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Teachers Mutual Bank Fixed Option Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest loan of at least $25,000 with an LVR below 95%

The details shown below are for an owner occupier taking out a interest only loan of at least $25,000 with an LVR below 80%

The details shown below are for an investor taking out a principal & interest loan of at least $25,000 with an LVR below 90%

The details shown below are for an investor taking out a interest only loan of at least $25,000 with an LVR below 70%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest)

    LVR < 95%

    Loan: $25,000

  • Owner Occupier (Interest Only)

    LVR < 80%

    Loan: $25,000

  • Investor (Principal & Interest)

    LVR < 90%

    Loan: $25,000

  • Investor (Interest Only)

    LVR < 70%

    Loan: $25,000

Fixed 3 year rate
2.04% p.a.
Comparison Rate
3.81% p.a.
Service fee
$0.00
Upfront fee
$600
Fixed 3 year rate
2.24% p.a.
Comparison Rate
3.97% p.a.
Service fee
$0.00
Upfront fee
$600
Fixed 3 year rate
2.34% p.a.
Comparison Rate
3.88% p.a.
Service fee
$0.00
Upfront fee
$600
Fixed 3 year rate
2.54% p.a.
Comparison Rate
4.04% p.a.
Service fee
$0.00
Upfront fee
$600

Details

Rates and fees information correct as at 18 June 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.05% (4.19%*)

  • 2.05% (4.00%*)

  • 2.04% (3.81%*)

  • 2.14% (3.67%*)

  • 2.59% (3.69%*)

  • n/a

  • n/a

  • 4.37% p.a.

Fees
  • $600.00

  • n/a

  • n/a

  • $0.00

  • n/a

  • $0.00

  • $75.00

Other financial bits
  • $25,000

  • none

  • none

  • 95.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • no

  • none

  • yes

  • yes

  • Legal and Valuation fees payable at cost. Lenders Mortgage Insurance applies to loans with an LVR above 80%.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 June 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.35% (4.36%*)

  • 2.35% (4.17%*)

  • 2.24% (3.97%*)

  • 2.34% (3.83%*)

  • 2.79% (3.86%*)

  • n/a

  • n/a

  • 4.52% p.a.

Fees
  • $600.00

  • n/a

  • n/a

  • $0.00

  • n/a

  • $0.00

  • $75.00

Other financial bits
  • $25,000

  • none

  • none

  • 80.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • no

  • none

  • yes

  • yes

  • Legal and Valuation fees payable at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 June 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.35% (4.22%*)

  • 2.35% (4.05%*)

  • 2.34% (3.88%*)

  • 2.44% (3.77%*)

  • 2.89% (3.81%*)

  • n/a

  • n/a

  • 4.37% p.a.

Fees
  • $600.00

  • n/a

  • n/a

  • $0.00

  • n/a

  • $0.00

  • $75.00

Other financial bits
  • $25,000

  • none

  • none

  • 90.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • no

  • none

  • yes

  • yes

  • Legal and Valuation fees payable at cost. Lenders Mortgage Insurance applies to loans with an LVR above 80%.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 18 June 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • n/a

  • n/a

  • n/a

  • n/a

  • 2.55% (4.38%*)

  • 2.55% (4.20%*)

  • 2.54% (4.04%*)

  • 2.64% (3.93%*)

  • 3.09% (3.98%*)

  • n/a

  • n/a

  • 4.52% p.a.

Fees
  • $600.00

  • n/a

  • n/a

  • $0.00

  • n/a

  • $0.00

  • $75.00

Other financial bits
  • $25,000

  • none

  • none

  • 70.00%

Features
  • Weekly, Fortnightly, Monthly

  • no

  • no

  • no

  • none

  • yes

  • yes

  • Legal and Valuation fees payable at cost.

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are Teachers Mutual Bank home loans rated by the Mozo community?

Overall
8.5/10
Price
8.3/10
Features
7.9/10
Customer service
8.4/10
Convenience
7.6/10
Trust
8.6/10

Latest reviews of Teachers Mutual Bank Fixed Option Home Loan

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About Teachers Mutual Bank

Teachers Mutual Bank (formerly Teachers Credit Union) offers its members a competitive range of personal banking and insurance products. They "Put you first" by offering a range of Home Loans, Credit Cards and day to day bank and savings accounts. Teachers Mutual Bank is focussed on the education community and their families so to join the Teachers Mutual Bank bank you must be a teacher, lecturer or instructor at a school, TAFE or university or a student studying education.

See Teachers Mutual Bank home loans

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.