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Beyond Bank Comprehensive Car Insurance

Advertiser disclosure
Important information on terms, conditions and sub-limits
Monthly premiums available
Maximum no claim discount
Not Published
Online discount
Choice of repairer

Mozo editorial review Beyond Bank Comprehensive Car Insurance - last updated: 19 April 2022

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What's hot
  • Your choice of repairer
  • Monthly premiums available
  • 10% online discount for the first year
What's not
  • $600 excess for listed drivers under 25
Mozo snapshot

If you’re after quality car insurance at a low price, look no further than Beyond Bank Comprehensive Car Insurance. With this flexible policy, not only can you choose your own repairer, but there is the option to pay monthly premiums if that suits you better.

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Key features

The comprehensive car insurance offered by Beyond Bank is worth considering to protect your set of wheels if you're after flexibility and a solid amount of cover for your car and what’s inside it.  

If you get in a crash, Beyond Bank has you sorted. You could be covered up to $500 for repairs to your vehicle without assessment, and if your car needs to be towed your policy covers reasonable towing costs as well as up to $1,000 in travel or accommodation costs. New car? You could get your car replaced if your car is written off within two years of its original registration. 

With Beyond Bank Comprehensive Car Insurance, customers have up to $1,000 of personal property cover in the case of theft or damage. Not only that, if you have a baby seat in your car, you can rest easy knowing that you have up to an additional $500 in cover if anything were to happen to it. 

Keep in mind, not everything is covered under a comprehensive policy. If you require a rental car after an accident, whether you were at fault or not, you must opt for this extra when you take out insurance. There is also the option to reduce the excess on your first windscreen claim each year to $0, but for an additional premium.

Who is it good for

Beyond Bank Comprehensive Car Insurance could suit anyone who wants flexible options including choosing their own repairer and paying premiums on a time schedule that suits them.

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Any catches

Keep in mind there is a hefty excess for young drivers. You could face $600 for drivers that are under 25 and listed on your policy, and for unlisted drivers under 25 there is a whopping $1,800 excess to pay.


Rates and fees information correct as at 7 July 2022. Mozo has robust processes to ensure our site is updated to reflect the latest information from providers. There may be the odd occasion where updates are delayed, so please confirm information before purchasing.
Discounts and excesses


$350 - $2,100

$600 for listed drivers under 25, $1,800 for unlisted drivers under 25.

Not Published

6 years



Protection of maximum no claim discount for 1 claim per period can be purchased with extra premium.


Service features






Coverage summary

Agreed or Market

Yes - within 2 years of original registration

Up to $1,000 if damaged or stolen.

Yes - standard excess. Option to reduce excess for first windscreen replacement claim and first two repairs each year to $0 for an additional premium.

Up to $500

Reasonable towing costs and up to $500 in travel costs. Up to $1,000 travel and accommodation costs if greater than 100km from home.

Yes - Up to 30 days, max $100 per day.

Not at fault - Optional Extra. At fault - Optional Extra. Up to 30 days, max $100 per day.

Yes - legal liability cover when using a substitute vehicle. $3,000 contribution towards excess or security bond when using a hire car after an event.

Up to $1,000

Up to $1,000 if stolen.

Up to $500

Covered only if agreed in writing.

$25,000 within 12 months of injury.

Optional Extra

Terms, conditions, exclusions, limits and sub-limits may apply to any of the insurance products shown on the Mozo website. These terms, conditions, exclusions, limits and sub-limits could affect the level of benefits and cover available under any of the insurance products shown on the Mozo website. Please refer to the relevant Product Disclosure Statement and the Target Market Determination on the provider's website for further information before making any decisions about an insurance product.

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