Suncorp brand Bingle Go pilots new innovative car insurance
Owned by insurance giant Suncorp, online insurer Bingle Go has this week announced that it will be piloting an innovative new app-based insurance, for people who don’t just rely on their car to get around.
“Bingle Go is an evolution of a traditional comprehensive car insurance product with additional features and functionality that protects and rewards customers when they’re both travelling by car and by other modes of transport,” said Suncorp’s chief executive of insurance product and portfolio, Lisa Harrison.
How does Bingle Go work?
Designed with the modern city dweller in mind, the Bingle Go + car cover policy is unique in that it is app-based and works as a monthly subscription. Just like your Netflix or Stan, it renews automatically each month and you can cancel it at any time.
The policy includes both insurance for your car and cover for when you’re on the go, but not driving. The latter is called Go cover and provides:
- Up to $1,000 of personal valuables cover for when you’re commuting, not in your car
- Up to $5,000 excess cover when using a hire car or other car
- Liability cover for third-party property when commuting using a mobility device (e.g. a skateboard, bike or e-scooter)
It should be noted that Go cover only covers you for incidents that happen in Australia.
Bingle Go + car cover
The + car cover part of Bingle Go’s policy is comprehensive car insurance that provides protection for damage as a result of:
- driving accidents
- nature (e.g. storms, fire, flooding)
- theft/malicious damage
One thing to highlight is that Bingle Go’s comprehensive car insurance does not provide breakdown cover. So if you want breakdown cover or roadside assistance, then you will have to purchase it separately from another insurance provider.
Intrigued? Read through Bingle Go’s product disclosure statement for a full picture of what this car insurance does and does not cover.
Bingle Go’s innovative app
Co-designed with Suncorp’s insurtech partner Trōv, Bingle’s Go app uses innovative telematic technology to detect what mode of transport you are using and what distance you travel. All with the aim to determine whether you qualify for mobility bonus points.
These are points that you earn for using non-car transport, including public transport (buses, trains or ferries), cycling, walking or running, scooters, skateboards, roller skates and so forth.
For each non-car qualifying journey, you will earn one mobility point. You can earn a maximum of 60 mobility points each month, for which you will receive a 20% discount on your premium the following month.
Your discount each month will be determined by the number of points you earned in the previous one. So for instance, 30 points will get you a 10% discount and 15 points will get you a 5% discount off your next month’s base premium.
You can sign up for Bingle Go via the app, which can be downloaded via either Google Play or the App Store. After filling out all the relevant details you will be given a quote and if you decide to go ahead with Bingle Go, you’ll then make your first monthly payment.
Want to look at more cover options for your wheels? Head to Mozo’s compare car insurance page, or check out the policies on offer below.
Compare car insurance - rates updated daily
Comprehensive Car Insurance
- Monthly premiums
- Yes Costs Extra
- Choice of repairer
- Optional Extra
- Choice of excess
- $500 - $1,850
- Agreed or market value
- Agreed Or Market
Available discounts
- Online Discount Up To 15%
Comprehensive Car Insurance
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- New car if written off
- Yes - within 1 years and 20,000 km of original registration
- Rental car after theft
- Yes - Up to $1,000 total.
- Rental car after accident
- Not at fault - Yes. At fault - Optional Extra. Up to 14 days for at fault accidents.
- Windscreen cover
- Yes - standard excess. Option to reduce windscreen excess to $40 on every windscreen claim for an additional premium.
- Modifications
- Covered only if agreed in writing.
- Young driver excess imposed
- $600 for drivers under 21, $500 for drivers under 24, $600 for unlisted drivers, $500 for inexperienced drivers over 24.
- Roadside assistance
- Optional Extra
- Other benefits
- -
- Other restrictions
- -
Read our Mozo Review to learn more about Budget Direct Comprehensive Car Insurance
Comprehensive Car Insurance
- Monthly premiums
- Yes Costs Extra
- Choice of repairer
- Optional Extra
- Choice of excess
- $400 - $1,850 (varies By State)
- Agreed or market value
- Agreed Or Market
Available discounts
- No Claim Discount
Comprehensive Car Insurance
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- New car if written off
- Yes - within 2 years and 40,000 km of original registration
- Rental car after theft
- Yes - Up to 14 days, max $1,000
- Rental car after accident
- Not at fault - Yes. At fault - Optional Extra. Up to 14 days.
- Windscreen cover
- Yes - standard excess. Option to reduce windscreen excess to $40 for an additional premium.
- Modifications
- Covered only if agreed in writing.
- Young driver excess imposed
- $600 for drivers under 21, $500 for drivers aged 21 to 24 inclusive, $600 for unlisted drivers, $500 for inexperienced drivers.
- Roadside assistance
- Optional Extra
- Other benefits
- Earn up to 30,000 Qantas Points when you sign up by 2 May 2021. Points earned depend on the amount spent on your premium. Points earn thresholds and T&Cs apply.
- Other restrictions
- -
Read our Mozo Review to learn more about Qantas Comprehensive Car Insurance
Comprehensive Car Insurance
- Monthly premiums
- Yes Costs Extra
- Choice of repairer
- Optional Extra
- Choice of excess
- $300 - $2,550
- Agreed or market value
- Agreed Or Market
Available discounts
- Online Discount $75
Comprehensive Car Insurance
Flexible, great value comprehensive car insurance for every-day Australians. Option-up your cover to suit your needs. And our $75 online discount makes the choice even easier. Winner of Mozo's Exceptional Value Car Insurance 2020.
- New car if written off
- Yes - within 3 years and 60,000 km of original registration
- Rental car after theft
- Yes - Up to 14 days.
- Rental car after accident
- Not at fault - yes. At fault - Optional Extra. Up to 14 days.
- Windscreen cover
- Yes - standard excess ($0 excess for repair only). Option to reduce windscreen replacement excess to $0 for an additional premium.
- Modifications
- Automatically covered.
- Young driver excess imposed
- $600 for listed drivers under 25, $1,600 for unlisted drivers under 25.
- Roadside assistance
- No
- Other benefits
- -
- Other restrictions
- -
Read our Mozo Review to learn more about QBE Comprehensive Car Insurance
Comprehensive Car Insurance
- Monthly premiums
- Yes Costs Extra
- Choice of repairer
- No
- Choice of excess
- $800 - $2,000
- Agreed or market value
- Agreed
Available discounts
- No Claim Discount
Comprehensive Car Insurance
Stella are changing the tune on car insurance, offering car insurance made especially for women. Features include no claim reward, new car replacement, customise your policy and more. Enter your car rego and get a quick quote online.
- New car if written off
- Yes - within 3 years and 60,000 km of original registration
- Rental car after theft
- Yes - Up to 14 days.
- Rental car after accident
- Not at fault - yes. At fault - Optional Extra. Up to 14 days.
- Windscreen cover
- Yes - standard excess. Option to reduce windscreen excess to $0 on every windscreen claim for an additional premium.
- Modifications
- Covered only if agreed in writing.
- Young driver excess imposed
- $600 for listed drivers under 25. $1,600 for unlisted drivers under 25
- Roadside assistance
- Optional Extra
- Other benefits
- -
- Other restrictions
- -
Read our Mozo Review to learn more about Stella Comprehensive Car Insurance
Comprehensive Car Insurance Policy
- Monthly premiums
- Yes Costs Extra
- Choice of repairer
- No
- Choice of excess
- $650 - $795 As A Fixed Excess; Varying Between States
- Agreed or market value
- Market
Available discounts
Comprehensive Car Insurance Policy
Bingle keeps car insurance simple - choose between Comprehensive and Third Party Car Insurance. Comprehensive covers you for accidental loss or damage to your own car caused by insured events such as accidents, theft, storms, fire.
- New car if written off
- Optional Extra - within 3 years of original manufacture
- Rental car after theft
- Optional Extra - Unlimited days.
- Rental car after accident
- Not at fault - Optional Extra. At fault - Optional Extra. Unlimited days.
- Windscreen cover
- Optional - reduce windscreen excess to $0 on every windscreen claim for an additional premium.
- Modifications
- Automatically covered. Does not include aftermarket paint, turbochargers, nitrogen fuel or roll cages.
- Young driver excess imposed
- $600 for drivers under 25, $1,950 for unlisted drivers over 25.
- Roadside assistance
- No
- Other benefits
- -
- Other restrictions
- -
Read our Mozo Review to learn more about Bingle Comprehensive Car Insurance Policy
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