QBE car insurance impresses in 2020 Mozo Experts Choice Awards

Nobody expects to get in an accident on the road, but even if you’re nothing but careful, there’s always a chance some unfortunate incident might occur. That’s why it’s important to have car insurance. But with so many car insurance companies in Australia offering varying levels of cover, it can be difficult to know where to start.

That’s where the Mozo Experts Choice Awards can help. Each year, our team of experts compare thousands of car insurance quotes, covering a diverse range of situations, to determine which policies consistently offer the lowest prices or best quality cover.

This year, our judges recognised QBE for the exceptional value its comprehensive car insurance policy provides. Of the 66 providers compared for this year’s awards, QBE was one of only 7 insurers to make it to the winner’s podium. 

About QBE

QBE has origins dating back to 1886, when it was known as the North Queensland Insurance Company. In the more than one hundred years since it’s undergone a number of big changes. It eventually adopted the QBE name in 1959 following what was one of Australia’s largest mergers at the time.

Nowadays, QBE is one of Australia’s largest insurance providers, with offices in major centres and regional areas across the country. It offers a wide range of insurance products, but it was its car and home insurance policies which have grabbed our attention over the years. We’ve included an overview of its winning policy below, but for more information, browse our methodology report.

QBE award-winning car insurance

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Important information on terms, conditions and sub-limits.
Important disclosures
QBE Comprehensive Car Insurance*
  • Hire car available
  • Replacement keys and recoding of locks
  • New car replacement (conditions apply)

With QBE comprehensive car insurance, you’ll receive cover for damage caused by collisions, theft, fire, storm and more. If you’re in an accident that isn’t your fault, QBE will provide you with a hire car so you won’t be without transportation. And if your brand new car is written off within the first three years, it will be replaced with a new one, so long as it hasn’t been driven more than 60,000 kms.

If your car needs to be driven following an accident, QBE will cover essential temporary repairs up to $500. And if your car can’t be salvaged in time, $1,000 is earmarked for temporary accommodation and transport to get you home. Your keys will also be replaced and locks recoded if they are stolen. And damage caused to another person’s vehicle or property is covered up to $30 million.


* Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

^See information about the Mozo Experts Choice Car Insurance Awards