The details shown below are for an owner occupier taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 90%
The details shown below are for an investor taking out a principal & interest loan between $150,000 and $5,000,000 with an LVR below 90%
Choose the version of this loan that suits you best
| Availability | Loan type | LVR | Min loan amount | Max loan amount | |
|---|---|---|---|---|---|
| | Owner Occupier | Principal & Interest | < 90% | $150,000 | $5,000,000 |
| | Investor | Principal & Interest | < 90% | $150,000 | $5,000,000 |
Owner Occupier (Principal & Interest)
LVR < 90%
Loan: $150,000 $5,000,000
Investor (Principal & Interest)
LVR < 90%
Loan: $150,000 $5,000,000
| 2.34% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 2.38% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $600.00 | |
| n/a | |
| n/a | |
| $0.00 | |
| n/a | |
| $0.00 | |
| $75.00 |
| $150,000 | |
| $5,000,000 | |
| none | |
| 90.00% |
| Owner Occupier | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $0.00 | |
| no | |
| no | |
| Legal and Valuation fees payable at cost. | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
| 3.19% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| 3.23% p.a. | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a | |
| n/a |
| $600.00 | |
| n/a | |
| n/a | |
| $0.00 | |
| n/a | |
| $0.00 | |
| $75.00 |
| $150,000 | |
| $5,000,000 | |
| none | |
| 90.00% |
| Investor | |
| Principal & Interest | |
| Weekly, Fortnightly, Monthly | |
| yes - free | |
| yes | |
| yes - free | |
| $0.00 | |
| no | |
| no | |
| Legal and Valuation fees payable at cost. | |
| none | |
| none |
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
I have found Teachers Mutual Bank to have fantastic customer service. When looking at housing loans there are a lot of variables but they gave me clear, concise information so I clearly understood the terms & conditions. I've also found their rates to be very competitive which made it an easy decision for me. TMBank has such a reliable on-line service but I’ve also used their mobile service which means a bank representative comes to your house with all the paperwork ready to complete. Easy! No brokers only a bank employee which I found fabulous. I changed my loan to TMBank because of the service, ease of changing & their cheaper rate but to cap it all off, at the time there was a $1500. cash back so changing banks cost me nothing. In fact I came out with a profit! I chose the Classic Home Loan due to its flexibility of no penalties for paying extra or early finishing of the loan. I highly recommend TMBank.
Read full reviewI have found Teachers Mutual Bank to have fantastic customer service. When looking at housing loans there are a lot of variables but they gave me clear, concise information so I clearly understood the terms & conditions. I've also found their rates to be very competitive which made it an easy decision for me. TMBank has such a reliable on-line service but I’ve also used their mobile service which means a bank representative comes to your house with all the paperwork ready to complete. Easy! No brokers only a bank employee which I found fabulous. I changed my loan to TMBank because of the service, ease of changing & their cheaper rate but to cap it all off, at the time there was a $1500. cash back so changing banks cost me nothing. In fact I came out with a profit! I chose the Classic Home Loan due to its flexibility of no penalties for paying extra or early finishing of the loan. I highly recommend TMBank.
Very helpful. No monthly fees on loan.
Read full reviewVery helpful. No monthly fees on loan.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
Bank of Queensland
Fixed Rate
2.19% p.a.
fixed 3 years
3.03% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a. variable
2.21% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
Newcastle Permanent
Fixed Rate Home Loan (Premium Plus Package)
2.09% p.a.
fixed 3 years
3.58% p.a.
Bank of Queensland
Fixed Rate
2.19% p.a.
fixed 3 years
3.03% p.a.
loans.com.au
Smart Booster Home Loan
1.85% p.a.variable for 24 months and then 2.25% p.a.
2.21% p.a.
$0.00
WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.
