Huddle Comprehensive Car Insurance

Discounts and excesses

• Monthly premiums available

  Yes

• Choice of excess

  $500 - $5,000

• Young driver excess imposed

  $1,200 for listed drivers under 21, $800 for listed drivers under 24, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers under 24, $800 for inexperienced drivers over 24, $800 for learner drivers.

• Maximum no claim discount table

  Not Published

• Maximum no claim discount term

  No

• Online discount

  n/a

• Multi policy discount

  n/a

• No claim discount

  No

• Discounts available

  Fixed Kilometre Plan with pricing tiers available for limited kms.

Service features

• Roadside assistance

  Optional Extra

• Choice of repairer

  No

• Claims service 24 7

  Yes

• Other benefits

  n/a

• Other restrictions

  n/a

Coverage summary

• Agreed or market value

  Agreed or Market

• New car if written off

  Yes - within 2 years of original registration

• Personal property cover

  Up to $500 if damaged or stolen.

• Windscreen cover

  Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.

• Emergency repairs without assessment

  Up to $500

• Emergency options

  Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200 km from home.

• Rental car after theft

  Yes - Up to 14 days, max $70 per day.

• Rental car after accident

  Yes Not at fault - Optional Extra. At fault - Optional Extra. Up to 10 days, max $70 per day.

• Rental car liability

  Yes - legal liability cover when using a substitute vehicle.

• Trailer or caravan cover

  Up to $1,000.

• Replacement keys

  Up to $1,000 if stolen.

• Baby capsule or seats

  Up to $500

• Modifications

  Most modifications covered automatically

• Accidental death cover for driver

  No

• Rideshare cover

  No