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The Mutual Bank Mutual Home Loan

Advertiser disclosure

The details shown below are for an owner occupier taking out a principal & interest, interest only loan between $50,000 and $750,000 with an LVR below 90%

The details shown below are for an investor taking out a principal & interest, interest only loan between $50,000 and $750,000 with an LVR below 90%

Choose the version of this loan that suits you best

  • Owner Occupier (Principal & Interest, Interest Only)

    LVR < 90%

    Loan: $50,000 $750,000

  • Investor (Principal & Interest, Interest Only)

    LVR < 90%

    Loan: $50,000 $750,000

Rate
3.78% p.a.
Comparison Rate
3.81% p.a.
Service fee
$0.00
Upfront fee
$450
Rate
4.18% p.a.
Comparison Rate
4.21% p.a.
Service fee
$0.00
Upfront fee
$450

Details

Rates and fees information correct as at 22 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 3.78% p.a.

  • n/a

  • n/a

  • n/a

  • 3.81% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • n/a

  • n/a

  • $150.00

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • $50,000

  • $750,000

  • none

  • 90.00%

Features
  • Owner Occupier

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $1,000.00

  • yes

  • yes

  • valuation and legal fees payable at cost

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Details

Rates and fees information correct as at 22 January 2021. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Rates
  • 4.18% p.a.

  • n/a

  • n/a

  • n/a

  • 4.21% p.a.

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

  • n/a

Fees
  • $300.00

  • n/a

  • n/a

  • $150.00

  • n/a

  • $0.00

  • $200.00

Other financial bits
  • $50,000

  • $750,000

  • none

  • 90.00%

Features
  • Investor

  • Principal & Interest, Interest Only

  • Weekly, Fortnightly, Monthly

  • yes - free

  • no

  • yes - free

  • $1,000.00

  • yes

  • yes

  • valuation and legal fees payable at cost

  • none

  • none

WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.

Customer Reviews

How are The Mutual Bank home loans rated by the Mozo community?

Overall
9.0/10
Price
8.0/10
Features
5.0/10
Customer service
10.0/10
Convenience
10.0/10
Trust
9.0/10
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About The Mutual Bank

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3.64% p.a.

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2.19% p.a.
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3.03% p.a.

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2.47% p.a.

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2.34% p.a.

2.34% p.a.

$0.00

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2.20% p.a.

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WARNING: This comparison rate applies only to the example or examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan. The comparison rate displayed is for a secured loan with monthly principal and interest repayments for $150,000 over 25 years.