The details shown below are for an owner occupier taking out a principal & interest loan of at least $150,000 with an LVR below 95%
The details shown below are for an owner occupier taking out a interest only loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan of at least $150,000 with an LVR below 90%
The details shown below are for an investor taking out a interest only loan of at least $150,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 95% | $150,000 | |
| | Owner Occupier | Interest Only | < 90% | $150,000 | |
| | Investor | Principal & Interest | < 90% | $150,000 | |
| | Investor | Interest Only | < 90% | $150,000 |
Owner Occupier (Principal & Interest)
LVR < 95%
Loan: $150,000
Owner Occupier (Interest Only)
LVR < 90%
Loan: $150,000
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000
Investor (Interest Only)
LVR < 90%
Loan: $150,000
3.73% p.a.
n/a
n/a
n/a
4.12% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
95.00%
Owner Occupier
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
first redraw per month free
$1,000.00
yes
yes
none
Annual package fee is waived in the first year.
Refinance from another lender to receive a $2,000 cash bonus for loans of at least $250,000 or $3,000 bonus for loans over $750,000. Available for loans with an LVR <90% and applications made by 10 July 2020 and settled by 10 November 2020.
3.90% p.a.
n/a
n/a
n/a
4.15% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
90.00%
Owner Occupier
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
first redraw per month free
$1,000.00
yes
yes
none
Annual package fee is waived in the first year.
Refinance from another lender to receive a $2,000 cash bonus for loans of at least $250,000 or $3,000 bonus for loans over $750,000. Available for loans with an LVR <90% and applications made by 10 July 2020 and settled by 10 November 2020.
4.20% p.a.
n/a
n/a
n/a
4.58% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
90.00%
Investor
Principal & Interest
Weekly, Fortnightly, Monthly
yes - free
no
first redraw per month free
$1,000.00
yes
yes
none
Annual package fee is waived in the first year.
Refinance from another lender to receive a $2,000 cash bonus for loans of at least $250,000 or $3,000 bonus for loans over $750,000. Available for loans with an LVR <90% and applications made by 10 July 2020 and settled by 10 November 2020.
4.62% p.a.
n/a
n/a
n/a
4.72% p.a.
n/a
n/a
n/a
n/a
n/a
n/a
n/a
n/a
$0.00
$0.00
$0.00
$0.00
n/a
$375.00 yearly
$350.00
$150,000
none
none
90.00%
Investor
Interest Only
Weekly, Fortnightly, Monthly
yes - free
no
first redraw per month free
$1,000.00
yes
yes
none
Annual package fee is waived in the first year.
none
Need to be proactive about asking for reduced interest rates.
Read full reviewNeed to be proactive about asking for reduced interest rates.
Suncorp online banking is ok, face to face is virtually non existent in WA.
Read full reviewSuncorp online banking is ok, face to face is virtually non existent in WA.
This is a good package. It comes with no fees and offers great flexibility.
Read full reviewThis is a good package. It comes with no fees and offers great flexibility.
I've always been able to negotiate with them and they have always matched any other quotes we have got.
Read full reviewI've always been able to negotiate with them and they have always matched any other quotes we have got.
Suncorp have been very easy to deal with and provide a high level of service.
Read full reviewSuncorp have been very easy to deal with and provide a high level of service.
From small beginnings as a Queensland agricultural bank, Suncorp has grown to become Australia's sixth largest bank. Today Suncorp provides term deposits, savings accounts, home loans, personal loans and other financial services to over 800,000 customers through 178 retail outlets, 680 ATMs, 46 Business Centres, online banking and 24-hour call centres. Suncorp's branches are spread mainly throughout Queensland, Victoria and New South Wales, but are expanding into other states.
Promoted
Suncorp
Fixed Home Loan (Home Package Plus)
p.a.
3.31% p.a.
$375.00 yearly
Promoted
Commonwealth Bank
Fixed Rate Home Loan (Wealth Package)
2.29% p.a.
fixed 3 years
3.87% p.a.
Promoted
Suncorp
Fixed Home Loan (Home Package Plus)
2.49% p.a.
fixed 3 years
3.31% p.a.
Promoted
People's Choice Credit Union
Basic Variable Home Loan
2.69% p.a. variable
2.69% p.a.
Promoted
Mortgage House
Switch and Save Special - Fixed Home Loan
2.19% p.a.
fixed 3 years
2.65% p.a.
Promoted
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.39% p.a.
fixed 3 years
3.66% p.a.
Promoted
Commonwealth Bank
Fixed Rate Home Loan (Wealth Package)
2.29% p.a.
fixed 3 years
3.87% p.a.
Promoted
Bank of Queensland
Economy
2.69% p.a. variable
2.86% p.a.
Promoted
Bank of Queensland
Economy
2.69% p.a.
2.86% p.a.
Promoted
Yard
Variable Home Loan Winter Special
2.39% p.a.
2.42% p.a.
Promoted
Suncorp
Fixed Home Loan (Home Package Plus)
2.49% p.a.
fixed 3 years
3.31% p.a.
Promoted
Commonwealth Bank
Fixed Rate Home Loan (Wealth Package)
2.29% p.a.
fixed 3 years
3.87% p.a.
Promoted
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.39% p.a.
fixed 3 years
3.66% p.a.
Promoted
People's Choice Credit Union
Fixed Rate Home Loan (Package)
2.29% p.a.
fixed 3 years
3.72% p.a.
Promoted
Mortgage House
Switch and Save Special - Fixed Home Loan
2.19% p.a.
fixed 3 years
2.65% p.a.
Promoted
Bank of Queensland
Fixed Rate
2.35% p.a.
fixed 3 years
3.44% p.a.
Promoted
People's Choice Credit Union
Basic Variable Home Loan
2.69% p.a.
2.69% p.a.
$0.00
Promoted
Yard
Variable Home Loan Winter Special
2.39% p.a.
2.42% p.a.
$0.00
Promoted
Bank of Queensland
Economy
2.69% p.a.
2.86% p.a.
$10.00 monthly