The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | |
| | Owner Occupier | Interest Only | < 90% | $150,000 | |
| | Investor | Principal & Interest | < 90% | $150,000 | |
| | Investor | Interest Only | < 90% | $150,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $150,000
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000
Investor (Interest Only)
LVR < 90%
Loan: $150,000
| 3.73% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.13% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $375.00 yearly | |
| $350.00 |
| $150,000 | |
| none | |
| none | |
| 95.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| none | |
| yes | |
| yes | |
| none | |
| Home Package Plus annual fee reimbursed for the life of the loan. Special Offer available to eligible new home loan packages with a minimum loan amount of $150,000. | |
| $3,000 solar cashback (homes with solar, $500k+, <90% LVR approved before 29 April 2022) or $3,000 cashback refinance existing loan, $750k+ <90% LVR and approved before 29 April 2022. Cannot be combined. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.90% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.15% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $375.00 yearly | |
| $350.00 |
| $150,000 | |
| none | |
| none | |
| 90.00% |
| Owner Occupier | |
| Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| none | |
| yes | |
| yes | |
| none | |
| Home Package Plus annual fee reimbursed for the life of the loan. Special Offer available to eligible new home loan packages with a minimum loan amount of $150,000. | |
| $3,000 solar cashback (homes with solar, $500k+, <90% LVR approved before 29 April 2022) or $3,000 cashback refinance existing loan, $750k+ <90% LVR and approved before 29 April 2022. Cannot be combined. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 4.20% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.59% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $375.00 yearly | |
| $350.00 |
| $150,000 | |
| none | |
| none | |
| 90.00% |
| Investor | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| none | |
| yes | |
| yes | |
| none | |
| Home Package Plus annual fee reimbursed for the life of the loan. Special Offer available to eligible new home loan packages with a minimum loan amount of $150,000. | |
| $3,000 solar cashback (homes with solar, $500k+, <90% LVR approved before 29 April 2022) or $3,000 cashback refinance existing loan, $750k+ <90% LVR and approved before 29 April 2022. Cannot be combined. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 4.62% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 4.72% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| $0.00 | |
| n/a | |
| $375.00 yearly | |
| $350.00 |
| $150,000 | |
| none | |
| none | |
| 90.00% |
| Investor | |
| Interest Only | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| no | |
| yes - free | |
| none | |
| yes | |
| yes | |
| none | |
| Home Package Plus annual fee reimbursed for the life of the loan. Special Offer available to eligible new home loan packages with a minimum loan amount of $150,000. | |
| $3,000 solar cashback (homes with solar, $500k+, <90% LVR approved before 29 April 2022) or $3,000 cashback refinance existing loan, $750k+ <90% LVR and approved before 29 April 2022. Cannot be combined. |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
The Suncorp customer service has really gone bad in the last year. Long waiting times then the call centre puts you on hold again for another long wait. Staff have given me the wrong information that has cost me money. I call three times and get three different answers to the same questions. Previously I would call the local branch manager and she would always get me a better deal. She would also fix problems in a matter of minutes. Suncorp closed my local branch and now I have to contend with long waits and wrong information. I’m writing this while on hold again. I’m looking forward to changing banks.
Read full reviewThe Suncorp customer service has really gone bad in the last year. Long waiting times then the call centre puts you on hold again for another long wait. Staff have given me the wrong information that has cost me money. I call three times and get three different answers to the same questions. Previously I would call the local branch manager and she would always get me a better deal. She would also fix problems in a matter of minutes. Suncorp closed my local branch and now I have to contend with long waits and wrong information. I’m writing this while on hold again. I’m looking forward to changing banks.
Need to be proactive about asking for reduced interest rates.
Read full reviewNeed to be proactive about asking for reduced interest rates.
Suncorp online banking is ok, face to face is virtually non existent in WA.
Read full reviewSuncorp online banking is ok, face to face is virtually non existent in WA.
This is a good package. It comes with no fees and offers great flexibility.
Read full reviewThis is a good package. It comes with no fees and offers great flexibility.
I've always been able to negotiate with them and they have always matched any other quotes we have got.
Read full reviewI've always been able to negotiate with them and they have always matched any other quotes we have got.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.34% p.a.
fixed 3 years
3.61% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.34% p.a.
fixed 3 years
3.61% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.34% p.a.
fixed 3 years
3.61% p.a.
Bank of Queensland
Fixed Rate
2.79% p.a.
fixed 3 years
3.18% p.a.
Qudos Bank
Fixed Rate Home Loan
2.49% p.a.
fixed 3 years
2.49% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
