundling an Everyday Option Bank Account with their loan. With a competitive low rates starting from 1.89% (2.85% comparison rate*) 2 years fixed for owner occupiers. To help you in you first year, Suncorp will waive the annual package fee as well as offer no application or other upfront fees.
A Fixed Home Loan (Home Package Plus) with Suncorp has a range of options with principal and interest, and interest only repayments for owner occupiers and investors. For owner occupiers with a LVR of 80% or less, you can receive a low fixed rate of 1.89% (2.85% comparison rate*) for a 2 year loan. For investors, they offer a low 3 year fixed rate of 2.28% (3.15% comparison rate*).
This loan is designed to help home buyers get on their way, so Suncorp offers no application, legal, valuation or other upfront fees. Additionally, for owner occupiers and investors they will waive the annual package fee in the first year of the loan. After this initial period, borrowers are required to pay a $375 annual service fee and a $350 discharge fee once the loan is fully paid out.
With the ability to fix your rate for a term of 1 to 5 years, you can get repayment and rate certainty as you pay back your loan. If you want to pay off your loan faster, you are also able to make free extra repayments of up to $500 a month.
And because this is the Home Package Plus option, you will be able to package your loan with a Suncorp Everyday Options Bank Account. The benefit of this option is that you gain access to interest rate discounts, you save on fees - like monthly account keeping fees or loan establishment fees - and on other products offered by Suncorp. It may be worth considering if you are looking to save on fees in more areas than one.
The Suncorp Fixed Rate Home Loan (Home Package Plus) could be ideal for someone looking to save on interest and fees through bundling an Everyday Options Bank Account with their home loan. There are considerable bonuses to this loan like the discounted 3 Year rate as well as the lack of an application or annual service fee in your first year.
While you may not pay the annual service fee in your first year, be mindful that you are required to pay a fee of $375 every year following. Similarly you are required to pay a $350 discharge fee on this loan.
n/a
n/a
n/a
n/a
2.04% (2.92%*)
1.89% (2.85%*)
1.99% (2.83%*)
n/a
2.49% (2.94%*)
n/a
n/a
2.54% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
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n/a
n/a
n/a
2.04% (3.04%*)
2.09% (2.99%*)
2.09% (2.93%*)
n/a
2.49% (2.99%*)
n/a
n/a
2.69% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.34% (3.99%*)
2.19% (3.86%*)
2.29% (3.76%*)
n/a
2.79% (3.75%*)
n/a
n/a
3.73% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
3.19% (4.07%*)
2.74% (3.94%*)
2.74% (3.87%*)
n/a
3.74% (4.12%*)
n/a
n/a
3.73% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.34% (3.26%*)
2.28% (3.20%*)
2.28% (3.15%*)
n/a
2.63% (3.20%*)
n/a
n/a
2.89% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.34% (3.43%*)
2.48% (3.39%*)
2.48% (3.34%*)
n/a
2.63% (3.31%*)
n/a
n/a
3.09% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.54% (3.27%*)
2.49% (3.23%*)
2.49% (3.20%*)
n/a
2.88% (3.29%*)
n/a
n/a
2.89% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
80.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.54% (3.44%*)
2.69% (3.42%*)
2.69% (3.39%*)
n/a
2.88% (3.41%*)
n/a
n/a
3.09% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
80.00%
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.84% (4.45%*)
2.79% (4.32%*)
2.79% (4.21%*)
n/a
3.18% (4.17%*)
n/a
n/a
4.20% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
n/a
n/a
n/a
n/a
2.64% (4.43%*)
2.58% (4.29%*)
2.58% (4.17%*)
n/a
2.93% (4.07%*)
n/a
n/a
4.20% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
none
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I have realised that my stamp duty exemption may not have been applied despite requesting for a first home owner's grant with Suncorp. Wanting to get clarification, the online secure message takes days to receive a reply and it takes hours to get a call back. Even with the call back, I was on hold for a further 30 mins with no one attending to me and giving up. I even took the initiative to call the local branch TWICE and they promised to call me back which they didn't. Visited the branch as well and they said they would need to contact the home loan department and contact me to which they haven't. This is so disappointing and would never recommend.
Read full reviewI have realised that my stamp duty exemption may not have been applied despite requesting for a first home owner's grant with Suncorp. Wanting to get clarification, the online secure message takes days to receive a reply and it takes hours to get a call back. Even with the call back, I was on hold for a further 30 mins with no one attending to me and giving up. I even took the initiative to call the local branch TWICE and they promised to call me back which they didn't. Visited the branch as well and they said they would need to contact the home loan department and contact me to which they haven't. This is so disappointing and would never recommend.
N/A
Read full reviewNever defaulted on a loan or credit card payment yet they stuffed us around for 2 months over a $25,000 loan application.
Read full reviewNever defaulted on a loan or credit card payment yet they stuffed us around for 2 months over a $25,000 loan application.
I live in a rural town, and it's sad to see branch close as it was good to have face-to-face service.
Read full reviewI live in a rural town, and it's sad to see branch close as it was good to have face-to-face service.
I'm happy at the moment .
Read full reviewI'm happy at the moment .
From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.
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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
