This product is available in different versions. Pick the right version for you here.
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
Choose the version of this loan that suits you best
Availability | Loan type | LVR | Min loan amount | Max loan amount | |
---|---|---|---|---|---|
| Owner Occupier | Principal & Interest | < 90% | $150,000 | |
| Owner Occupier | Principal & Interest | < 95% | $150,000 | |
| Owner Occupier | Interest Only | < 90% | $150,000 | |
| Investor | Principal & Interest | < 90% | $150,000 | |
| Investor | Interest Only | < 90% | $150,000 | |
| Investor | Principal & Interest | < 90% | $150,000 | |
| Investor | Interest Only | < 90% | $150,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $150,000
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $150,000
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000
Investor (Interest Only)
LVR < 90%
Loan: $150,000
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000
Investor (Interest Only)
LVR < 90%
Loan: $150,000
2.89% p.a.
3.59% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
2.89% p.a.
3.59% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
2.89% p.a.
3.59% p.a.
$375.00 yearly
3.19% p.a.
4.24% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.19% p.a.
4.24% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.19% p.a.
4.24% p.a.
$375.00 yearly
3.99% p.a.
4.44% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.99% p.a.
4.44% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.99% p.a.
4.44% p.a.
$375.00 yearly
3.19% p.a.
3.89% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.19% p.a.
3.89% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.19% p.a.
3.89% p.a.
$375.00 yearly
3.39% p.a.
3.93% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.39% p.a.
3.93% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.39% p.a.
3.93% p.a.
$375.00 yearly
3.49% p.a.
4.93% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.49% p.a.
4.93% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.49% p.a.
4.93% p.a.
$375.00 yearly
3.69% p.a.
4.97% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.69% p.a.
4.97% p.a.
$375.00 yearly
Suncorp Fixed Home Loan (Home Package Plus)
3.69% p.a.
4.97% p.a.
$375.00 yearly
Last updated: 4 December 2019.
2.89% 2 year fixed rate (3.63% comparison rate*)
2019 Mozo Experts Choice Award
Free extra repayments up to $500 each month
Annual package fee waived in the first year
Ongoing $375 annual service fee
Suncorp’s Fixed Home Loan (Home Package Plus) could be the answer for home buyers who are looking for a competitive low rate home loan with the ability to receive discounted rates and savings through bundling an Everyday Option Bank Account with their loan. With a competitive low rates starting from 2.89% (3.63% comparison rate*) 2 years fixed for owner occupiers. To help you in you first year, Suncorp will waive the annual package fee as well as offer no application or other upfront fees.
It even impressed our expert judges enough to take out a 2019 Mozo Experts Choice Award for best Fixed Rate Home Loan.
A Fixed Home Loan (Home Package Plus) with Suncorp has a range of options with principal and interest, and interest only repayments for owner occupiers and investors. For owner occupiers you can receive a low fixed rate of 2.99% (3.63% comparison rate*) for a 2 year loan, and for investors they offer a low 3 year fixed rate of 3.19% (3.89% comparison rate*).
This loan is designed to help home buyers get on their way, so Suncorp offers no application, legal, valuation or other upfront fees. Additionally, for owner occupiers and investors they will waive the annual package fee in the first year of the loan. After this initial period, borrowers are required to pay a $375 annual service fee and a $350 discharge fee once the loan is fully paid out.
With the ability to fix your rate for a term of 1 to 5 years, you can get repayment and rate certainty as you pay back your loan. If you want to pay off your loan faster, you are also able to make free extra repayments of up to $500 a month.
It’s important to note that if you are a first home buyer, Suncorp may refund the annual service fee with a 5 Year Fixed Rate Loan with minimum new home lending in the Home Package Plus of $150,000 - this could save you $11,250 over a 30 year loan.
And because this is the Home Package Plus option, you will be able to package your loan with a Suncorp Everyday Options Bank Account. The benefit of this option is that you gain access to interest rate discounts, you save on fees - like monthly account keeping fees or loan establishment fees - and on other products offered by Suncorp. It may be worth considering if you are looking to save on fees in more areas than one.
The Suncorp Fixed Rate Home Loan (Home Package Plus) could be ideal for someone looking to save on interest and fees through bundling an Everyday Options Bank Account with their home loan. There are considerable bonuses to this loan like the discounted 3 Year rate as well as the lack of an application or annual service fee in your first year.
While you may not pay the annual service fee in your first year, be mindful that you are required to pay a fee of $375 every year following. Similarly you are required to pay a $350 discharge fee on this loan.
n/a
n/a
n/a
n/a
n/a
2.89% (3.63%*)
2.89% (3.59%*)
n/a
n/a
n/a
n/a
3.29% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 13 December 2019 and settle by 5 March 2020.
n/a
n/a
n/a
n/a
3.49% (4.40%*)
3.19% (4.31%*)
3.19% (4.24%*)
n/a
2.99% (4.03%*)
n/a
n/a
4.08% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
95.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 13 December 2019 and settle by 5 March 2020.
n/a
n/a
n/a
n/a
3.99% (4.45%*)
3.99% (4.44%*)
3.99% (4.44%*)
n/a
3.99% (4.42%*)
n/a
n/a
4.08% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 13 December 2019 and settle by 5 March 2020.
n/a
n/a
n/a
n/a
n/a
3.19% (3.92%*)
3.19% (3.89%*)
n/a
n/a
n/a
n/a
3.59% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 13 December 2019 and settle by 5 March 2020.
n/a
n/a
n/a
n/a
n/a
3.39% (3.95%*)
3.39% (3.93%*)
n/a
n/a
n/a
n/a
3.59% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 13 December 2019 and settle by 5 March 2020.
n/a
n/a
n/a
n/a
3.99% (5.23%*)
3.49% (5.05%*)
3.49% (4.93%*)
n/a
3.29% (4.64%*)
n/a
n/a
4.95% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 13 December 2019 and settle by 5 March 2020.
n/a
n/a
n/a
n/a
3.99% (5.22%*)
3.69% (5.08%*)
3.69% (4.97%*)
n/a
3.49% (4.71%*)
n/a
n/a
4.95% p.a.
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
90.00%
Weekly, Fortnightly, Monthly
yes - free up to $500 per month
no
no
none
no
no
none
Annual package fee is waived in the first year.
Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 13 December 2019 and settle by 5 March 2020.
I'm happy at the moment .
Read full review
I'm happy at the moment .
Less
Janet | Queensland
reviewed over 3 years ago
Suncorp Bank, have been amazing. They were so helpful with the home loan process especially...
Read full review
Suncorp Bank, have been amazing. They were so helpful with the home loan process especially considering I was a first home buyer.
Less
Claire | Queensland
reviewed over 3 years ago
Suncorp bank is a bank that is fairly debatable, it has poor customer service because it is very...
Read full review
Suncorp bank is a bank that is fairly debatable, it has poor customer service because it is very hard to contact them physically and online.
Less
Amala | New South Wales
reviewed about 4 years ago
Branch in local shopping centre & staff are extremely helpful & very knowledgable. No matter who...
Read full review
Branch in local shopping centre & staff are extremely helpful & very knowledgable. No matter who serves you they deal with pretty much all queries or processes.
Less
Tony | New South Wales
reviewed about 4 years ago
Suncorp are the worst, most unreliable bank on the face of the earth. They have turned the...
Read full review
Suncorp are the worst, most unreliable bank on the face of the earth. They have turned the experience of building my first home into a nightmare. I will never, ever take out another home loan with them, ever! Do yourself a favor and go with another bank, it's not worth the stress.
Less
Elise | Queensland
reviewed over 4 years ago
From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.
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