Suncorp Standard Variable Home Loan Special Offer (Home Package Plus)

This product is available in different versions. Pick the right version for you here.

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 80%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Owner Occupier (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000

  • Owner Occupier (Interest Only)

    LVR 80%-90%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR < 80%

    Loan: $150,000

  • Investor (Principal & Interest)

    LVR 80%-90%

    Loan: $150,000

  • Investor (Interest Only)

    LVR 80%-90%

    Loan: $150,000

  • Investor (Interest Only)

    LVR < 80%

    Loan: $150,000

3.09% p.a.

3.50% p.a.

$375.00 yearly

Suncorp Standard Variable Home Loan Special Offer (Home Package Plus)

3.09% p.a.

3.50% p.a.

$375.00 yearly

3.29% p.a.

3.70% p.a.

$375.00 yearly

Suncorp Standard Variable Home Loan Special Offer (Home Package Plus)

3.29% p.a.

3.70% p.a.

$375.00 yearly

3.29% p.a.

3.65% p.a.

$375.00 yearly

Suncorp Standard Variable Home Loan Special Offer (Home Package Plus)

3.29% p.a.

3.65% p.a.

$375.00 yearly

3.39% p.a.

3.79% p.a.

$375.00 yearly

Suncorp Standard Variable Home Loan Special Offer (Home Package Plus)

3.39% p.a.

3.79% p.a.

$375.00 yearly

3.59% p.a.

3.99% p.a.

$375.00 yearly

Suncorp Standard Variable Home Loan Special Offer (Home Package Plus)

3.59% p.a.

3.99% p.a.

$375.00 yearly

3.79% p.a.

4.02% p.a.

$375.00 yearly

Suncorp Standard Variable Home Loan Special Offer (Home Package Plus)

3.79% p.a.

4.02% p.a.

$375.00 yearly

3.59% p.a.

3.83% p.a.

$375.00 yearly

Suncorp Standard Variable Home Loan Special Offer (Home Package Plus)

3.59% p.a.

3.83% p.a.

$375.00 yearly

Mozo Review   Suncorp Standard Variable Home Loan Special Offer (Home Package Plus) Review

Last updated: 4 December 2019.

What's hot:
  • Free extra repayments and redraw facility available (conditions apply)

  • Receive $2,00 when refinancing an existing loan <90% LVR

  • 3.29% p.a. variable rate (3.70% p.a. comparison rate*)

What's not:
  • $350 discharge fee

  • $375 yearly fee

Mozo snapshot:

The Suncorp Standard Variable Home Loan Special Offer (Home Package Plus) is one of those great home loans that offers both value and flexibility. It’s full of handy features, and best of all, offers some seriously competitive rates. Variable rates for owner occupiers start at 3.29% p.a. (3.70% p.a. comparison rate*), while investors can enjoy rates as low as 3.59% p.a. (3.99% p.a. comparison rate*).

Key features:

With the Suncorp Standard Variable Home Loan Special Offer (Home Package Plus), owner occupiers borrowing at least $150,000 (LVR up to 90%) will be able to take advantage of a competitive 3.29% p.a. variable rate (3.70% p.a. comparison rate*). Investors will also find they’re well accommodated for. If you’re taking out an investment loan of at least $150,000 (LVR >90%, P&I), you’ll be looking at variable rates in the range of 3.59% p.a. (3.99% p.a. comparison rate*).

Complementing those rates are a whole host of useful features. For example, you’ll be able to pay down your loan on either a weekly, fortnightly or monthly basis, chip in extra without facing any charges, and access a redraw facility if you decide you need some of those extra contributions back. Just keep in mind that the redraw facility comes with a few conditions: only the first redraw of the month is free and you’ll have to withdraw a minimum of $1,000

Rounding out the list is one more perk which refinancers will definitely appreciate. If you’re switching from an existing loan of $250,000 or more with a LVR of less than 90%, Suncorp will give you $2,000 cashback. Just remember this is only available if you apply by 13 December 2019 and settle by 5 March 2020.

Who it's good for:

This one would suit both first home buyers, who would benefit from the 90% LVR, and refinancers, who could receive $1,500 when switching from a home loan of $250,000 or more.

Any catches?

The Suncorp Standard Variable Home Loan Special Offer (Home Package Plus) comes with a few fees, namely the $375 yearly fee and the $350 discharge fee, which you’ll have to worry about once the loan ends.

Details

Rates and fees information correct as at 19 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.09% p.a.

  • n/a

  • n/a

  • n/a

  • 3.50% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • first redraw per month free

  • $1,000.00

  • yes

  • yes

  • none

  • Annual package fee is waived in the first year.

  • Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 31 March 2020 and settle by 30 June 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.29% p.a.

  • n/a

  • n/a

  • n/a

  • 3.70% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • first redraw per month free

  • $1,000.00

  • yes

  • yes

  • none

  • Annual package fee is waived in the first year.

  • Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 31 March 2020 and settle by 30 June 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.29% p.a.

  • n/a

  • n/a

  • n/a

  • 3.65% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 80.00%

  • 90.00%

Features
  • Owner Occupier

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • first redraw per month free

  • $1,000.00

  • yes

  • yes

  • none

  • Annual package fee is waived in the first year.

  • Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 31 March 2020 and settle by 30 June 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.39% p.a.

  • n/a

  • n/a

  • n/a

  • 3.79% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • first redraw per month free

  • $1,000.00

  • yes

  • yes

  • none

  • Annual package fee is waived in the first year.

  • Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 31 March 2020 and settle by 30 June 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.59% p.a.

  • n/a

  • n/a

  • n/a

  • 3.99% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 80.00%

  • 90.00%

Features
  • Investor

  • Principal & Interest

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • first redraw per month free

  • $1,000.00

  • yes

  • yes

  • none

  • Annual package fee is waived in the first year.

  • Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 31 March 2020 and settle by 30 June 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.79% p.a.

  • n/a

  • n/a

  • n/a

  • 4.02% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • 80.00%

  • 90.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • first redraw per month free

  • $1,000.00

  • yes

  • yes

  • none

  • Annual package fee is waived in the first year.

  • Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 31 March 2020 and settle by 30 June 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 19 February 2020. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.59% p.a.

  • n/a

  • n/a

  • n/a

  • 3.83% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $0.00

  • $0.00

  • $0.00

  • $0.00

  • n/a

  • $375.00 yearly

  • $350.00

Other financial bits
  • $150,000

  • none

  • none

  • 80.00%

Features
  • Investor

  • Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • first redraw per month free

  • $1,000.00

  • yes

  • yes

  • none

  • Annual package fee is waived in the first year.

  • Receive $2,000 when you refinance an existing loan of $250,000 or more with an LVR of <90%. Apply by 31 March 2020 and settle by 30 June 2020.

*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Suncorp home loans rated by the Mozo community?

Overall customer rating
7.3/10
Price
7.0/10
Features
6.7/10
Customer service
7.4/10
Convenience
7.1/10
Trust
7.1/10

Latest reviews of Suncorp Standard Variable Home Loan Special Offer (Home Package Plus)

  • Overall 7/10
    Great service

    Happy with our bank, great service.

    Read full review

    Happy with our bank, great service.

    Price
    7/10
    Features
    7/10
    Customer service
    7/10
    Convenience
    7/10
    Trust
    7/10
    Less
    Stephen, Queensland reviewed about 2 years ago
  • Overall 10/10
    Great banking experience

    All in one account with savings on fees. Great customer service too.

    Read full review

    All in one account with savings on fees. Great customer service too.

    Price
    10/10
    Features
    10/10
    Customer service
    10/10
    Convenience
    9/10
    Trust
    10/10
    Less
    Casey, Western Australia reviewed over 3 years ago
  • Overall 9/10
    The customer still counts!!!

    Always very helpful when assisting with any problems.

    Read full review

    Always very helpful when assisting with any problems.

    Price
    8/10
    Features
    8/10
    Customer service
    10/10
    Convenience
    7/10
    Trust
    9/10
    Less
    Kristy, Queensland reviewed over 3 years ago
  • Overall 7/10
    Real person when calling customer service.

    They have always been helpful when calling, you always get a real person on the phone.

    Read full review

    They have always been helpful when calling, you always get a real person on the phone.

    Price
    6/10
    Features
    5/10
    Customer service
    7/10
    Convenience
    5/10
    Trust
    8/10
    Less
    Ben, Queensland reviewed about 4 years ago
  • Overall 3/10
    Rates are good but beware bad service.

    Have had ongoing customer service issues including failure to send important documents and a real miss-sell on credit card packaging that cost is a couple of hundred dollars in interest payments.

    Read full review

    Have had ongoing customer service issues including failure to send important documents and a real miss-sell on credit card packaging that cost is a couple of hundred dollars in interest payments.

    Price
    8/10
    Features
    5/10
    Customer service
    0/10
    Convenience
    2/10
    Trust
    0/10
    Less
    Mandi, Victoria reviewed about 4 years ago
Suncorp

About Suncorp

From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.

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*WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.