Comprehensive Car Insurance
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Monthly premiums
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Yes costs extra
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Choice of repairer
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No
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Choice of excess
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$500 - $5,000
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Agreed or market value
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Agreed or Market
Available discounts
- Pay As You Drive Cover with pricing tiers available for limited kms.
No Partner link
- Monthly premiums available
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Yes costs extra
- Choice of repairer
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No
- Choice of excess
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$500 - $5,000
- Agreed or market value
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Agreed or Market
- Discounts available
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Pay As You Drive Cover with pricing tiers available for limited kms.
- Quote time
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-
- States where offered
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SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
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Optional Service
- Genuine parts
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No
- New car if written off
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Yes - within 2 years of original registration
- Windscreen cover
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Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
- Personal property cover
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Up to $500 if damaged or stolen.
- Replacement key cover
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Up to $1,000 if stolen.
- Baby capsule or child seat cover
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Up to $500
- Trailer or caravan cover
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Up to $1,000.
- Modifications
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Covered only if agreed in writing.
- Emergency repairs
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Up to $500
- Emergency options
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Reasonable towing costs. Up to $500 travel and accommodation costs if greater than 200 km from home.
- Rental car after theft
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Yes - Up to 14 days, max $70 per day.
- Rental car after accident
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Not at fault - Optional Extra. At fault - Optional Extra. Up to $70 per day for 10 days.
- Rental car liability
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Yes - legal liability cover when using a substitute vehicle.
- Legal liability cover
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$20,000,000
- Accidental death of driver
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No
- Young driver excess imposed
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The following excesses apply in addition to the basic excess: $1,200 for listed drivers under 21 (not leaners), $800 for listed drivers aged 21 to 24, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers aged 21 to 24, $800 for inexperienced drivers aged 25 and over (conditions apply), $800 for learner drivers.
- Rideshare cover
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No
- Other restrictions
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-
- Other benefits
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-
- Online discount
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n/a
- Multi-policy discount
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-
- No claim discount
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No
- Low km discount
-
true
Black Comprehensive Car Insurance
-
Monthly premiums
-
Yes costs extra
-
Choice of repairer
-
Yes
-
Choice of excess
-
$500 - $5,000
-
Agreed or market value
-
Agreed or Market
Available discounts
- Pay As You Drive Cover with pricing tiers available for limited kms.
No Partner link
- Monthly premiums available
-
Yes costs extra
- Choice of repairer
-
Yes
- Choice of excess
-
$500 - $5,000
- Agreed or market value
-
Agreed or Market
- Discounts available
-
Pay As You Drive Cover with pricing tiers available for limited kms.
- Quote time
-
-
- States where offered
-
SA VIC NT TAS NSW ACT QLD WA
- Roadside assistance
-
Yes
- Genuine parts
-
No
- New car if written off
-
Yes - within 3 years and 70,000 km driven, if policy holder is the first registered owner.
- Windscreen cover
-
Yes - standard excess. Option to reduce excess for first windscreen claim each year to $0 for an additional premium.
- Personal property cover
-
Up to $1,000 if damaged or stolen.
- Replacement key cover
-
Up to $2,000 if stolen.
- Baby capsule or child seat cover
-
Up to $500
- Trailer or caravan cover
-
Up to $1,000.
- Modifications
-
Covered only if agreed in writing.
- Emergency repairs
-
Up to $500
- Emergency options
-
Reasonable towing costs. Up to $2000 travel and accommodation costs if greater than 100 km from home.
- Rental car after theft
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Yes - Up to 14 days, max $80 per day.
- Rental car after accident
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Not at fault - Optional Extra. At fault - Optional Extra. Up to $80 per day for 10 days.
- Rental car liability
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Yes - legal liability cover when using a substitute vehicle.
- Legal liability cover
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$30,000,000
- Accidental death of driver
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No
- Young driver excess imposed
-
The following excesses apply in addition to the basic excess: $1,200 for listed drivers under 21 (not leaners), $800 for listed drivers aged 21 to 24, $2,000 for unlisted drivers under 21, $1,600 for unlisted drivers aged 21 to 24, $800 for inexperienced drivers aged 25 and over (conditions apply), $800 for learner drivers.
- Rideshare cover
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No
- Other restrictions
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-
- Other benefits
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$2,000 rental car excess cover anywhere in Australia
- Online discount
-
n/a
- Multi-policy discount
-
-
- No claim discount
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No
- Low km discount
-
true
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